Its a group on facebook helping people with their debts and they use the CA3 , i have no idea what it is does anyone else know ?

HI all,

hoping for a bit of help on this one - long story but the short version is that my employer told me that I was at risk of redundancy some months ago. After a bit of dialogue I was offered part time work instead (on part time wages, obviously). The contract for that arrangement started...

Great news today.. MBNA left with their tail between their legs. Case dismissed.

It took three hearings and ended up with a 2 hour narrative Judgement.

I could not have done it without all the help given here on this site.

Thankyou to everyone who had input and...

Hello all,

I am helping my mum administer my late father's estate and we received a letter from Aktiv Kapital's solicitors chasing an MBNA card they claim my dad had. I asked for proof the debt is owed and they took well over 3 months to reply, but eventually produced a grainy photocopy...

Equitable Life scandal victims to receive compensation this year

This is a duplicate of the Blog Entry made on 11th September 2013 20:48.

*Around 10,000 victims of the Equitable Life scandal will receive a £5,000 compensation payment a year early, the Government has announced.*...

Hello!
Just a quick question, if I've sent off a letter of dispute to a DCA and they have replied that they have placed the account on hold but would like to know why the account is in dispute... do I tell them?
I have written to the original creditor but not heard anything back from them...

Just struck me that there are various court case wins/losses and unenforceability issues covered in the forum. Are there any tallies to give users a view of (likely) successes in generic or % terms?

e.g.
pre 4/2007 agreements

Bank Cases Win...

Dear Group,

A lot of searching has brought me here. I have received a letter from MBNA today saying they uphold my PPI claim and are going to refund me over £3000. It says a cheque will arrive within 28 days as full and final settlement.

My question is this is a credit...

http://www.bailii.org/ew/cases/EWHC/QB/2012/2402.html

The Assignee of a credit agreement becomes the creditor for statutory obligations

OOoops Link just shot down Cabots favorite argument that they arent the creditors when they get assigned debts

Hi

I have been helping a family friend out with their debt problems over the last couple of months, unfortunately all are far too recent for UE.

They have written to all of the creditors asking for the debts to be written off due to their health conditions. A copy...

Hi

I have been getting a lot of help from a delightful person who now is busier than he needs to be with personal issues, thus my reason for writing here.

A DMP has been arranged with my creditors, but some have now passed the debt to collection agencies who are demanding...

I have a situation which is driving me a little loco!

Had a CC with Barclayshark and they sold it to a third party DCA. The assignee introduced themselves on numerous occasions and not really feeling like entertaining them, a CCA was posted along with the necessary £1. Whilst waiting...

Hi Everyone

New to the forum so thought it would be useful if I gave you an idea of why I'm here...

On 9th May my business will close down after 7 very difficult years of trading. Despite our best efforts, my wife and I have been unable to find alternative employment, but...

A summary:


Type of account: Unsecured Loan of £15,000 from Lloyds TSB in daughter's name only

Date commenced: Can't find date on CCA, but Nov/Dec 2006

Approx balance: £8,500

Date last paid full payment: May? 2010

Joint DMP with...

Can a DCA issue and register a default, when the original creditor issued an invalid default, but never registered it with the CRA's?

Alan