Hi people,
this is my first post on here after joining last night and after reading through a few posts this place seems like a breath of fresh air after spending a couple of years posting on CAG. I've not been posting much there lately as the only impression I get from people, mainly mods, is that the unenforceable route (and the DN route, and every route!!) is dead in the water now after recent court cases like McGuffick and Carey. From reading the threads here, it doesn't seem to be the case?
I have a few? credit cards, some with BC, some with MBNA; I've only had a mixture of T&Cs and Application forms and I've even had letters from the OC stating they havent got the agreement and cant enforce, but when sold on the DCA is ignoring that and stating that now its enforceable!
So, all in all, I suppose I don't need to ask, but I'm right in saying that unenforceablity is not ''dead in the water''?
Seamus
this is my first post on here after joining last night and after reading through a few posts this place seems like a breath of fresh air after spending a couple of years posting on CAG. I've not been posting much there lately as the only impression I get from people, mainly mods, is that the unenforceable route (and the DN route, and every route!!) is dead in the water now after recent court cases like McGuffick and Carey. From reading the threads here, it doesn't seem to be the case?
I have a few? credit cards, some with BC, some with MBNA; I've only had a mixture of T&Cs and Application forms and I've even had letters from the OC stating they havent got the agreement and cant enforce, but when sold on the DCA is ignoring that and stating that now its enforceable!
So, all in all, I suppose I don't need to ask, but I'm right in saying that unenforceablity is not ''dead in the water''?
Seamus
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