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  • #1

    Help with Debts

    Hi all, I've been reading the forum for a few days now trying to figure out what to do with my debts and found a lot of useful information. Finally joined up so thought I better pop in here and say 'Hello' to everyone. Still getting used to this place but you do seem like a friendly helpful bunch ya
    Tags: account, act, bryan carter, calling, calls, cap, capital, car, con, cons, debt, debts, driving, financial, firm, fredrickson, help, information, letter, lowell, missing, nice, niddy, pay, prescribed terms, reading, senior, solicitors, stop, template, unenforceable, work, working, wrong
  • #2
    Re: Newbies | General Chat Thread

    :hello Rioja
    your right we are a nice friendly bunch (but some are wierd hh )
    well try to help, if you're not sure of anything just ask
    It's taken years of hard work to earn the capital N in Numpty

    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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    • #3
      Re: Help with Debts

      Hiya

      What Crappy1 sent you is unenforceable, as for Fredrickson, respond with this: ---> viewtopic.php?p=1503#p1503



      Obviously, before anything else formal wise - you need to sort things and provide some info as per here: ---> viewtopic.php?p=6789#p6789
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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      • #4
        Re: Help with Debts

        Thanks Niddy, will get the diary done tomorrow. The constant calls are driving me mad!

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        • #5
          Re: Help with Debts

          Sorry to be a pain and perhaps I am looking at the wrong thing but the link to the template to send to Fredrickson is pretty much what I sent them, it was them that sent the stuff from Capital 1 (about 5 months after they got it but you will see that from my diary when I post it). So, my question is, what should I send to Fredrickson now? Thanks for all your help.

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          • #6
            Re: Help with Debts

            You dont need to do anything Rioja. If what Cap 1 / Freds is missing the prescribed terms and you have already advised them of this, it is up to them to chase it up and sort it out, not you.

            You mention on the previous post about the calls - have you sent the stop calling me letter?
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

            Comment

            • #7
              Re: Help with Debts

              Thanks for your reply oscar - I was having a bit of a 'blonde/senior moment' there! Have just printed the stop calling letter and off to post it now

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              • #8
                Re: Help with Debts

                We need you to do a diary really, as advised in my original response. Without this, its all guess work.

                Do not send the "stop calling" template until you've done a diary. Trust me, there's a good reason i never said to send it!!
                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                • #9
                  Re: Help with Debts

                  Hi Niddy, I am working on the diary - just trying to get all the info together. However I have just received a letter from Bryan Carter Solicitors. The gist of it is pay within 14 days or proceedings will be issued without further notice. It says their client is Lowell Financial Ltd but I still have an opportunity to contact Fredrickson with payment proposals. Having just sent the letter you recommended do I leave it at that and see what they come back with? Thanks again.

                  Okay - back to the diary......

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                  • #10
                    Re: Help with Debts

                    Hiya

                    Ok, get your diary up asap and confirm what template you sent, and to whom. Then we'll sort the latest letter. Too much happening at once here so we need to sit back and take stock.

                    Please do a diary and i'll advise tmw once you've done it. Remember to confirm what ypu've sent with this account so we know whats next to post.
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                    Comment

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