Hello All,
Having successfully seen off Barclaycard and Cap One thanks to this forum, I have now received a CC claim form (commencing Tues 5th June) relating to care home fees owed to the local County Council and outstanding since 2013.
The outstanding fees are for a relative and the original...
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Credit Cards - To close or not to close?!
Hi All
As part of my journey back from Bankruptcy, I have three Credit Cards:
Vanquis £4000 Limit
Aqua £4350 Limit
CapitalOne £1750 Limit
I've just come into some money and cleared all balance on those cards.
My credit rating is still...
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DCA "League Table"
Hi
Most of the debts I have are now managed or owned by DCA's having defaulted between Sept 2009 and June 2010. Mostly they're with Cabot (or derivatives like Marlin), Moorcroft and Cap Quest. Having kicked things off by inadvertently choosing one of the more litigious DCA's in PRA I wondered...
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Energy prepay cap to save customers £80, announces Ofgem
Energy prepay cap to save customers £80, announces Ofgem
This is a duplicate of the Blog Entry made on: 7th February 2017 13:36
Four million customers on prepayment energy meters are expected to save around £80 a year after a price cap was announced by energy regulator Ofgem....
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Pension fees can cost 10% of savings, says Citizens Advice
Pension fees can cost 10% of savings, says Citizens Advice
This is a duplicate of the Blog Entry made on: 10th June 2016 13:23
Withdrawing money from a pension fund can cost savers up to 10% of their retirement fund, according to Citizens Advice....
The regulator, The Financial
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Borrowers making up to 4,000 complaints about PPI every week
Borrowers making up to 4,000 complaints about PPI every week
This is a duplicate of the Blog Entry made on: 26th May 2016 15:50
Payment protection insurance is triggering up to 4,000 complaints a week to the Financial Ombudsman Service, which said the claims management industry and...
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Banks should cap overdraft fees, says competition watchdog
Banks should cap overdraft fees, says competition watchdog
This is a duplicate of the Blog Entry made on: 17th May 2016 17:59
Banks should cap unarranged overdraft fees and warn customers before they go overdrawn, the competition watchdog has said....
The Competition and
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Stuckinarut UE Diary
my question is this. been an a dmp since 2008. and it ended on 4th march this year. due to it not being a suitable product cos of the shake up with the companies that give advice etc. so to save a long story. i/we will have 1 cc still with cap one 1 overdraught 1 personal loan. 3 cards. these are with...Last edited by stuckinarut; 12 April 2016, 22:28.
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Aqua Credit Card - Poor credit history but been accepted
As you do, I received a weekly email from MSE a few weeks ago and I was reading one of the articles about a credit card acceptance "checker" that basically conducts a "soft" search of your credit score and gives a rough chance of acceptability for certain Credit cards
...Last edited by Spud; 14 March 2016, 12:03.
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The only truly free bank account
The only truly free bank account
This is a duplicate of the Blog Entry made on: 4th March 2016 13:15
People in financial trouble can choose new fee-free current accounts - but banks still have the right to move them onto accounts with charges....
A basic bank account allows customers
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Help please! Maternity
Hello all,
Not posted for a while now, its been a little bit s*** for the past weeks.
Brother died 3rd January,Father in law died 11th January, both sudden and without warning.
Youngest undergoing investigations on her heart condition....many trips to hospital in front of us.
...
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Digital tax: 'HMRC wants a direct link to everyone's bank accounts'
Digital tax: 'HMRC wants a direct link to everyone's bank accounts'
This is a duplicate of the Blog Entry made on: 31st January 2016 08:35
Have you filed your return by today's deadline? Next time the process will be different as HMRC rolls out new, digital services...
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[CLOSED] - Continues in AAD+ Legal - Cabot Financial (UK) Limited ( Mortimer Clarke Ltd ) v Mike'y
Your AAD Forum Username
Mike'y
Name of Claimant
Cabot Financial (UK) Limited
Name of Claimant's Solicitors
Mortimer Clarke Ltd
Claim Issue Date
20 January 2016
Who Signed the Claim Form?
An Individual
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Capital One sold debt to Cabot
Hi all
MJ is alive and well
Today 19/10/15 I had a letter from Capital One informing me my account had been sold to Cabot. I had not heard from them since March 2015 when they sent a statement of activity e.g. Nada! The stopped chasing me because they had no CCA and so basically...
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Virgin starts automatic compensation for train delays
Virgin starts automatic compensation for train delays
This is a duplicate of the Blog Entry made on: 3rd October 2015 10:38
Virgin has become the first train company to automatically compensate some passengers if they are delayed. From Saturday 3 October, travellers using its services...