Barclays upgrade after 12 months!

[DarkAutumn]

Re: Barclays upgrade after 7 years!

Barclays are doing this with all their cashcard accounts, I've had one since 2008 which has been useless because you can't use it to buy stuff online or pay in shops so not much point in having the account and I've not bothered using it in all these years because I have other bank accounts with a debit card.

That must be the reason behind Barclays decision to upgrade the accounts to have proper debit cards, who wants a cashcard account.

[oscar]

Re: Barclays upgrade after 12 months!

I have just had the same.

Even after sending them a letter saying I cant pay the overdraft on the other account I have with them

[Never-In-Doubt]

Re: Barclays upgrade after 12 months!

credit score (501) = random number generator - I've decided it will be 10,287 and will ask the CRA to edit it because I don't believe their scoring methods.... yes, I have too much time on my hands but I feel that their scoring methods is a way of them (ie the CRA) being libellous - how can 'they' determine a credit risk on me when I am not their customer?

Fun and games are coming - watch this space

[Never-In-Doubt]

Re: Barclays upgrade after 12 months!

Here are some defaults

Just to prove a point

[Never-In-Doubt]

Well, I have over 20 defaults and 10+ bank accounts. I opened 2 x Barclays basic account (card cash) last October - just been sent 2 letters saying both will be upgraded to full accounts......

Point is, Barclays work on internal score so it's worth doing this and moving a grand or so between accounts as they cannot determine income from money movement - hence by doing so you might end up with a pre-approved (guaranteed) loan etc based 100% on your INTERNAL credit score with the bank.

A year of moving a grand between 3 accounts (host account to Barclays 1 to Barclays 2 back to host account) means I am already a full Barclays customer even though I have never actually used them for any banking purposes....

The attached image shows both letters - sorry about greying out but don't want my name and address plastered here publicly