‘“RECONSTITUTED AGREEMENT” – IRREDEEMABLY UNENFORCEABLE”
“UNREDACTED DEEDS OF ASSIGNMENT – NO ASSIGMENT PROVED”
So, held Recorder Bellamy in PRA Group (UK) Limited v Mayhew at Central London County Court on 22nd March 2017, at the end of a 3 day multi track...
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PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN
- 19 likes
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88th UPDATE to the Civil Procedure Rules
Civil Procedure Rules:-
Take notice:
A new pre-Action Protocol for Debt Claims is introduced and comes into effect on 1 October 2017.
The new protocol can be seen in the Pre-Action Protocol for Debt Claims.
88th Update to the Civil Procedure Rules
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CCA response
Hi , new here , someone recommended this site.
I got into debt after a divorce and was in a DMP. I stopped paying the DMP in October as the company was no longer able to operate so have decided to sort stuff out myself. I sent off some CCA requests to three debts and have had back a couple...
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Unwarranted CIFAS against my Name - Mortgage Application Fraud
Hi Forum,
I am new this forum (infact to any forum) but the need is such!!! So please accept my apologies if my below request is more in detail and boring and not in line with your expectations.
Issue in Detail: I have started a mortgage application with a leading UK Bank (which...
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NPower.
I've been with them for gas and electric for years and it's always been difficult if not painful. Recently I switched to a nicer provider and provided Npower with meter readings.
The final gas bill is based on the meter reading I provided.
The final electricity bill is 'estimated'...
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Barclaycard/Link Financial
In 2011, due to my personal circumstances at the time, I wrote to the original lender, Egg, offering £1 per month. Shortly afterwards, Egg was taken over by Barclaycard. I continued to pay the £1.00 per month and didn't hear anything until last year when BC informed me that the account has been...
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I'M FREE
All now SB and Defaults gone.
This is a note to let those at the start of the journey and those en route know that there is an end to the misery. It is not pleasant or easy but it does end.
No fault and no blame, but a crisis left me in a real mess. I am now resigned to...
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Help with Default and loan agreement
Hi everyone, I hope someone can help.
A few years ago (2013) I took out a business loan through one of the UK's Start Up Loan delivery partners; long story short the biz didn't go to plan, so had to revenue to pay back the loan (which was £6,000).
Anyway, I recieved a default...
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Default/Confusing With Debt Being Passed On Help Please!
Hi everyone, I hope someone can help.
A few years ago (2013) I took out a business loan through one of the UK's Start Up Loan delivery partners; long story short the biz didn't go to plan, so had to revenue to pay back the loan (which was £6,000).
Anyway, I recieved a default...
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Is Car Finance Unenforceable?
Hi all, looking for some info and advice here. I live in Scotland. In 2008 I was granted finance for a car that was beyond my means. However I was 18, naive and keen to get on the road with my own set of wheels so went ahead. In 2010 I hit a rocky road, issues with work and personal life. It lead me...
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What are my rights?
We purchased a new sofa and two armchairs from our local furniture store and they were delivered 28.June 2016 (last week). The furniture is grey in colour and the scatter cushions - supplied by the manufacturer are red in colour.
After five days we noticed that there were red marks on the armchairs...
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Advice Required - Dealing with an Estate
Hi Guys
Any advice on this one would be appreciated.
Sadly my Father passed away in October last year; i took care of the immediate estate issues shortly after, however he also had several outstanding debts (most with DCAs).
To date i haven't made any contact with any of these companies,...
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Hoist Portfolio v Battendown claim received and help needed please
Hi All
Long time no see. I'm in the poo, I've received a claim from Hoist Portfolio/Howard Cohen and I don't know what to do. The claim is dated 26th Feb but I didn't get it until around the 7th March when I was bedridden with the flu.
I filled in AOS online on the 14th March for more...
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American Express
Hi
I paid my Amex card off about ten years ago but I can't find any statements!
I've still got my membership number but I can't remember if I paid PPI!
Can I sill claim and how can I find out if I paid PPI?
Thanks