I've recently just applied for a self build mortgage, and been declined based in my credit score. Which came as a shock.

I've looked at my credit score to find that AW have filled a default for missing paying a bill for £300ish. We have recently moved into a rented house while we do the...

I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.

The original creditor was mbna.

The debt has never been on my credit file.

Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting...

Hi

After many years of terrible credit I FINALLY had an excellent credit score. All my defaults had dropped off as I had an excellent score.... until

background: I moved out of a jointly rented flat when I split up with an ex boyfriend, in 2007. As far as I was aware, all bills...

With a mortgage, 2 different bank accounts and a credit card from another bank running in credit and a report newly clear of defaults, when should I see my credit score start to climb?

Hi all, ok I'm new here so please bear with me.
I entered a dmp with stepchange in December 2013 as my debts were running away with me and have been faithfully sticking to the repayment plan ever since plus increasing my payments when I could.
I had a letter from BarclayCard on Friday...

Not sure if I'm in the right place. Short version - moved overseas and my parents sent me a scan of a letter from Orange (22nd of hte 9th 2010) stating that I owed them 2570 pounds.

I was overseas for some years and had no interest in this until recently as I've returned. Since then the...

Hi Dantayler and welcome

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We...

As you do, I received a weekly email from MSE a few weeks ago and I was reading one of the articles about a credit card acceptance "checker" that basically conducts a "soft" search of your credit score and gives a rough chance of acceptability for certain Credit cards

...

Barclaycard gives its 10.5m customers free access to credit scores

This is a duplicate of the Blog Entry made on: 19th November 2015 10:13
...

I understand that after 6 years my credit file will be clean, but which of my ex creditors will allow a fresh start after 6 years

Interested in
Barclays/Barclaycard - Most of my debts were with barclaycard, no barclays account pre IVA
Tesco
HSBC - they seem very strict,...

Hi guys

I have 2 defaults on my credit report (that are showing as 3 as I have 2 for the same loan and showing exactly the same details for some reason!) The ones for my loan are now past 6 years, the default date was 25/08/2009, but are still showing on my credit report. When will these...

Well, I have over 20 defaults and 10+ bank accounts. I opened 2 x Barclays basic account (card cash) last October - just been sent 2 letters saying both will be upgraded to full accounts......

Point is, Barclays work on internal score so it's worth doing this and moving a grand or so between...

Hi guys,

My fiance and I are moving out and I've just checked my credit report and it's score is now 0, it was like 156 before, but I have positives on my credit report, not just negatives. Yes more negatives than positives but still, surely it should be more than 0?!

Thanks...

Hi All,

Ok so credit score is not a prob and income is not a prob but need advice on refinancing a mortgage and a secured loan - 15 years on mortgage left and far longer on loan left

Equity on the property is around 110k

what is the prob is that the loan is 39k...

Hi,

In the financial order if the respondent is given a joint debt (e.g. a loan), and court order granted for this. how does this get sorted out - i.e. the account name (is the account name put into the name of the respondant as per the court order, the credit file for the petitioner,...