The Dopeys' UE Diary

[MrsD]

Re: The Dopey's UE Diary

came back to another wee pile

Mr Dopey = Citi
sent CCA 31/07/10
received three sets of rubbish t&cs
sent "you've sent t&cs"
received a letter from Collect Direct UK
"important Notice"
we need to pay within 4 days (aye right) to avoid further action

Do I send "sold whilst in dispute"?

Mrs Dopey M&S
sent CCA 31/07/10
they sent an application form for a chargecard
we sent back you've sent an application form"
received a letter to-day saying "we have 14 days to pay or they will commence proceedings" which will be either a claim in a county court (which we don't have in Scotland) or they will instruct debt collection agents, do I send a final response?

thank you Niddy!!!

[Never-In-Doubt]

Re: The Dopey's UE Diary

Mr Dopey = Citi
sent CCA 31/07/10
received three sets of rubbish t&cs
sent "you've sent t&cs"
received a letter from Collect Direct UK
"important Notice"
we need to pay within 4 days (aye right) to avoid further action

Do I send "sold whilst in dispute"?

Yep, respond with this (its the new version): ---> viewtopic.php?p=20203#p20203

Mrs Dopey = M&S
sent CCA 31/07/10
they sent an application form for a chargecard
we sent back you've sent an application form"
received a letter to-day saying "we have 14 days to pay or they will commence proceedings" which will be either a claim in a county court (which we don't have in Scotland) or they will instruct debt collection agents, do I send a final response?

No, respond with this: ---> viewtopic.php?p=2319#p2319

[MrsD]

Re: The Dopey's UE Diary

thank you Niddy, all printed and ready to go.

[Never-In-Doubt]

Re: The Dopey's UE Diary

thank you Niddy, all printed and ready to go.

Good luck - keep us updated..... ;-y

[MrsD]

Re: The Dopey's UE Diary

I am so pissed off at Lloyds!!! (join the club says everyone else)
Who do they think they are talking to?? some Dope???

Lloyds TSB - Mr Dopey
CCA sent 31/07/10
application form received and nothing but threats since
sent you've sent an application form, and they sent another one and questioned who I was getting advice from and assured me they always act in the best interests of the customer.
to-day letter from them "It would appear that this account is currently a low priority for you" yup
"we urge you to phone and pay on this telephone number, AT WHICH TIME WE WOULD EXPECT AN EXPLANATION OF YOU ACCOUNT CONDUCT TO DATE"
they're kidding, right?

BoS Mrs Dopey
31/07/10 sent CCA
Aug 10 received letter saying they have no agreement and the account is unenforceable
Sept please pay letters from Blair Oliver Scott
Oct sent "sold while in dispute"
to-day more of the same, they are going to send someone around and get a charging order (don't think there is such a thing here)
Can I send the letter saying its unenforceable cos you said so?

[helmsman]

Re: The Dopey's UE Diary

hi,
Have had 2 letters this week same as you so dont feel to bad they like me just about as much as you he he.
helmsman

[MrsD]

Re: The Dopey's UE Diary

cheeky eejits, who on earth do they think they are talking to?

i don't feel bad, just pissed off at their cheek and if I won the Euromillions tonight, I still wouldn't pay em!!!

[helmsman]

Re: The Dopey's UE Diary

hi,
ive got 2 tickets Iwill pay them nothing if I win either.
helmsman

[MrsD]

Re: The Dopey's UE Diary

its a deal, they get zilch!!!

[Never-In-Doubt]

Re: The Dopey's UE Diary

Lloyds TSB - Mr Dopey
CCA sent 31/07/10
application form received and nothing but threats since
sent you've sent an application form, and they sent another one and questioned who I was getting advice from and assured me they always act in the best interests of the customer.
to-day letter from them "It would appear that this account is currently a low priority for you" yup
"we urge you to phone and pay on this telephone number, AT WHICH TIME WE WOULD EXPECT AN EXPLANATION OF YOU ACCOUNT CONDUCT TO DATE"
they're kidding, right?

Just ignore them - nothing to respond to.........

They know damn well fine where you're getting your advice - lol. Muppets!

[Never-In-Doubt]

Re: The Dopey's UE Diary

BoS Mrs Dopey
31/07/10 sent CCA
Aug 10 received letter saying they have no agreement and the account is unenforceable
Sept please pay letters from Blair Oliver Scott
Oct sent "sold while in dispute"
to-day more of the same, they are going to send someone around and get a charging order (don't think there is such a thing here)
Can I send the letter saying its unenforceable cos you said so?

Just send one of these: ---> viewtopic.php?p=20195#p20195 with a copy of their letter saying no agreement and forget it. The daft buggers - plus their letters are coming from England and they forget you're in Scotland so best of luck at getting a CO against you - I thought they were called Inhibition Orders!! Muppets!

* for others that wonder what this is, basically (from my knowledge) it is very similar to a Charging Order but the main difference is that an Inhibition Order is not on the house - In fact it is on the person and inhibits you from selling the house without paying the debt owed in full..... so same theory but slightly different, all the same!

[MrsD]

Re: The Dopey's UE Diary

thanks Niddy, will get started ignoring right away!!!
muppets and bampots! they've already said its unenforceable so why waste all this money harassing us?????

[Never-In-Doubt]

Re: The Dopey's UE Diary

thanks Niddy, will get started ignoring right away!!!
muppets and bampots! they've already said its unenforceable so why waste all this money harassing us?????

Sorry I edited both posts since you replied so just re-read them so you don't miss the amendments....

Thanks

[MrsD]

Re: The Dopey's UE Diary

saw it thanks!!

[MrsD]

Re: The Dopey's UE Diary

had a very quiet week, nothing, nada, zilch!!!

but to-day a couple of letters

Mrs Dopey Amex
CCA July 2010
various rubbish received mainly an application form and a lot of spurious t&cs
RMA Resolve been chasing
sent sold while in dispute
received very polite letter to-day from United Creditors Alliance
they want to "avoid unnecessary formal proceedings that unfortunately could be brought against me"
muppets do I send another sold while in dispute?

Mrs Dopey Lloyds TSB
sent CCA July
sent default in August
Sept received nasty letter from SCM demanding payment or all sorts of nasty things will happen
sent your letter saying no CCA received and legal action a waste of time
then two letters saying they received my complaint and
one this morning saying that they don't uphold my complaint and they don't have to provide anything under English law. (are they joking????)
They won't reply to specific matters, then they go on to say that the insist that the agreement is valid, then the usual threats, They keep saying its compliant cos they've sent it (Which they haven't, only threats)
They are also questioning my advice again!!!
at no point do they say the agreement is enforceable, just valid
muppets!!!!