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  • #1

    Argos CCA

    Confusing this...
    My wife took out an Argos account many moons ago..which changed names over the years and eventually ended up as Very, i have already posted on that account.

    This is another Argos account which was opened in 2001.
    The debt outstanding has been assigned to Lowell as of November 2011.

    Not responded to the numerous phone calls and letters received over the past couple of months from Lowell...and still await the SAR from Argos.

    Would someone have a quick peek at the CCA and confirm that its all in order.
    Cheers

    Steve
    Tags: 1st, account, accounts, application form, argos, bank, banks, cag, cca, cca request, charges, con, consumer, court, credit, creditors, data, date, debt, eye, fee, fine, firm, firms, free, home retail group, homebase, household, ico, illegal, letter, littlewoods, low, mail, mat, mbna, niddy, order, phone, power, prices, purchase, retail, sar, selling, shopping, strike out, template, templates, unenforceable, websites
  • #2
    Re: Argos CCA

    Argos never became Very mate - impossible.

    Very is Littlewoods, LX Direct etc - ie brands of Shop Direct Group (SDG). Argos is owned by the same firm as Homebase, known as Home Retail Group (HRG)...

    Totally different firms.
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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    • #3
      Re: Argos CCA

      The CCA above is simply an application and is not enforceable, no,

      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

      Comment

      • #4
        Re: Argos CCA

        I didnt think it got worse than old MBNA agreements - I was wrong!
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #5
          Re: Argos CCA

          Lowells specialise in buying what are known as lemons when it comes to alleged credit debts. You could hit them with our CCA request template or just sit and see what they throw at you next.

          regards
          Garlok

          Comment

          • #6
            Re: Argos CCA

            Hello Niddy,thanks for the quick reply..
            Confusing this one..
            The very account believe me developed over the years as a result of change.
            It was originally Argos,which then changed to Argos Additions,Then to Additions,and finally it changed yo Very.co.uk.
            It was all to do with the change in items they sold.....Argos additions moved away from just household goods, it branched out to selling clothes if i can remember rightly...
            Its all a blur to be honest....

            The form above i was told recently acted as both an application form and the official agreement.....
            I don't doubt you at all mate.....but in you opinion that is not enforceable...???

            Thanks once again Niddy...
            Steve

            Comment

            • #7
              Re: Argos CCA

              Sorry Garlock and Oscar....you posted while i was replying to Niddy.....thanks for your response........i think with the info you guys have given back up my initial stance of 'sod em'...
              Great site this
              Steve
              Steve

              Comment

              • #8
                Re: Argos CCA

                Originally posted by stuff the banks View Post
                The form above i was told recently acted as both an application form and the official agreement.....
                I don't doubt you at all mate.....but in you opinion that is not enforceable...???

                Thanks once again Niddy...
                Absoutly no chance this is enforceable.

                The old story of "it doubles ans an app and agreement" is well used. I have even been told that "it says "This is a credit agreement on it" - but just to be pedantic - ANYONE could write "This is a Credit Agreement" on a supermarket receipt - but it doesnt make it one!
                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment

                • #9
                  Re: Argos CCA

                  Originally posted by oscar View Post
                  Absoutly no chance this is enforceable.

                  The old story of "it doubles ans an app and agreement" is well used. I have even been told that "it says "This is a credit agreement on it" - but just to be pedantic - ANYONE could write "This is a Credit Agreement" on a supermarket receipt - but it doesnt make it one!


                  Cheers Oscar....
                  Steve

                  Comment

                  • #10
                    Re: Argos CCA

                    Originally posted by stuff the banks View Post
                    Hello Niddy,thanks for the quick reply..
                    Confusing this one..
                    The very account believe me developed over the years as a result of change.
                    It was originally Argos,which then changed to Argos Additions,Then to Additions,and finally it changed yo Very.co.uk.
                    It was all to do with the change in items they sold.....Argos additions moved away from just household goods, it branched out to selling clothes if i can remember rightly...
                    Its all a blur to be honest....

                    The form above i was told recently acted as both an application form and the official agreement.....
                    I don't doubt you at all mate.....but in you opinion that is not enforceable...???

                    Thanks once again Niddy...
                    Apologies, yes you are indeed correct there....

                    In January 2004, Argos Additions was bought by Shop Direct Group - the biggest mail order company in the UK. Our name has changed from Argos Additions to additions direct to reflect more accurately what shopping with Additions Direct is all about, great choice at unbelievably low prices direct to you. In 2010, Additions Direct amalgameted into Very Catalogue.
                    Still, it is 100% unenforceable
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                    Comment

                    • #11
                      Re: Argos CCA

                      This link explains all catalogues for anyone else interested in tranferable accounts etc...

                      ---> Catalogue Connection | Top UK Catalogue websites
                      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                      Comment

                      • #12
                        Re: Argos CCA

                        Has an Argos account, but not used it for over 9 years - Hmmm wonders if its still active? lol
                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment

                        • #13
                          Re: Argos CCA

                          Originally posted by 5corpio View Post
                          Has an Argos account, but not used it for over 9 years - Hmmm wonders if its still active? lol
                          Hi Scorpio,
                          Yes it has been used,last purchase back in around 2007.
                          Token payments had been made up until November last year.
                          Not received any statements for about 3 years,maybe slightly less.
                          No communication from them what so ever in fact.
                          Thanks for the reply,
                          Steve
                          Steve

                          Comment

                          • #14
                            Re: Argos CCA

                            Well STB, its UE so if you are of a mind they can go and whistle. You will probably start to get some grief in a while now the payments have stopped, (the poor little darlings have to recover from their Christmas bashes) but you just stick your ground and bat them away. All of the templates you will need are here on the site and you will be guided through them as and when.

                            regards
                            Garlok

                            Comment

                            • #15
                              Re: Argos CCA

                              Cheers Garlock,
                              Ignore is the plan,not another penny will be paid on this account.
                              Cheers once again
                              Steve
                              Steve

                              Comment

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