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  • alfie
    started a topic Remortgage Equity Release

    Remortgage Equity Release

    Good evening.
    My query is if anyone knows off hand about remortgaging an existing equity release which provided an initial lump sum then a monthly payment. The sticking point is that it appears that the monthly payment cannot be stopped unless the whole existing amount is redeemed. The wish...
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  • scottygees
    started a topic Advice needed.

    Advice needed.

    Basically I have been on a DMP for a while now and though it still has a way to go before it ends a lot of the defaults on my credit report are due to fall off in the next 9 months. This would then show only £3000 of debt on my file. I was hoping to try and settle this amount in the way of a full and...
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  • daisy
    started a topic CCJ from 2005

    CCJ from 2005

    I have an old CCJ from 2005 for a store card which I have been paying £10 a month for, however, I will quite soon be moving and will have no employment or assets for them to consider chasing.

    My question is, can I simply tell them to go forth? as I feel that I've more than repaid what...
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  • IF
    started a topic Happy Birthday 5corpio

    Happy Birthday 5corpio

    Happy Birthday 5corps, have a lovely day [img][/img]


    Love from IF and all of us at AAD Consumer Forum.

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  • Parking notice from VCS at Liverpool Airport

    Hi all,

    Received this notice and appealed to VCS, which was obviously rejected. Is it worth appealing to IAS? According to various things that i have read, it's a complete waste of time.

    I was returning a hire car to Hertz and my wife was following to get me back home. She...
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  • LeeC
    started a topic Offer to Lloyds

    Offer to Lloyds


    i owe Lloyds 1,573 on a loan i had with them

    can anyone suggest an amount as a first offer, i dont want to go too high obviously but then i dont want to offer something so low it looks ridiculous, any help appreciated

    i dont have any money saved yet im just...
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  • MustGetStraigh
    started a topic Mortgage advice.. changing jobs.

    Mortgage advice.. changing jobs.

    I did post earlier about remortgaging. But we decided to wait as interest rates were looking to drop.

    Dilemma. Can currently get a decent drop in monthly payments though current provider, very easily. No credit check so can sort online and have sorted within days.

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  • Northern Rock home loans stuck at high rates

    Northern Rock home loans stuck at high rates

    This is a duplicate of the Blog Entry made on: 25th August 2016 10:28
    as private equity firm which owns the debts refuses to pass cuts on

    Thousands of Northern Rock mortgage customers are stuck on higher interest rates after
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  • qwerty123
    started a topic Letter from DWP

    Letter from DWP

    Hi Everyone sorry if i go on bit but I'm feeling sick and low ...

    My wife gets Contribution ESA in support group, Going back a bit she was getting income related ESA as we had a split where i moved out for three years, we sorted and i moved back and pledged to help by getting a job etc,...
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  • IF
    started a topic Welcome to qwerty123

    Welcome to qwerty123

    Hi qwerty123 and welcome

    I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

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  • Strepsi
    started a topic Start of my diary

    Start of my diary

    I am about to start my CCA quest. More info to follow.
    Where I am at the moment, I have sent some requests off to test the water.

    At the moment received three replies, two of which have proved unenforceable according to Niddy. One for NEXT and one for Barclaycard (my wife). I also...
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  • Deepie
    started a topic Indefinite low rates

    Indefinite low rates

    Lord Turner warns of indefinite low rates

    • Former City regulator Adair Turner has warned that without radical policies, the UK economy could be stuck with low interest rates "almost indefinitely".

    • He told the BBC "interest rates in the UK may not go up
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  • AAD News Feed
    started a topic Personal insolvencies at 10-year low

    Personal insolvencies at 10-year low

    Personal insolvencies at 10-year low

    This is a duplicate of the Blog Entry made on: 31st January 2016 08:29
    The number of people being declared insolvent was at is lowest level for a decade in 2015, but debt problems started to pick-up late in the year.

    A total of 79,965
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  • Pixie
    started a topic Funny Christmas cards and jokes 2015/2016

    Funny Christmas cards and jokes 2015/2016

    Has anyone got any funny Christmas cards/jokes/cartoons? Let's have a laugh.

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    Last edited by IF; 15 December 2016, 10:39. Reason: removing old thread

  • Booking flights for first holiday in 5 years!!!!

    So we have decided to go on holiday next year which will be our first with the kids for 5 years.

    Have relatives in the Algarve so only flights required. Been having a look online at flights from Glasgow or Glasgow Prestwick. Easy jet haven't released flights for July yet so hoping they...
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