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received another letter from 1st credit introducing themselves regarding an old RBS CARD,WITH A BALANCE OF £1800.Stopped paying a nominal amount pm to another dca as they failed to tell me current balance and no paying in book sent when requested. This letter actual tells me they will comply with a data protection if I pay them £10.00,Had a fishing letter regarding another so called debt last week. Should I reply to this this latest letter.
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Re: new letter
sorry, can you please clarify: --> allaboutFORUMS - View Single Post - Unenforceability Diaries - Read me First!I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk -
Re: new letter
this ok
Royal Bank of Scotland
Credit card
commenced approx 1998
balance £1800
2003 last full payment
2006 to 2010 paid nominal ammount
Dec 2005 received letter from 1st credit(refused my nominal offer)
Mar 2006 agreed to pay Connaught nominal amount,
April 2007 arrears letter from Connaught.
July 2010 did not get reply for statement and pay in book(stopped paying)
Jan 2013 letter regarding assignment to 1st creditComment
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Re: new letter
Ok wait till 1st actually write and hassle you then update us please.Originally posted by putupon12 View Post
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: new letter
OK THANKS NIDDYComment
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Re: new letter
another letter arrived "legal proceedings being considered"Comment
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Re: new letter
Originally posted by Never-In-Doubt View PostOriginally posted by putupon12 View PostOriginally posted by Never-In-Doubt View PostOk wait till 1st actually write and hassle you then update us please.Have you requested for a CCA?Originally posted by putupon12 View Post
Help and Info on the UE Route:
Unenforceability Diaries - Read me First! - allaboutFORUMS
Help with Unenforceability - allaboutFORUMSLast edited by 5corpio; 4 February 2013, 11:50.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: new letter
no I have not.been wating for actual threat letter to arrive as niddy suggestedComment
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Re: new letter
I'd send a CCA request off straight away if I was you, putupon.
It's a shame you've been paying on and off in dribs and drabs since the last full payment in 2003, otherwise it'd be Statute Barred by now.
Still, assuming they defaulted you in 03 at least it should be off your credit record now.
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Re: new letter
back in 2005 received letter panicked, started paying nominal. Stopped 2010.never queried the amount , not seen any sort of paperwork just accepted what they say. Once I reply to this my address will go live and other things may pop through the letter box, which template should I use.Comment
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Re: new letter
this new letter is a dca threat not a solicitorComment
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Re: new letter
How many times have I asked you to start a diary now? You need to do this in order for us to effectively help you here.
NiddyI'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: new letter
thought I had started one? ,have nowComment
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Re: new letter
awesome, list all the debts and we'll then go through and keep you in control - that way things will be sooooo much easier to manageOriginally posted by putupon12 View Post
Well done
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: new letter
hope I've put it in the right area!!!Comment
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