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tierisch started a topic DCAs and CRAs

in Credit Reference Agencies

14 October 2015, 23:08
DCAs and CRAs

Hi all

Just thinking and don't know the answer so......have a couple of things that are definitely SB and have fallen off the credit report. From time to time one of the DCAs does a check presumably to find out where i live so they can send me christmas and birthday cards etc So my...

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Marian4 started a topic Deberhams store card

in Reclaiming

12 June 2015, 08:05
Deberhams store card

I had a deberhams store card in the 1990s which I opened in the deberhams store in Scarborough I was not asked if I needed ppi and if I was asked would have informed them that I was a widow and had a widows pension recently I spoke to Santander who had taken over from ge bank and was told I could not...

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CAPS ESC started a topic bailiffs chasing sons council tax.

in Council Tax

11 October 2014, 18:43
bailiffs chasing sons council tax.

Hi all, everything is fairly quiet on the personal front but had an issue arise regarding my eldest lad.

last week when we were out the baiiffs called hoping my son lived at our house.(he uses it for postal address).
My daughter sent them packing but he left a letter for my son to...

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Last edited by CAPS ESC; 11 October 2014, 18:59.
Stylie959 started a topic Possible Unlawful Defaults

in Defaults

19 June 2014, 22:48
Possible Unlawful Defaults

Hi All,

First post so please be gentle. I am coming to the end of a DMP I have been paying religiously since 2009 and am in a position to offer settlements.

I have finally summoned up the courage to check my Experian report, I have 758 points. I have had a Capital one card...

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Scrappy Coco started a topic Barclaycard / Link Financial

in General Debt Matters

16 May 2014, 18:47
Barclaycard / Link Financial

Evening all,

Well I've been quite for a while but I need some advice as Link are being somewhat aggressive towards me and have certainly not behaving in a professional manner.

I was on a DMP as some of you already know. Realised Link were marking my credit file with late payment...

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Last edited by Scrappy Coco; 16 May 2014, 19:03.
trb started a topic No Luck with Littlewoods (Success at last!!)

in Reclaiming

26 April 2014, 11:17
No Luck with Littlewoods (Success at last!!)

I had no luck with Littlewoods, they did not uphold and the FOS won't help as it was before 2005.

I was told it's the end of the road as a final decsision has been made, I got the SAR details and they said that I did have it but cancelled. I had a back complaint before the insurance was...

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chrissymc81 started a topic Looking for some advice regarding CRS automated phonecalls

in Payday Loans

26 April 2014, 08:12
Looking for some advice regarding CRS automated phonecalls

Hi all

Been a while since ive posted on here but i need some advice.

Ive been ignoring all contact from CRS who are chasing me for the interest agains 3 lending stream loans. Recently they called my old work number with an automated message stating i need to call credit resource...

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Riz started a topic How we deal with complaints and concerns - a guide for data controllers

in ICO

15 April 2014, 19:42
How we deal with complaints and concerns - a guide for data controllers

http://ico.org.uk/~/media/documents/...ontrollers.pdf...

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mushtibator started a topic EE Default Need help!!!

in Defaults

4 April 2014, 17:13
EE Default Need help!!!

Hi there, I currently have a default with EE and I'm trying to get it removed. Basically the story is that I took a contract phone out for my sister in my name. She originally set up direct debit then cancelled in a few months in and didn't tell me, then by the end of the contract there was loads of...

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GMP started a topic Buchanan Clark & Wells - letters sent to wrong address

in Formal Debt Matters

15 February 2014, 09:40
Buchanan Clark & Wells - letters sent to wrong address

Hi

I was hoping someone could give me some advice.

I recently received a Verification Letter from Buchanan Clark & Wells saying:

“We are trying to contact XXX with regards to a private matter. We have confirmed your address through a credit...

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Last edited by GMP; 15 February 2014, 09:51.
jj19 started a topic Lucas credit services

in Payday Loans

12 February 2014, 10:07
Lucas credit services

Over the last few months I have been getting emails to a non secure email address I.e anyone with access to my pc can read them. They are from Lucas credit services and are to do with a payday loan. The amount is about right . As far as I know they are jyst collecting so not like marlin.

...

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jules3107 started a topic Help with old 1997 Debt

in Unenforceable Credit Agreements

29 December 2013, 14:12
Help with old 1997 Debt

Hi all,

I would appreciate some advise on a small problem I have regarding one of many debts but this is the biggest. Yet once I do this once, I can do it to the rest. This one has a bit of a twist though.

Background info - Oct 1997 loan £8000 via Halifax. Was supposed to...

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Riz started a topic Private investigators convicted of unlawfully obtaining personal information

in Latest News, Blogs & Feedback

20 November 2013, 15:31
Private investigators convicted of unlawfully obtaining personal information

http://www.ico.org.uk/news/latest_ne...al-information...

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evilcartman started a topic Yorkshire Water breaking Data Protection Act by sharing info with CRAs?

in Credit Reference Agencies

23 October 2013, 16:45
Yorkshire Water breaking Data Protection Act by sharing info with CRAs?

I've had a threatogram from Yorkshire Water, demanding a certain amount or they "may" start legal proceedings.

They also state "you need to know that we are now sharing account information with the Credit Reference Agencies". Note that there is no "may" there,...

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LondonGuy started a topic How long does a company have to register a default?

in Defaults

17 September 2013, 09:24
How long does a company have to register a default?

Hi,
I had an account with a catalogue stupidly taken out under my name by my Wife. The account was for £200 and when she we split she didn't pay. By the time I came to know about this, it had gone to collections. I set up a payment arrangement and it will fully paid on 4th March 2013.
...

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