winner12 SAR Problems with Cap1

[winner12]

Hi ya
I requested a SAR from Capital one they sent a copy of short application form with a credit agreement at the bottom I signed it and they have but not in the right box and its not dated by them I have read the unenforceability thread and wondered if its worth chasing I dated the form and its june 2000 what do you think should there be another agreement somewhere.Capital One have been a nightmare to deal with and now I have a DCA Credit Solutions to deal with who would I send the CCA request to?

• Also, other background about this is in my DMP here: ---> viewtopic.php?f=32&t=560

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Capital One Credit card
start date - 13/06/00
Approx Balance - 4300
Date last paid - 18/12/09 full month payment
Arrangement - not agreed but paid £10.37 0ffer from 25/02/10
Status - Default
Account owner - Credit Solutions(Capital One originally)

I have not paid them anything since 15/09/10 when I complained to FOS about not setting up a DMP
they posted all SAR info 19th October 2010 thats when I started to look at the unenforcebility....

[winner12]

Re: SAR from CAPITAL ONE

They have been such a pain demanding all sorts of information (no joy with complaint to FOS)so I have decided to see if I can get anywhere with the unenforceabilty I hope I do I have had all my debts prior to 2007 so it maybe I will CCA the lot and see what happens thats why with the help of you wondeful people here I will pluck up the courage to do so
Thanks

[Never-In-Doubt]

Re: SAR from CAPITAL ONE

Hiya

If you have sent a SAR then no CCA is necessary, Crappy1 used to issue quick application forms and they are usually unenforceable. Please note, you need to do a proper diary as follows: ---> viewtopic.php?p=6789#p6789

or i'll move this to the relevant section of the forum, as you're not really asking for or giving much indication of what it is that you want...??

[winner12]

Re: SAR from CAPITAL ONE

Did say I was a bit of a dinosaur maybe I should stop reading how others have set theres out and use my noggin
so here goes...

Capital One Credit card
start date - 13/06/00
Approx Balance - 4300
Date last paid - 18/12/09 full month payment
Arrangement - not agreed but paid £10.37 0ffer from 25/02/10
Status - Default
Account owner - Credit Solutions(Capital One originally)

I have not paid them anything since 15/09/10 when I complained to FOS about not setting up a DMP
they posted all SAR info 19th October 2010 thats when I started to look at the unenforcebility....

[Never-In-Doubt]

Re: winner12 SAR Problems with Cap1

Hiya

Please email me a copy of the agreement that you had in your SAR - can you do this? If no scanner, consider taking a photo?

My email address is shown in my signature, to send agreements :yeah