So, in February I sent out CCA requests to all of our creditors. So far two have responded with copy agreements: Both are...
Credit cards
One commenced in 1994 and one in 2006 (my husbands)
Mine has about £1700 (the 1994 one), husbands has about £7200
Last full payments...
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Start of my unenforceabilty journey
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Mint - Wescot
Hi everyone,
I'm looking for anyone's experience with Wescot.
Long story short - this is my husbands cc and had a balance of approx £9k and because we thought it enforceable (we used a different site at the time so it may be questionable!), he continued to pay an agreed monthly...Last edited by marypoppins; 14 May 2017, 13:24.
- 4 likes
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Help Needed Cowboy Builder Threatening Court
I need help as I am in the unfortunate position of being in dispute with a builder who was doing a building job for me. I sacked him before he finished the work because he is incompetent. Not only that but he lied to me, didn't turn up most days, had a near miss involving a neighbour and generally...
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credit file and UE debts question please
It's about nine years since we had problems paying our debts - first we had a dmp and paid through them and then in 2012 July we joined here and doing the UE route .
My question is this and i think i asked it before but not the same way lo.
If our debts are now UE but not yet SB do...
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Kitchen sink problem
Hi,
Do any members know of any experienced kitchen installers on the forum please?
I just need someone to take a look at a photo of the installation of a ceramic undermount sink prior to a quartz worktop going on top of it.
I know that there is a minimum gap required...
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Credit Card Debts...Advice Please
Good Evening, I am posting on behalf of my daughter who is now in the middle of her financial settlement, and needing my support. Without going into the details, during her marriage she built up debt with three credit cards, all part of the marital problems at the time. However its reached a point now...
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Debt problems - Any Ideas
Hi, hope everyone is well
Any advice thought on the below would be much appreciated and I know I'm in the right place to receive it
Basically I'm still going through a UE journey now 5 years on and all is quiet with this, but now find myself in a new predicament
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Happy new year to all
Let's hope we all have a happy and very healthy new year .
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Considering parents moving in
As my parents disability is getting worse especially with my dad's Parkinson's nearing the advanced stages - we have talked about them moving in with us - we have 3 spare rooms and a spare bathroom .
I'm not so sure though because my dad is awake most of the night and then there is the...
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Lowell Portfolio / Orange Mobile UK debt
Hi everyone,
My name is Joao and I am new in the forum, so Hi to everyone. Hope you guys can help me with this not so new issue.
I looked on google and it seems a lot of people had problems with Orange and Lowell before, but I can't get the right answer for my problem.
I was...
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Civil service classic pension early release of pension due to ill health
Are there any pension experts? I'm just starting stage two of appeal for my pension on ill health. Stage one was refused even though I have medical evidence to prove my problems permanent, they are still using their opinion that it's not.
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Johng27 - My diary
I have been a member of the forum for a few weeks now and I would like to thank everyone who has given excellent support and guidance in my initial findings phase.
I started a thread at http://forums.all-about-debt.co.uk/s...about-UE-route but am now going...
- 6 likes
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newbie,, multiple defaults, had my head in the sand
hi All, i have started to address my problems and hope i can find help here.
i have a few defaults on my credit report, so far i have done as follows:
Link financial (mbna original £11000), requested docs under CCA77/78 with £1, they replied saying neither they nor MBNA can...
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SCS faulty after delivery
Hi there,
I bought a sofa from SCS back in January. The sofa arrived about 6 weeks later. After delivery we noticed some damage on the sofa which was reported within a few days. They sent out a technician to look at the damage, he took photos and sent a report to SCS. I said I didn't...