Arrow Global mis-reporting!

[ABF]

Re: Arrow Global mis-reporting!

What was confirmed by MBNA? Can you clarify what they said. The default date should be continuous - so if you've an old CRA report which shows the original Default was added on (example) March 2009 but there's a duplicate from a DCA (Arrow) added May 2010 - you'd raise a dispute on the CRA report stating that

"This is a duplicate entry from the original entry, recorded by MBNA dated: xx/xx/xxxx. Arrow Global is the alleged assignee of the account, however the original default date was xx/xx/xxxx and thus the replacement entry added by Arrow is incorrect. Please remedy the default date to the original date as recorded by the creditor, MBNA to xx/xx/xxxx"

MBNA confirmed they have zero paperwork (CCA, application form, etc.) for the alleged account, as per my s.78 request.

I'll go back & check when the original default was recorded, & then put in a dispute.

Cheers Niddy!

[Never-In-Doubt]

Re: Arrow Global mis-reporting!

What was confirmed by MBNA? Can you clarify what they said. The default date should be continuous - so if you've an old CRA report which shows the original Default was added on (example) March 2009 but there's a duplicate from a DCA (Arrow) added May 2010 - you'd raise a dispute on the CRA report stating that

"This is a duplicate entry from the original entry, recorded by MBNA dated: xx/xx/xxxx. Arrow Global is the alleged assignee of the account, however the original default date was xx/xx/xxxx and thus the replacement entry added by Arrow is incorrect. Please remedy the default date to the original date as recorded by the creditor, MBNA to xx/xx/xxxx"

[ABF]

Dear all,

It's been a while since I last posted, but I've just triple-checked my CR for SB date event horizons ... I note that my £12k+ Marbles card has completely dropped off the record (*phew*) BUT I notice also that Arrow Global (DCA) have registered a default for an alleged MBNA account in 2010, when they took it over, not continuing the default from 2009. Surely this has to be illegal, as I have NO agreements whatsoever with Arrow Global, & by their own admission, which is confirmed by MBNA via s.78 request??

Any advice is welcome.