Hi everyone,
I'm looking for anyone's experience with Wescot.
Long story short - this is my husbands cc and had a balance of approx £9k and because we thought it enforceable (we used a different site at the time so it may be questionable!), he continued to pay an agreed monthly...
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Credit Card Debts...Advice Please
Good Evening, I am posting on behalf of my daughter who is now in the middle of her financial settlement, and needing my support. Without going into the details, during her marriage she built up debt with three credit cards, all part of the marital problems at the time. However its reached a point now...
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Overcoming bad credit - improving credit score
With a mortgage, 2 different bank accounts and a credit card from another bank running in credit and a report newly clear of defaults, when should I see my credit score start to climb?
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Capquest trying to pull a fast one
Hi there AAD
hope you can advise me. A few months ago out of the blue
I received a letter from Capquest re an old nat west credit card
that I know for sure defaulted in 2009. However nat west was not mentioned in the letter
the client was named as arrow global. I duly...
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The elderly and scams
My Dad is 84 and is constantly plagued by scam calls even though I've registered his numbers with the Telephone Preference Service. In fact, when I was at his house the other day he got a call (which I answered) from someone supposedly called Michael but who had a very thick foreign accent. He said...
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Advice on Enforceability and Statute Barred please
Here goes everyone...
In 2010, I entered into a DMP with ten creditors but for various reasons it failed 9 months later and I have paid nothing since. Most of these debts have changed hands several times since then and I haven't heard from some of the creditors for years. I have checked...
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Barclays customers stranded after online banking services crash
Barclays customers stranded after online banking services crash
This is a duplicate of the Blog Entry made on: 8th December 2015 08:13
Customers could not log on to the bank's mobile app and online systems, delaying payments and Christmas shopping for a period of several hours t...
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CRA authority or advertiser
Do CRAs have any authority to confirm the data they publish is correct or are they merely collecting and distributing it, like a newspaper provides a means of advertising?
So if there are errors on the reports and the subject chooses not to correct, are the CRAs (or anybody else) able to...
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TV
Hi All
On advice from my other thread under DRO is this my best option I thought I should update a diary here as a may try the Unenforcable route if I can
Firstly I have two debts due to a divorce
Natwest CC £2050 ( Increasing by 30 pounds per month due to arrears)...
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Clearscore (Experian)
Hi All,
As Clearscore offer free credit report based on Equifax data (sort of Noddle - Callcredit partnership), I am inclined to see what they have on file against my name - I have Noddle already and check it regularly every month.
However, my concern is about sleeping dogs, etc....Last edited by jadex; 30 December 2015, 05:19.
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DCAs and CRAs
Hi all
Just thinking and don't know the answer so......have a couple of things that are definitely SB and have fallen off the credit report. From time to time one of the DCAs does a check presumably to find out where i live so they can send me christmas and birthday cards etc So my...
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Barclaycard (MKDP) Sold to Hoist Portfolio
If you've had a Barclays account and have recently been notified that it's been transferred to Hoist Portfolio (Inc Robinsons Way) then I wouldn't go sending anything in response!
Instead, and so we can monitor it, please post here - just a brief post clarifying:
1. The Original...
- 27 likes
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Arrow Global mis-reporting!
Dear all,
It's been a while since I last posted, but I've just triple-checked my CR for SB date event horizons ... I note that my £12k+ Marbles card has completely dropped off the record (*phew*) BUT I notice also that Arrow Global (DCA) have registered a default for an alleged MBNA account...
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Second default by Lloyds
LLoyds registered a default on my account ages ago. In 2008 they changed some terms of the agreement, but didn't issue a new agreement. In 2010 they defaulted again and registered another default with the CRAs. In 2011, thanks to AAD they discontinued on their court claim .
Am I correct that...
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Obligation to vote
It seems that there is a rock and a hard place with the forthcoming elections. You can register to vote and fulfil you democratic right and duty, but if you do you put your head above the parapet. No wonder there are millions missing on the electoral registers.
It is unseemly and anti-democratic...