So I made the last payment on my car loan on the 3rd of January. Normally the payment comes out on the first, but it was new year, so the direct debit came off late.
That's me officially debt free now (once I stop dipping back into my overdraft each month).

Today (31st of January,...

Most households have not checked credit reports, Which? warns

This is a duplicate of the Blog Entry made on: 21st May 2016 15:18
...

Dear all,

It's been a while since I last posted, but I've just triple-checked my CR for SB date event horizons ... I note that my £12k+ Marbles card has completely dropped off the record (*phew*) BUT I notice also that Arrow Global (DCA) have registered a default for an alleged MBNA account...

My daughter has a Very Account which she was disputing as £90 was applied against the account when she didn't actually buy anything.
We wrote to Very and requested a full breakdown of the account t include al charges and fees etc. They initially refused to give this information up but when I...

Published letters from Banks regarding using fictitious/solicitors etc:-

• ter from HSBC in response to Andrew Tyrie's letter of 8 July 2014 ([img]http://www.parliament.uk/assets/images/pdf-icon.gif[/img])[img]http://www.parliament.uk/assets/images/new-window-icon.gif[/img]Published 05 September 2

...

Previously it was discussed that a CCJ can be awarded where a pre-2007 CCA is not avalaible, but cannot be enforced.

It was also considered that Charging Orders are not Enforcement except when there is also a payment agreement. Equally Statutory Demands are not Enforcement.
...

I left work early last week, suffering from fuzzy head, earache and generally feeling crap! I was off for a day and half, first absence in 2 years. My line manager has to let HR know I'm off, when I'm back and the reason I was absent. Thing is on my file, HR have put my absence down to 'mental health...

Blimey

http://www.theguardian.com/money/201...urt?CMP=twt_gu

HSBC apologises for fees blunder

This is a duplicate of the Blog Entry made on 17th November 2013 19:04.

*HSBC apologises for fees blunder* Pockets of HSBC customers have been paid nearly £100 after the bank sent erroneous letters promising to...

Click...

Evening all!

A very quick question.

I have been subject to an erroneous transfer and and now back with my original supplier. At no point have I paid anyone and my current and originals supplier says I don't have an account with them.

They are reporting to my...

http://www.bailii.org/ew/cases/EWCA/Civ/2013/108.html

In a nutshell, an inaccurate entry on your credit file by a credit reference agency means knob all

Hello, hope you can help me. This is going to be a long one so I am sorry...

I had a Halifax current account which started in October 2008 with an overdraft facility. I started university in March 2009 and in August 2009 due to personal troubles, I had to move out quickly and move in...

Appeal judge makes first decision reversing “unfair relationship” finding: Conlon v Black Horse Limited

Appeal judge makes first decision reversing “unfair relationship” finding: Conlon v Black Horse Limited - Lexology


Introduction

...

in 2007 my daughters car was reversed into by a van while she was stationary. Witnesses agreed and the fault was not contested by the other driver. Her car was undrivable, and as part of her insurance she was given a hire car , she had this for 4 weeks. She was asked to fill in lots of forms as this...

After spending the last few days online researching a resolution to this matter, I have concluded that posting to this forum, is likely to be my best hope. So your assistance is very much going to be appreciated.

We urgently need a mortgage (for reasons I will explain in a later post...