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  • malamute
    replied
    Re: Cabot suddenly increased payment

    To be honest I'd love to reduce the amount I'm paying them.....paid them the normal amount this month - will take a look at the templates and look for one about educing my payments...

    thanks all!!

    Leave a comment:


  • The Tech Clerk
    replied
    Re: Cabot suddenly increased payment

    Originally posted by Never-In-Doubt View Post
    id consider looking at halving that and some!! Why struggle if you can pay £1 per month forever
    as above = do not play the chancer!s game

    Leave a comment:


  • PriorityOne
    replied
    Re: Cabot suddenly increased payment

    Originally posted by Never-In-Doubt View Post
    id consider looking at halving that and some!! Why struggle if you can pay £1 per month forever
    Agree with that. Chances are, they'll get fed up collecting the £1 a month and sell it on..... and the more it gets sold on, the less are the chances of having any enforceable paperwork.

    Did you CCA Cabot over this or the original creditor? In other words, did Cabot present you with the paperwork? If not, send a fresh CCA request to Cabot by rec. delivery.

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Cabot suddenly increased payment

    Originally posted by malamute View Post
    Hi niddy told me when I joined the site in 2011 that it was enforceable.

    Defaulted Jan 2008 for 14k and been paying sInce due to size with Cabot since 2009.

    Given I knew it was enforceable I didn't add it to diary.
    id consider looking at halving that and some!! Why struggle if you can pay £1 per month forever

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Cabot suddenly increased payment

    Originally posted by malamute View Post
    Had a monthly payment in place for ages on an egg card to cabot for £100 a month.

    Suddenly had a letter yesterday that the payments are now £125 a month - starting 30th September!

    Surely they cant do that without consultation with me.

    I've not been in touch with them about anything either - and there have been no missed payments
    they haven't changed the SO or anything. They're just saying that's the rate they'd like. Just ignore it for now. Only you can amend a Standing Order (SO). Not them

    Leave a comment:


  • malamute
    replied
    Re: Cabot suddenly increased payment

    Hi niddy told me when I joined the site in 2011 that it was enforceable.

    Defaulted Jan 2008 for 14k and been paying sInce due to size with Cabot since 2009.

    Given I knew it was enforceable I didn't add it to diary.

    Leave a comment:


  • The Tech Clerk
    replied
    Re: Cabot suddenly increased payment

    a standing order can only be changed by you! More details for peeps about this account and any CCA1974 / default etc etc etc etc?????

    Who says it is enforceable??? complete details would help for information on here???

    do a diary as other do by date / event / correspondence, look around and see format for recording this sounds a bit fishy?? or not!

    Leave a comment:


  • malamute
    replied
    Re: Cabot suddenly increased payment

    Hi all,

    Currently paid by standing order and has been for years!

    It's an enforceable egg card balance 10.5 k.

    Default came off 8 months ago the account been with them so long.

    Leave a comment:


  • SaltnVinegar
    replied
    Re: Cabot suddenly increased payment

    Originally posted by malamute View Post
    Had a monthly payment in place for ages on an egg card to cabot for £100 a month.

    Suddenly had a letter yesterday that the payments are now £125 a month - starting 30th September!

    Surely they cant do that without consultation with me.

    I've not been in touch with them about anything either - and there have been no missed payments
    What is the method of payment being used and what is the date on the letter? If it is paid via DD and they have not given you 10 day working notice then the Direct Debit Guarantee works in your favour and they should not be changing the payment anyway.

    Leave a comment:


  • Riz
    replied
    Re: Cabot suddenly increased payment

    How are you paying this? I hope not by direct debit/CPA?

    Leave a comment:


  • PriorityOne
    replied
    Re: Cabot suddenly increased payment

    Blimey.... that's a high payment arrangement as it is!!

    As Elsa says, have you sent a CCA request for this? Please tell us more about it and how long you have been paying Cabot.

    Leave a comment:


  • Undercover Elsa
    replied
    Re: Cabot suddenly increased payment

    Was the payment arrangement originally confirmed in writing Malamute?

    Have you ever sent a CCA Request for this?

    Elsa x

    Leave a comment:


  • malamute
    started a topic Cabot suddenly increased payment

    Cabot suddenly increased payment

    Had a monthly payment in place for ages on an egg card to cabot for £100 a month.

    Suddenly had a letter yesterday that the payments are now £125 a month - starting 30th September!

    Surely they cant do that without consultation with me.

    I've not been in touch with them about anything either - and there have been no missed payments
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