Hi Guys. Mum has a Debenhams store card. Had it for years. She's recently missed 3 payments and as such they have terminated her ppi cover. I never even knew she had ppi on this. However they have credited her balance back by nearly 200 quid in 3 missed payments. So by my reckoning she was paying around...

Hi I'm hoping someone can help, I've looked over several boards and sites but cant get it clear in my head what to do.

in early 2009 I took a car on hire purchase, in early June 2010 my life fell apart, I had to end a 10 year relationship, walk away from my home, was homeless for 9 months...

Afternoon everyone I have a question regarding a littlewoods account. I was paying through a dmp for over 10 years until last month which I am now going down the UN route, All of my defaulted accounts have dropped off my credit file but I have noticed that this account has over 5 years of the U code...

Was really unsure where to post this one, hopefully this will reach the right area.

I'm going to try and be as direct, clear and concise as I can be, not been on any forum like this before and am really hoping for some help.

During March 2013 I was looking for a car, I was...

After almost 6 years helping a friend see off at least 8 creditors there's now light at the end of the tunnel. This year should see a totally trashed credit file turn green as the defaults start to drop off. Most creditors recorded defaults pretty much soon after a few missed payments so not a problem...

Hi,

In the financial order if the respondent is given a joint debt (e.g. a loan), and court order granted for this. how does this get sorted out - i.e. the account name (is the account name put into the name of the respondant as per the court order, the credit file for the petitioner,...

Had a monthly payment in place for ages on an egg card to cabot for £100 a month.

Suddenly had a letter yesterday that the payments are now £125 a month - starting 30th September!

Surely they cant do that without consultation with me.

I've not been in touch...

Hi people, I was an old member and used to follow a thread on another forum on which NID helped me with some unenforceable agreements. I can't find any logins so i'll start a fresh.

As for this one, it is for a Pitney Bowes Purhase power account.
I was a sole trader and the account...

Hi All

I'm currently in process of selling my house before I did I checked with the loan company that the secured loan we have on it was transferable which they confirmed it was so far so good! I have now found out that it is not transferable as the there will not be any mortgage at least...

Hey guys,

As you may or may not be aware, my partner is expecting. I joined this forum in hopes of sorting out my debt once and for all, however, this appears to be long term rather than short term. Call it naievity.

I have around £9-10k worth of debt, the majority of which...

Here are a list of my debts, I will add as I find the details

• HSBC LOAN
• Started April 2013
• Approx Balance £6200
• Last Paid 29/3/14
• Up to date

• HSBC Overdaft
• Start Jan 2010
• Balance £750
• Limit 1000
• Up to date

• HSBC

...

Hello!

I'm looking for some help in getting a couple of defaults removed from my credit record. They are registered with Lowells, I honestly don't ever recall being notified of any defaults on these occasions being filed against me.

My husband and I are desperate to buy our...

A DCA has registered a default on my credit file for a Barclay Card debt. However there are some major issues with their entry and I'd like to know where further to escalate this.

They have registered a default on my credit file AFTER Barclaycard already have a year ago, this displays...

I have downloaded my credit file from checkmyfile.com.
I would like to know if and how I can get certain default markers and other spurious markers off my credit file.

They are;
..................................CallCredit...... .......Equifax...

I was speaking to a client of mine who wanted me to sort a further advance for them, I told them I couldn't do it at the moment because I'm still deciding if I want to stay in the game but I did give them some unofficial guidance.

So the client wanted a extra £25K , they had a existing...