Roomtobreathe's UE diary

[roomtobreathe]

Re: Roomtobreathe's UE diary

CLODE RETAIL FINANCE LOAN
Started 13/06/0
Balance £598
Monthly payment £28 over 48 months Status History 100000000000
In the last 27 months of account activity, the number of status 1-2 is 01 and the number of status 3+ is 00

Have threatened me with default.

26/11/2010 debt flogged to TBI.

[roomtobreathe]

Re: Roomtobreathe's UE diary

SANTANDER UNSECURED PERSONAL LOAN LOAN
Started 12/09/07
Balance £2276
Monthly payment £171 over 48 months Status History 010000000000
In the last 36 months of account activity, the number of status 1-2 is 01 and the number of status 3+ is 00

These have accepted my DMP with the CCCS

01/11/2010 Notice of sums in arrears

[roomtobreathe]

Re: Roomtobreathe's UE diary

HALIFAX CARD SERVICES CREDIT CARD/STORE CARD
Started 01/12/05
Balance £6860
Credit Card Limit £6900
In the last 36 months of account activity, the number of status 1-2 is 03 and the number of status 3+ is 00
Currently paying through CCCS
Adding a reduced rate of interest

03/08/2010 Statement
02/09/2010 Statement
04/10/2010 Statement
31/10/2010 Amount you owe
02/11/2010 Statement
03/11/2010 Not renewing my card
03/11/2010 missed payments under CCA1974
30/11/2010 Demand for payment
02/12/2010 Statement
01/02/2011 2 page default notice
1 Mar 2011 Trying to contact letter
2 Feb 2011 Statement
3 Mar 2011 Statement
4 Mar 2011 CCA 1974 required notice
8 Mar 2011 Default Notice
31 Mar 2011 Amount you owe £521.55
4 Apr 2011 Statement
2 May 2011 Amount you owe £640.69
4 May 2011 Statement
5 May 2011 Notice of default
1 Jun 2011 Amount you owe £904.47
2 Jun 2011 Statement
14 Jun 2011 Moorcroft contact us letter
20 June 2011 Phone call from Moorcroft
21 Jun 2011 Letter ref xxxx
27 Jun 2011 Letters re no visits, CCA request and reply to request for payment
1 Jul 2011 stopping collection
2 Aug 2011 reckon halifax supplied cca request, nothing received, didn't reply
16 Aug 2011 Possible litigation £xxxx
30-Aug-2011 Monthly installment £120 request
1-Sep-2011 Pay us, not Halifax
9-Sep-2011 Letter reminding no CCA to Moorcroft
30-Sep-2011 Moorcroft want payment made to them
15-Nov-2011 From Moorcroft, can't find CCA due to age
8-Dec-2011 Moorcroft, defaulted on my agreement, want their money
19-dec-2011 Moorcroft still after payment
06-Jan-2012 CCA request - final demand sent as here (yes, I know I'm slow!)
8-jan-2012 Moorcroft offering a substantial discount
11-Jan-2012 Moorcroft can't find orig agreement (2nd letter!)
13-Jan-2012 Halifax no a/c number of CCA final demand

[roomtobreathe]

Re: Roomtobreathe's UE diary

BARCLAYCARD CREDIT CARD/STORE CARD
Started 02/08/07
Balance £3145
Credit Card Limit £3300
In the last 36 months of account activity, the number of status 1-2 is 01 and the number of status 3+ is 00
Paying through CCCS
Not currently adding interest.

Methinks I'll be paying this one given the date.

10/08/2010 Statement
16/08/2010 Request for payment
09/09/2010 Statement
11/10/2010 Statement
09/11/2010 Missed payment £26.81 - dunno what CCCS have been up to?
09/11/2010 Statement
09/12/2010 Statement
12-Jan-2011 Statement
14-Feb-2011 Statement
9-Mar-2011 Statement
8-Apr-2011 Statement
11-May-2011 Statement
9th june 2011 statement
12th june 2011 copy of letter to cccs re low payment
11-Jul-2011 statement
25-Sep-2011 Bcard not received full CCCS
11-Oct-2011 Statement
9-Nov-2011 Statement
10-Nov-2011 Letter, not received their money
9-Dec-2011 Repayment arrangement cancelled
9-Dec-2011 Statement
11-jab-2012 S87(i) defualt notice plus FT leaflet from Mercers

[roomtobreathe]

Re: Roomtobreathe's UE diary

This bunch of parasites are whipping me for over 30% apr on this

EGG BANKING PLC CREDIT CARD/STORE CARD
Started 11/04/00
Balance £11366
Credit Card Limit £11500
Status History 100000000000
Being paid through CCCS
Currently not adding interest

30/11/2010 Egg card withdrawn

[roomtobreathe]

I'm listing all of the creditors I have over the next few days. Not certain that I will go UE but it's very tempting!

Everyone is being paid since September through the CCCS DMP I have set up. Only one of them seems to have accepted the DMP.