Roomtobreathe's UE diary

[CleverClogs (RIP)]

Re: Roomtobreathe's UE diary

From Moorcroft, obviously they've asked Halifax and I presume this was their response. Until they find it they can whistle.

Through which orifice?

[roomtobreathe]

Re: Roomtobreathe's UE diary

From Moorcroft, obviously they've asked Halifax and I presume this was their response. Until they find it they can whistle.

[Pip]

Re: Roomtobreathe's UE diary

Oh indeed I have!

Jammy! I couldn't believe how quickly they responded to my request -- sent it out the same day they received it! I've yet to discover whether it's enforceable or not ...

Glad you sorted out the account number thing! I think they were Móorcroft internal refs ... but as you've got the golden ticket mislaid paperwork letter ... Was that Halifax or Moorcroft who sent that "can't find" letter?

[roomtobreathe]

Re: Roomtobreathe's UE diary

Have you got a letter saying they haven't got an agreement?

Oh indeed I have!

[roomtobreathe]

Re: Roomtobreathe's UE diary

RTB's Halifax CC as here. This account is UE as they've mislaid the paperwork.

Moorcroft sent letter, offering a substantial discount to 'prevent' possible court action.

Worth replying or just continue to ignore?

[roomtobreathe]

Re: Roomtobreathe's UE diary

Mrs RTB Barclaycard as here.

Stopped paying in Sep and have now got letter from Mercers - pay up or we pass to local DCA/representativ. Sent signed for so they must mean business!

Now the time to send a CCA request?

[roomtobreathe]

Re: Roomtobreathe's UE diary

Thanks!

Letter printed off and ready to go tomorrow.

[Never-In-Doubt]

Re: Roomtobreathe's UE diary

Mrs RTB Bank of Scotland

Link to diary

They're getting a bit peeved at not getting any money since September and Blair, Oliver, Scott (BLOS) have now sent a Do Not Ignore letter.

Niddy, you did say that the paperwork they returned after a CCA request was unenforceable (see here) but I'm still not sure why and with what I can respond with?

Ta.

Sorry mate, its basically non compliant with PT's -

I would be sending this back: ---> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

[roomtobreathe]

Re: Roomtobreathe's UE diary

Mrs RTB Bank of Scotland

Link to diary

They're getting a bit peeved at not getting any money since September and Blair, Oliver, Scott (BLOS) have now sent a Do Not Ignore letter.

Niddy, you did say that the paperwork they returned after a CCA request was unenforceable (see here) but I'm still not sure why and with what I can respond with?

Ta.

[CleverClogs (RIP)]

Re: Roomtobreathe's UE diary

Nationwide flexaccount update.

Shoosmiths have sent me a copy of the charging order granted by the courts, asking that I confirm receipt.

They've also included an I&E form even though the court has deemed what I need to pay back, haven't mentioned the enclosed I&E. Are they up to summat?

Yes.

They were playing at Silly Buggers.

[CleverClogs (RIP)]

Re: Roomtobreathe's UE diary

Cheers Garlok - thing is they all take the piss, it's stopping them before it gets serious that's the problem, it won't be long before someone tops themselves as a result of the sustained pressure from these vultures.....

People have committed suicide because of the anguish caused by those parasites.

Not only do they not care what effect they may have on their victims, there would seem to be little/nothing that could improve their attitude to the rest of humanity. Perhaps, if a few were to be hanged, they might learn to be a little more caring?

[roomtobreathe]

Re: Roomtobreathe's UE diary

Nationwide flexaccount update.

Shoosmiths have sent me a copy of the charging order granted by the courts, asking that I confirm receipt.

They've also included an I&E form even though the court has deemed what I need to pay back, haven't mentioned the enclosed I&E. Are they up to summat?

[Never-In-Doubt]

Re: Roomtobreathe's UE diary

Kerching!!!!

Halifax account as here

Moorcroft have sent a letter informing me that Halifax have mislaid the CCA due to the age of the account and returned me quid.

They would like to know within the next 14 days how I'm going to discharge this liability.

Any pointers on my response?

As an aside I stopped paying this account in October. They've had the CCA request since June. Coincidence?

awesome, that's then

Basically send as per I2D suggests and see what happens.....

Keep that letter very safe, it's your lifeline if they ever get smart about this!

[Deepie]

Re: Roomtobreathe's UE diary

That letter seems to be pointed towards the original lender rather than the DCA. Should I just send to Moorcroft or perhaps to the Halifax?

Send it to Moorcroft.....There the one's wrighting to you...

[roomtobreathe]

Re: Roomtobreathe's UE diary

That letter seems to be pointed towards the original lender rather than the DCA. Should I just send to Moorcroft or perhaps to the Halifax?