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Roomtobreathe's UE diary

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  • Never-In-Doubt
    replied
    Re: Roomtobreathe's UE diary

    Originally posted by roomtobreathe View Post
    As an aside is it worth me setting up individual diaries for my 5 valid debts? Tis getting confusing for me!
    yea would be easier

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Roomtobreathe's UE diary

    Originally posted by roomtobreathe View Post
    So for Mrs RTB/BCard/Mercers do I request a CCA?
    Answered earlier:

    Originally posted by Never-In-Doubt View Post
    Send a CCA - yes

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE diary

    I'm on their dialling software as well. Only one call per evening though.

    Leave a comment:


  • PriorityOne
    replied
    Re: Roomtobreathe's UE diary

    Originally posted by garlok View Post
    Hi RTB,

    Have a little care in how you respond to Mercers, take a look at my post #91 above. Mercers ARE Barclaycard, they are not even a trading subsidiary of BC, they are dormant and the only thing they are is a pain in the A***E. Don't wake them up to the fact their DNs are defective. Its another nail in their coffin as Niddy has said your agreement is UE on this.

    regards
    Garlok
    Yes.... indeedy they are.

    They had me on their automatic dialling software for around 6 months before they got p*ssed off with me and sold me off to the Lewis Group. It was just a game of whose patience would wear away the fastest at the time.....

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE diary

    Cheers Garlok!

    So for Mrs RTB/BCard/Mercers do I request a CCA?

    As an aside is it worth me setting up individual diaries for my 5 valid debts? Tis getting confusing for me!

    Leave a comment:


  • garlok
    replied
    Re: Roomtobreathe's UE diary

    Hi RTB,

    Have a little care in how you respond to Mercers, take a look at my post #91 above. Mercers ARE Barclaycard, they are not even a trading subsidiary of BC, they are dormant and the only thing they are is a pain in the A***E. Don't wake them up to the fact their DNs are defective. Its another nail in their coffin as Niddy has said your agreement is UE on this.

    regards
    Garlok

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE diary

    Originally posted by Never-In-Doubt View Post
    Send a CCA - yes
    Thanks Niddy! This card has a fat balance on it so it will be interesting to see how it works out.

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Roomtobreathe's UE diary

    Nah - no need to send anything, BOS is part of HBOS

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE diary

    Originally posted by Never-In-Doubt View Post
    When did you send the letter and who is making these threats, you don't say?
    Blair Oliver Scott on behalf of BOS. Letter informing them of missing prescribed terms was sent on the 6th of Jan using Signed For. This was the one where it was returned by the Halifax! together with the envelope showing it had been originally sent to Blair Oliver Scott.

    I can either resend the initial missing prescribed terms of maybe a follow up, depending on whether I think they read the first letter! Or summat like that.

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE diary

    Originally posted by evenlessdopey View Post
    RTB is it enforceable or not?
    Niddy says not!

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Roomtobreathe's UE diary

    Originally posted by roomtobreathe View Post
    Mrs RTB Barclaycard cc as here.

    Can we belatedly confirm a CCA request should be winging it's way to Mercers?
    Send a CCA - yes

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE diary

    Mrs RTB Barclaycard cc as here.

    Captain Slow here seems to have missed Flowerpower's advice to send a CCA request to this account back in this post!

    Can we belatedly confirm a CCA request should be winging it's way to Mercers?

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Roomtobreathe's UE diary

    Originally posted by roomtobreathe View Post
    Anything I should send in follow up to my recent 'missing proscribed terms' letter or just ignore?
    When did you send the letter and who is making these threats, you don't say?

    Leave a comment:


  • MrsD
    replied
    Re: Roomtobreathe's UE diary

    RTB is it enforceable or not?

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE diary

    Mrs RTB Bank of Scotland credit card as here.

    Latest missive from them is 'immediate action required' within 5 days of this letter. If I don't pay up or come to a plan they may send a rep round or court action. Seeing as P2C have already been round on this account I'm a bit narked.

    Anything I should send in follow up to my recent 'missing proscribed terms' letter or just ignore?

    Leave a comment:

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