Hi all I have posted before about my financial situation and I have negotiated a payment plan of one pound for each creditor one for 12 months and the other for six months. I owe in total 18000. 16000 on a loan and 2000 on a credit card.

I have been offered work but as an apprentice for...

Hi all, bit of advice please.

My son has received a letter from Lowells about an EE Ltd (formerly T Mobile) debt. He is 99% sure this is over 6 years since any payment and therefore SB, but
doesn't have any paperwork to make certain of it. Do you still send a CCA request for a mobile...

Hi there

First post... wish I had found this site before I bought from SCS but you live and learn.

Here is the story.

Went to SCS on saturday 1/2/14.
Found a sofa we liked but were unsure whether they would fit in our living room.

I rang someone...

Hello everyone.
The time has come for me to deal with debts that I have had for quite a few years now. They are all as a direct result of trying to help my ex-husband keep his business afloat. I know now I should have known better. He is long gone but the debts are still here.

...

I have written to FSA, OFT and Trading Standards regarding a survey Halifax allegedly carried out on our new home. My complaint is two-fold.

1) They don't appear to be taking my complaint seriously. The first letter was returned with all the documentation stating...

After becoming unexpectibly disabled four years ago and no chance of preparing for the future i have occured a lot of debt both past & present. 3 credit cards & a catalogue.On one card I was paying a smaller amount but recently they have past me onto cougar financial so getting very worried....

I'm absolutely desperate for some help, especially since I feel that time is running out and that SCS are doing their best to waste lots of time.
We bought a sofa in the bank holiday sale on Monday, feeling rushed to make a decision to get the bargain. A couple of hours later we found another...

As Requested by Niddy ive made a thread here from my other thread here: In a pickle with NatWest - allaboutFORUMS


I had a loan out in 2005 i think it was for £2,000 then every year or so i would extend the loan (stupidly i might add, me being young and having a decent job and my...

Ill keep it brief!!

Bought fuel from BP station on oct 27th 2012 - £52. Amount was taken from my debit card (Barclays current account on dec 2nd 2012 but then AGAIN on feb 14th 2013.

Barclays won't help me despite authorising the second debit when no funds available. BUT...

Ok am sure many are thinking the same question but not willing to put their hands up so I will.

A sudden flurry of being referred to Pauls blog which is a good read.

However the very first thing that comes to mind and there will be a simple explanation to it I am sure is...

Hi All

I think I'm on to something here that may take down a couple of payday loan lenders, but need smarter brains than mine regards the legalities!

Looking at the PDL industry it is frequently the case that most of these lenders operate in the US and then set up UK subsidiaries,...

Hi All,

I have purchased a sofa yesterday from ScS (I know) using finance. In the finance agreement it says I can cancel the credit agreement within at least 7 days (even though I signed it on the premises).

I would like to know if I cancelled the credit (today) would I still...

Hi all,

I recently had my credit report from experian and was shocked to find natwest had defaulted my current account back in feb even though i was paying them regularly. I received no warning from them no default letters etc. If i knew i would have paid them as soon as.

...

Just thought id share something my wife told me yesterday.

Her work were planning a xmas do in November, and had hired the same place as last year.

Some of the directors thought it wasnt fair to spend money on a party when most of the staff wont be getting a wage increase...

Has anyone noticed this sponsored ad popping up when on Face Book. Being naturally inquisitive Nosey I
decided to take a look.

Improve Your Experience | Facebook

LINKIt says they are Cheltenham based, but there wasn't anything much about them on theire web site....