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SANTANDER DAUGHTERS CAR FINANCE
Been inundated with letters to this address for daughters car finance, seems just two payment misses, now a default notice to pay within 2 weeks, or may repossess car, she has paid 50% off already with 3 years to go or there abouts, seems a bit sudden for just 2 months misses??? anybody comment please???...Last edited by The Tech Clerk; 15 July 2014, 09:52.
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Possible Unlawful Defaults
Hi All,
First post so please be gentle. I am coming to the end of a DMP I have been paying religiously since 2009 and am in a position to offer settlements.
I have finally summoned up the courage to check my Experian report, I have 758 points. I have had a Capital one card...
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No Luck with Littlewoods (Success at last!!)
I had no luck with Littlewoods, they did not uphold and the FOS won't help as it was before 2005.
I was told it's the end of the road as a final decsision has been made, I got the SAR details and they said that I did have it but cancelled. I had a back complaint before the insurance was...
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Looking for some advice regarding CRS automated phonecalls
Hi all
Been a while since ive posted on here but i need some advice.
Ive been ignoring all contact from CRS who are chasing me for the interest agains 3 lending stream loans. Recently they called my old work number with an automated message stating i need to call credit resource...
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How we deal with complaints and concerns - a guide for data controllers
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EE Default Need help!!!
Hi there, I currently have a default with EE and I'm trying to get it removed. Basically the story is that I took a contract phone out for my sister in my name. She originally set up direct debit then cancelled in a few months in and didn't tell me, then by the end of the contract there was loads of...
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BT Customer Service Nightmare/"Warren's rabbit Run"
A Home Move Order for landline, broadband and TV was placed with BT on 30th October 2013 by my partner, let me call her Mrs Desyduk living in Newcastle Upon Tyne, on behalf of her severely dyslexic daughter xxxxxxxx xxxxxx now aged 25 and living in London.
Yes this is the same lovely,...
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Yorkshire Water breaking Data Protection Act by sharing info with CRAs?
I've had a threatogram from Yorkshire Water, demanding a certain amount or they "may" start legal proceedings.
They also state "you need to know that we are now sharing account information with the Credit Reference Agencies". Note that there is no "may" there,...
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British Gas Late Payments affecting my Mortgage!
Sorry, I know this is an old thread. I have exactly the same issue though - well the details are slightly different but the end result is the same- no mortgage due to BG ruining my credit file.
So far I have tried writing to the 'Minder Correspondence' address that I got from Experian....
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Tax credits overpayment
HMRC have sent me a letter saying I owe them for tax credits overpayment and should ring them immediately or else they will pass my details to a private debt collection agency and I will not be able to discuss the size of the debt with the agency.
i only ever claimed tax credits for the...
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Katipuss` UE diary : Lowells Shop Direct
Hi everyone
I am new to posting but have been following some UE threads for a while and using the info to try and sort out Lowells! I have received my CCA today and would like to know if it is unenforceable. If it isn`t then i`d like some advice on my next step. Hope i have done this...Last edited by katipuss; 10 August 2013, 12:38.
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Advice needed re a Trustcard Account, DCA, Default Notices and Other Matters
I apologise in advance for an extremely long post but I feel that I need to set out a series of events that may or may not be significant and I am hoping that somebody will be able to help me understand what the key issues are and how I should move forward.
I opened a TSB current account...
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7 year old data still present
Ok, firstly, this could be MY misunderstanding, so this more for clarity.
I have some accounts which are all settled (except for one which is defaulted).
These were all settled between 2007 and 2011 I believe.
On CallCredit - as each month/year passes, a marker...
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Sharon2345 Unenforceability Diaries
EGG
Interest frozen, defaulted 2006/7.
Name: Egg
Type: loan
Date commenced: 2005
Approx balance: £14,018.07
Date last paid: 1st May 2013
Arrangement: not paying now previously token payments via dmp
Status:...Last edited by Sharon2345; 30 November 2013, 15:32.