Roomtobreathe's UE diary

[roomtobreathe]

Re: Roomtobreathe's UE diary

... just leave things as they are anyway

I can manage that!

[Never-In-Doubt]

Re: Roomtobreathe's UE diary

Does it make sense?

Nope - not at all but not to worry, just leave things as they are anyway

[roomtobreathe]

Re: Roomtobreathe's UE diary

You can't beat a good bit of procrastinating!

Just realised I haven't sent the wrong items.

I sent a letter to Blair, Oliver Scott at their Fife address but didn't put Mrs RTBs BOS account number on it, just their reference as it was in reply to their letter.

Somehow the letter to BLOS/BOS was forwarded to the Halifax, who also operate out of a Fife address. Maybe HBOS connection?

The original BLOS/BOS letter complete with signed for envelope was returned to me from the Halifax with their covering letter.

Does it make sense?

[Never-In-Doubt]

Re: Roomtobreathe's UE diary

BOS was the reminder about missing prescribed terms as here.

Moorcroft / Halifax was here.

Still, 2 confused DCAs / Banks isn't a bad result.

I'd just ignore them both for now - don't bother going back to re-post

Its almost 2wks ago we suggested doing that - lol.

[roomtobreathe]

Re: Roomtobreathe's UE diary

Why? Nothing needs sending, what is it you want to send?

BOS was the reminder about missing prescribed terms as here.

Moorcroft / Halifax was here.

Still, 2 confused DCAs / Banks isn't a bad result.

[Never-In-Doubt]

Re: Roomtobreathe's UE diary

Multitasking just isn't my forte. I knew I shouldn't have tried to send out 2 letters on the same day. My letter to Moorcroft/Halifax went to Blair, Oliver, Scott / BOS and vice versa

well see how they like it reading nonsense - we get it from them daily - about time someone done it back.

In fact you've given me a devious plan..... I will send a bunch of letters to random banks and DCA's and see who replies, but funniest will be the content cos I'll whinge about Bob Diamonds bonus to HSBC etc - see what they think when I'm sending the wrong letters and wrong replies to the wrong bank

* I must be bored

[Never-In-Doubt]

Re: Roomtobreathe's UE diary

Back to the post office tomorrow!

Why? Nothing needs sending, what is it you want to send?

[roomtobreathe]

Re: Roomtobreathe's UE diary

Multitasking just isn't my forte. I knew I shouldn't have tried to send out 2 letters on the same day. My letter to Moorcroft/Halifax went to Blair, Oliver, Scott / BOS and vice versa.

I did wonder why I had a rather strange letter from the Halifax!



Back to the post office tomorrow!

[garlok]

Re: Roomtobreathe's UE diary

Hi RTB,

I2D is correct. Mercers ARE Barclaycard. As is Calders who are the next desk across the gangway from Mercers in the same Merseyside office. Mercers are a dormant company and it is unlawful for them to participate in any commercial activity whatsoever. Their DNs are normally defective so mark up both the envelope and the DN with the date it ACTUALLY dropped through your door. Mercers will give you loads of hassle and then get fed up and pass it onto Calders who usually will demand monies not yet due and then issue a demand for the full outstanding amount. They cannot do this as they cannot terminate as this technically is on the back of a defective DN which Mercers have issued you with. They can correct this but you don't tell them anything of this as they have made a fine art of getting this wrong for a number of years now.

Calders will get fed up as well and put the alleged account out onto the DCA circus who of course until it is eventually sold can absolutely NOTHING only threaten and bully you and you just keep batting them down.

regards
Garlok

[roomtobreathe]

Re: Roomtobreathe's UE diary

Ignore ...but keep the DN safe and the envelope it came in.......

Not a CCA request? I mean Mercers' letter is in red ink, must be worthy of a reply!

[Deepie]

Re: Roomtobreathe's UE diary

My Barclaycard account here

Latest is letter from Mercers S87(i) default notice as I haven't sent Barclaycard any dosh since September.

What do I need to send to Mercers?

Ta.

Ignore ...but keep the DN safe and the envelope it came in.......

[roomtobreathe]

Re: Roomtobreathe's UE diary

My Barclaycard account here

Latest is letter from Mercers S87(i) default notice as I haven't sent Barclaycard any dosh since September.

What do I need to send to Mercers?

Ta.

[Pip]

Re: Roomtobreathe's UE diary

Niddy always says every account is different, even if with the same bank!

If MoorCrap are acting for the Halifax they would have to get the agreement from them anyway... after a a while though they may forget having received a CCA request from you, that happen to RBS who allegedly told their Regal they had no record of me ever requesting a CCA from them! they sent an app form but it's been a couple of years... I take it yours was recent...

Yep. Moorcrap are just doing the hassling on Halifax's behalf. Moorcroft received the CCA request back in summer; they cashed the PO, but they still didn't send anything. I recently contacted Halifax direct (not sure whether I shouldn't have, and whether I should have just done it through Moorcroft,) and they sent something back immediately. I have stopped paying, and Moorshight inform me that I need to negotiate with them, not Halifax (even though Halifax haven't sold the debt). Because I don't know whether the CCA received from Halifax is UE or E, I'm not in a clear position, but I'll send a final letter to Moorcroft to hopefully get rid of them once and for all. Or as they're so incompetent, maybe it's worth keeping them as Halifax (The Organ Grinder)'s monkey/gimp?

Don't wish to hijack RTB's diary thread about this though! (Although it does have some relevance/context to the most recent diary post...)

[CleverClogs (RIP)]

Re: Roomtobreathe's UE diary

after a while though they may forget having received a CCA request from you, that happen to RBS who allegedly told their Regal they had no record of me ever requesting a CCA from them!

Alternatively, that may just because RBS is staffed by a lot of pathological liars.

[Pip]

Re: Roomtobreathe's UE diary

That's a little odd as my Halifax card was taken out almost exactly at the same time. I'd sent a CCA request to Moorcroft back in the summer and still haven't received anything from them. Then I sent one to Halifax and they sent me the reply to the CCA request literally by return of post (copy of signed application form etc.) in what looks like a highly efficient operation! (I sent it to the Dunfermline address.)

I've yet to find out whether it's UE or E ...

I might send one final one to Moorcroft (who have cashed the £1 by the way) saying I will not respond to any of their letters or phonecalls as they have failed to respond to this statutory request blah... and see what happens then...