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  • #1

    Oscars Cahoot UE Diary

    OK. I write to these people with a nicey nice letter requesting they lower my APR - LOng story short some of my banking is with A&L so thougth best to do this way first.

    Anyway, I get a letter saying thank you and asking to call. Apparently, they cant do anything. SOooooo. CCA time. Just a quick question, is THIS the correct template to send to (what is now) the original creditor? Only ask as it seems more geared to DCA.

    Thanks
    Last edited by Never-In-Doubt; 30 September 2011, 10:12.
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
    Tags: act, action, apr, banking, breach, cahoot, cca, cca request, con, creditor, dca, debt, dpa, ico, information, interest, letter, living, monthly, people, safe, santander, template, templates, thank you, threat, ue diary, unenforceability, update
  • #2
    Re: Oscars Cahoot UE Diary,

    Course it is the right template! CCA Request
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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    • #3
      Re: Oscars Cahoot UE Diary,

      well well well.

      It would seem my CCA letter may have had some effect. Today I have received my usual monthly statement from them, and it appears my interest has been reduced to ZERO!!

      I dont think this is due to my letter, given the statement was printed the day after I sent it, but I will possibly not know.

      Still want my agreement though!
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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      • #4
        I was sent someone elses information

        Stuff has come from Cahoot / Santander, and in my opinion, is UE - that can be addressed later.

        However, stapeled to my stuff, and not at the back, but smack bang in the middle, is someone elses information - a guy living in Hants.

        Question is, what should I do? - Stir up shit, try and contact the individual to let them know, or just go straight to ICO?
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment

        • #5
          Re: Cahoot UE Diary - Update

          Hi mate - so far I can remember from memory 5 other users that this has happened to - just keep it safe and use is a threat against any action citing a DPA breach.....

          Or send it to the account holder, point is nothing will happen to santander/cahoot - it never does.

          Thanks
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

          Comment

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