I think this diary method keeps everything neat and tidy, so I m doing it, Sorry for the posting elsewhere but took a while to decide course of action .

Co operative Bank

Type : Credit Card
Date Started : 4th September 1997
Approx Balance :£4564.07 as at Dec 2016...

I'm new here so I'm hoping I am doing this right. If not, please let me know and I'll amend.

I'm looking for some advice.

I have 10 long-standing debts taken out before 2006. These equate to figures of between £11 to £175. They were all a variety of credit cards and loans...

Hi, I am looking for help on behalf of my daughter , if this is not ok then I will get her to open her own account, but she has a lot on divorce wise at the moment and I suggested you guys on here could help ease things a little with credit cards. She has 3, Cahoot, Lloyds and Co op . Undergoing a...

I have an unenforceable agreement with B.O.S, for which they had said they couldn't find an agreement.

1st Credit have been sending letters for a while now chasing, which I have ignored. I just received a statement through saying that there was a payment 11/02/2015 of £6.00 credit (P/O)...

Hi All

I need some advice regarding a Default Date.

A Default date is on my credit file dated 26th November 2009.

The account was with Barclaycard and the default notice sent by Mercers Debt Colkection Agency who are agents for Barclaycard.

...

Your AAD Forum Username
Name of Claimant
Name of Claimant's Solicitors
Claim Issue Date
Who Signed the Claim Form?...

Hi

Santander current account went stat barred at the end of last year. No contact from Santander or DCA for some long while.

its only a relative small amount owed (allegedly) - it would appear that naughty Santander sold on the debt once the 6 years were reached!
...

Hi,

If anyone can offer some help or advise on the situation below I'd greatly appreciate it.

I have been given a default by Cahoot (santander) for an overdraft on my current account. The account went over the limit (£1,000) because of a small interest charge and then they...

I have a Cahoot account, I last made a payment on 1st January 2009. The last piece of correspondence I wrote to them was dated the 24th March 2009. The letter started "I do not acknowledge any debt to your company", it was a CCA s77/78 request letter. Can someone please clarify when this debt...

I have recently been given some money after a family member. I am contemplating making full and final settlement offers split 'pro-rata' to my 7 creditors. However, one of these creditors is Cahoot (Santander) and I have not paid them a penny since January 2009 and not heard from any DCA regarding the...

Hi all,

I looked through the sticky on DNs but wasn't sure on one point, the date and the 14 days.

I have 2 DNs from Cahoot/Satander S87 (1) that have a date of the letter and they say has to be remedied within 14 days blah..It does not say pay x by y date. they then go on...

Hi,

In my 'Account Information' on my CerditExpert account some of my old defaulted accounts are no longer showing? The creditors are HSBC and Cahoot (Santander)? The Cahoot account has not been visible on there for a couple of years now (even though I owe them in excess of £10,000 and...

I have been searching the net for information on this Advance Account for several years. Hardly anything to be found. I remember that they wrote to say that they were withdrawing it.
Have now found the letter January 2011 "We are withdrawing our Advance product." withdrawn on 25 March...

EGG
Interest frozen, defaulted 2006/7.

Name: Egg

Type: loan

Date commenced: 2005

Approx balance: £14,018.07

Date last paid: 1st May 2013

Arrangement: not paying now previously token payments via dmp
Status:...

Hi,

I have an Egg loan from 2005 that's defaulted but I'm still paying.

Wondered how enforceable it was so will email to Niddy.

Thanks

HB