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  • Re: Bricktop's UE Diary

    Originally posted by Bricktop View Post
    23rd January

    MBNA/DLC - we will not contact you by phone, even though we cannot enforce we still think you should pay us.


    Will keep that one safe in case they decide to try and enforce at some point in the future
    excellent news..... well done, frame that letter
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    • Re: Bricktop's UE Diary

      MBNA/DLC - we will not contact you by phone, even though we cannot enforce we still think you should pay us.

      and we think you should take a reality check...

      Comment


      • Re: Bricktop's UE Diary

        Capital One

        31 January: My account is no longer being managed by the DCA on behalf of Capital One

        Bizare random letter received, had no letters from Cap One (and never a DCA on their behalf) since mid last year.

        It's as though they decided to spit out some paperwork just to keep in touch like.

        Filed and will wait until something a bit more meaningful lands.

        Comment


        • Re: Bricktop's UE Diary

          Originally posted by Bricktop View Post
          Capital One

          31 January: My account is no longer being managed by the DCA on behalf of Capital One

          Bizare random letter received, had no letters from Cap One (and never a DCA on their behalf) since mid last year.

          It's as though they decided to spit out some paperwork just to keep in touch like.

          Filed and will wait until something a bit more meaningful lands.
          Yes, ignore it for now Bricktop

          Comment


          • Re: Bricktop's UE Diary

            I had that letter, 2 months later a DCA letter arrived.
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • Re: Bricktop's UE Diary

              2nd Feb:

              Green and Co (on behalf of Triton, (on behalf of Nat West))

              Our client (Triton) will respond to you direct and we are closing our file



              They didn't stay in the game long

              Comment


              • Re: Bricktop's UE Diary

                Originally posted by Bricktop View Post
                2nd Feb:

                Green and Co (on behalf of Triton, (on behalf of Nat West))

                Our client (Triton) will respond to you direct and we are closing our file



                They didn't stay in the game long
                Excellent!
                When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.



                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                • Re: Bricktop's UE Diary

                  its funny bricktop, we have 2 accounts that go the same way with the same letters all the time, its like reading my own diary lol
                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                  • Re: Bricktop's UE Diary

                    Yeah, I think I will send a one liner next time....

                    I refer you to SXGuy's letter of xx/xx/xx in reply to your letter of xx/xx/xx because my answer is the same as his.

                    Comment


                    • Re: Bricktop's UE Diary

                      LOL that could work.

                      "please be advised any letter you send, please treat my reply as SXGuy's reply, which you would have already received prior to sending your letter to me"
                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                      • Re: Bricktop's UE Diary

                        Originally posted by Bricktop View Post
                        Yeah, I think I will send a one liner next time....

                        I refer you to SXGuy's letter of xx/xx/xx in reply to your letter of xx/xx/xx because my answer is the same as his.

                        Lol
                        When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.



                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment


                        • Re: Bricktop's UE Diary

                          ref Barclaycard

                          11th February: MKDP - We will liaise with the OC and try to get the documents you requested

                          Filed

                          Comment


                          • Re: Bricktop's UE Diary

                            Don't hold your breath

                            Comment


                            • Re: Bricktop's UE Diary

                              13th February : 2 arrived today.

                              DLC (MBNA) - still waiting for docs, will update in 21 days - been like this since last July so will keep filing the letters.

                              Nat West - We have passed it onto Moorcroft, they will be in touch. - will wait for Moorcroft to write to me

                              Comment


                              • Re: Bricktop's UE Diary

                                14th February

                                Ref Barclaycard

                                MKDP - here is a reconstituted credit agreement from Barclaycard.
                                (as normal, no sign of my signature anywhere on the documents, in fact no signature box on the docs at all)

                                Now previously B/card said they were still looking for the agreement and I hit MKDP a sold whilst in dispute when they took over the account.

                                So do I send MKDP a missing PT's letter or maybe a T&C's received might be a better option ?
                                Last edited by Bricktop; 14 February 2013, 14:52.

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