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  • #1

    LloydsTSB CCA

    Hi Niddy, found you again, hope dd is getting, let her know we're thinking about her ;Red

    Just to remind you, I'm the one with the mother in law with £14,000 owing to LTSB credit card, she's been a card holder with them since the early 1980's.
    Back in January/February i sent off the template letters requesting the CCA, got the usual non enforceable replies and copy of the present terms and conditons etc. More recently we've had LTSB writing under the name of SCM Solicitors and MHA Collectons, both of which were sent the account sold whilst in dispute letter.
    Today we have received a letter from Wescot, with a Notice of Debt Collection, it says to pay the full amount of £14,000 or ring them as soon as possible, otherwise further recovery action will be taken.
    Do we now send the Account sold whilst in dispute letter to Wescott as well?

    Cheers in advance Niddy
    Tags: account, action, advice, card, cca, collection, credit, credit card, debt, debt collection, fire, interest, law, letter, letters, lloyds, money, niddy, ons, pay, recovery, scm, solicitors, template, update, £50
  • #2
    Re: LloydsTSB CCA

    Originally posted by mk1golf
    Do we now send the Account sold whilst in dispute letter to Wescott as well?
    EXACTLY what you need to do.
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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    • #3
      Re: LloydsTSB CCA

      Originally posted by oscar
      Originally posted by mk1golf
      Do we now send the Account sold whilst in dispute letter to Wescott as well?
      EXACTLY what you need to do.
      Yep, I concur - send the account sold template.....
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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      • #4
        Re: LloydsTSB CCA

        Hi Niddy, hope everyone is well your end.

        Just a little update, after sending the last letter to Wescott 12 months ago, we heard nothing until this week........this time the letter is from LTSB requesting payment, they also mention how they haven't charged any interest in the last 12 months.....lol!!

        Shall I just wait for them to come back with a bit more menace, or fire a letter back at them

        Cheers

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        • #5
          Re: LloydsTSB CCA

          I'd ignore for now mate
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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          • #6
            Re: LloydsTSB CCA

            Originally posted by Never-In-Doubt View Post
            I'd ignore for now mate
            Will do

            Thanks for your advice in the last 18 months Niddy, since first following your plan, the Mother in Law has not paid over £5000 in interest on her credit card, money is still tight, but a lot easier thanks to you.

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