Hi everyone,
I'm looking for anyone's experience with Wescot.
Long story short - this is my husbands cc and had a balance of approx £9k and because we thought it enforceable (we used a different site at the time so it may be questionable!), he continued to pay an agreed monthly...
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OC has combined amounts from current account and credit card
One of my debts (no. 21 in my UE diary) is the combination of the overdraft from a First Direct current account and a First Direct credit card. I sent a very inaccurate CCA request to Metropolitan Collection Services last December (before I found AAD!) and in their reply, HSBC chose to concentrate only... -
Unenforceability Issues - how best to react?
Hi
I was told about how helpful AAD is this week and even after just half a hour looking around that seems like an understatement! Could anyone help with this enquiry please? As general background I have multiple credit card accounts; all defaulted between Sept 2009 and June 2010; all are... -
Debt Sold/Transferred proof?
Hi,
If for example a bank pass/sell on a debt to a debt collection agency there has to be some sort of paperwork for this to go through? Can we ask for this transfer of ownership of the debt through the courts and if they don't come up with the documentation isn't that illegal?
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ESA OVERPAYMENT
Hi guys,
I am new to the forum and looking for some advice regarding a letter I got from dwp who say I was overpaid £1500 in esa,and that its in the hands of its
debt collection agency.I accept I was at fault for not informing dwp of any increases in my pension for... -
Last payment made June 2010, default date 2013?
Hi I'm hoping someone can help, I've looked over several boards and sites but cant get it clear in my head what to do.
in early 2009 I took a car on hire purchase, in early June 2010 my life fell apart, I had to end a 10 year relationship, walk away from my home, was homeless for 9 months... -
Hi everyone hope im in right place
I'm new to all this so bear with me please not sure what to do next have a few debts but most are being paid something one b/card has been sold on again debt collection said may send to solicitors in 10 days without notice then got letter from there solicitors saying unless acceptable payments... -
Wescot and natwest ?
Been trying to find out if Wescot are related in any formal way to natwest, or are totally independent..does anyone know ? -
Marlin raises it ugly head
I thought I had put all my debt matters behind my when my last default was removed 6 months ago. When I got home today I noticed there was a missed call and when I checked the number it was Marlin ( or what ever they are at the moment). Any debt that they may be managing is well past any chance of... -
Debt transfer.
Hi again. I have been paying off a loan to LLoyds by way of a Court agreement. I posted about it roughly two years ago. I've never missed and pay £30PM, balance just over 4K. I've now revieved a letter form them to inform me that my Lloyds bank debt is being transferred to Moorcroft Debt collection... -
Happy Birthday SXGuy
Happy Birthday SXGuy [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/icon_beer.gif[/img]
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From Niddy and all of us at AAD Consumer Forum.
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Government should stop councils using bailiffs ‘on vulnerable taxpayers’
Government should stop councils using bailiffs ‘on vulnerable taxpayers’
This is a duplicate of the Blog Entry made on: 12th April 2016 16:04
The government should stop local authorities passing council tax debts to bailiffs in the case of the most vulnerable residents, according... -
capital one £3500 debt
I'm just looking for advice.I have 3500 on a capital one credit card with no hope of repaying.I have a 6 month agreement paying £5 a month.Will I be able to continue with this long term? Do I fill in form every 6 months or just ignore it and continue to pay . will it goto debt collection..Will I be... -
Odd Statute Barred argument by Claimants council...
Hello everyone!
Basic details are:
- CCA Loan taken out with Lloyds in 2004
- Defaulted Jan 2008
- Arranged to pay reduced amount
- Stopped ALL payments in June 2008 - no other contact/payments since.
- Account closed by Lloyds Oct 2008
- DCA via Solicitors brought
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Idem servicing
Hi all, hope things are ok with you...
I have a debt that was originally with Mint, it went to court, i was very inexperienced back then and ended up with a CCJ and charging order on my house.
It was set at the hearing that i should pay £150 per month on the debt, which then stood at £18000,...
