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  • andi2003uk
    started a topic Lending Stream / PRA Group

    Lending Stream / PRA Group

    Hi all, I'm on a quest to clean up my Experian report and have two entries for the same debt which I need some advice with.
    They are Lending Stream & PRA Group.

    The entries read as follows:

    Lending Stream:
    Account Started: 28/01/2011; Default Balance: £788;...
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  • pipsaholic
    started a topic Debt Sold/Transferred proof?

    Debt Sold/Transferred proof?

    Hi,

    If for example a bank pass/sell on a debt to a debt collection agency there has to be some sort of paperwork for this to go through? Can we ask for this transfer of ownership of the debt through the courts and if they don't come up with the documentation isn't that illegal?
    ...
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  • Des58
    started a topic ESA OVERPAYMENT

    ESA OVERPAYMENT

    Hi guys,
    I am new to the forum and looking for some advice regarding a letter I got from dwp who say I was overpaid £1500 in esa,and that its in the hands of its
    debt collection agency.I accept I was at fault for not informing dwp of any increases in my pension for...
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  • Last payment made June 2010, default date 2013?

    Hi I'm hoping someone can help, I've looked over several boards and sites but cant get it clear in my head what to do.

    in early 2009 I took a car on hire purchase, in early June 2010 my life fell apart, I had to end a 10 year relationship, walk away from my home, was homeless for 9 months...
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  • Hi everyone hope im in right place

    I'm new to all this so bear with me please not sure what to do next have a few debts but most are being paid something one b/card has been sold on again debt collection said may send to solicitors in 10 days without notice then got letter from there solicitors saying unless acceptable payments...
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  • cardiac arrest
    started a topic Wescot and natwest ?

    Wescot and natwest ?

    Been trying to find out if Wescot are related in any formal way to natwest, or are totally independent..does anyone know ?
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  • marylikes
    started a topic Debt transfer.

    Debt transfer.

    Hi again. I have been paying off a loan to LLoyds by way of a Court agreement. I posted about it roughly two years ago. I've never missed and pay £30PM, balance just over 4K. I've now revieved a letter form them to inform me that my Lloyds bank debt is being transferred to Moorcroft Debt collection...
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  • Chalkitup
    started a topic MBNA / Arrow Global LLC

    MBNA / Arrow Global LLC

    Hello,
    I have a question to ask …. But first I want to thank the people on this site for helping me over the years.

    I have been on AAD since 2011 and although I have not started many threads I have watched other member’s threads and learnt a lot. With the help of this terrific...
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  • Strange contract, strange DCA

    OK lets start from the beginning.

    Agreed to rent a machine for my business, minimum rental was 36 months. I didn't think it was a problem as I didn't expect to not need it.

    November 2014 it arrives. I move to different premises and they have several of the machines so don't...
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  • Government should stop councils using bailiffs ‘on vulnerable taxpayers’

    Government should stop councils using bailiffs ‘on vulnerable taxpayers’

    This is a duplicate of the Blog Entry made on: 12th April 2016 16:04
    The government should stop local authorities passing council tax debts to bailiffs in the case of the most vulnerable residents, according
    ...
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  • mo444
    started a topic capital one £3500 debt

    capital one £3500 debt

    I'm just looking for advice.I have 3500 on a capital one credit card with no hope of repaying.I have a 6 month agreement paying £5 a month.Will I be able to continue with this long term? Do I fill in form every 6 months or just ignore it and continue to pay . will it goto debt collection..Will I be...
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  • JamesC
    started a topic JamesC vs Moorcroft/Argos

    JamesC vs Moorcroft/Argos

    ARGOS




    • Type of account (credit card/loan): STORE CARD
    • Date commenced DEC 2014
    • Approx balance £552.82
    • Date last paid (approximate date you last made a FULL payment) APRIL 2015
    • Are you on arrangement or not paying £1 payment agreed for NOV, DEC, 2015, JAN
    ...
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  • Payday lender collapses after £20m refund programme - Cash Genie

    Payday lender collapses after £20m refund programme - Cash Genie

    This is a duplicate of the Blog Entry made on: 7th January 2016 16:49
    Payday lender Cash Genie has entered liquidation, just months after the Financial Conduct Authority (FCA) forced the company to pay £20m in redress
    ...
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  • AAD News Feed
    started a topic Cabot buys up Spanish DCA (Gesif)

    Cabot buys up Spanish DCA (Gesif)

    Cabot buys up Spanish DCA (Gesif)

    This is a duplicate of the Blog Entry made on: 10th November 2015 17:50
    Cabot Financial Debt Recoveries Services, a division of Cabot Credit Management Group, has acquired 100 percent of Spanish debt collection agency (DCA) Gesif. With headquarters in Madrid
    ...
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  • Money Shop Owner Faces £15.4m Customer Payout

    Money Shop Owner Faces £15.4m Customer Payout

    This is a duplicate of the Blog Entry made on: 27th October 2015 12:36
    Dollar agreed the payout after failings including lending more money to many of its customers than they could afford to repay
    The owner of high street lender
    ...
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