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  • #1

    Idiot guide CRA markers

    Help wanted is there an idiot guide to markers that are placed on your credit file,

    I was wondering are DM/ debt management markers the same as AP/AR arrangement to pay markers, are they treated the same in the eyes of any prospective creditor??

    Regards
    Tags: account, agencies, arrangement, arrangement to pay, barclaycard, cifas, cra, credit, creditor, debt, debt management, email, guidelines, help, ico, idem, management, mbna, niddy, pay, reference
  • #2
    Re: Idiot guide CRA markers

    This may help
    http://forums.all-about-debt.co.uk/s...cies-amp-CIFAS

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    • #3
      Re: Idiot guide CRA markers

      Many Thanks.

      The reason I ask refers to a Barclaycard CC account and MBNA CC account....I got them to remove the barclaycard account from my credit file due to AP/AR markers that were reported for longer than 6 years, barclaycard agreed this went against ICO guidelines and removed the account :-) happy days!

      I am trying the same with MBNA CC that was past over to Idem Servicing but there not playing ball at the moment. I was hoping someone could have a look at screen shot of the account and how it's reported on my credit file and see what they think and if it goes against ICO guidelines.

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      • #4
        Re: Idiot guide CRA markers

        PDF it and email it to me please.

        Ill check tmw for you.
        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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        • #5
          Re: Idiot guide CRA markers

          Brilliant, I'll do that as soon as I have peace and quiet from my demon girls...

          Emailed Niddy. :-)
          Last edited by ey_137; 7 June 2014, 19:32.

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