Hi there,
I reviewed my credit file today and saw that I have a default recorded by O2, which was under my closed accounts, for £20. Of which I paid anyway. Bizarre.
Apparently the account defaulted in July 2012 and I had no idea this happened. And especially for £20!!...
102 results in 0.0034 seconds.
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O2 Default - Didn't know I had
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Last payment made June 2010, default date 2013?
Hi I'm hoping someone can help, I've looked over several boards and sites but cant get it clear in my head what to do.
in early 2009 I took a car on hire purchase, in early June 2010 my life fell apart, I had to end a 10 year relationship, walk away from my home, was homeless for 9 months... -
Default reporting on very old debt
Hello everyone,
Please excuse if this has been covered before but I have had no luck in finding out the answer.
I have an old debt from 2004 with Goldfish and I was paying token amounts until four years ago when I decided to try the CCA route, the company (Goldfish account...Last edited by PaulJ; 27 June 2016, 15:56. -
Northern Rock - Together Mortgages - Unsecured Loan
Hi All
I had a "Together Mortgage" with northern rock. The property was sold in dec 2014 leaving £16k for the unsecured loan. The loan was in my mine and my ex partners name (he who had not paid anything for years and left it down to me) I wrote to Northern Rock offering them... -
IVA failed but creditors gone from credit file
Hi all,
Im after some advice please. I had an iva back in 2007/2008. It failed and I have heard nothing from any of the creditors. My credit report has wiped all those creditors off as over 6 years ago but my IVA still remains on there. It says I owe £0. I called the Insolvency service... -
Transferring Debt to liable person
Hello All,
New person here, sorry if i come across as not doing proper search.
I have two debts in my credit history due to my family members (Mother and Sister) buying a lot of catalogue items (Isme and Very) under my name and paid it with my debit card (I have given my debit... -
Info re defaults logged with credit ref agencies whilst an account remains unenforceable
Hi all,
Stumbled upon this today, which is an interesting report on a successful appeal clarifying legal status of creditors listing defaults with credit referencing agencies when an account is recognised as wholly unenforceable. I assume that also includes SB which in itself legally... -
Lending Stream and pounds to pocket
Basically I have taken out 5 payday loans with Lending Stream and one with Pounds to pocket. I shouldn't have done this as I am in a DMP and am in a position where I am struggling to pay back the agreed amount but needs arose at the time where I had no option. I have read through some threads on here... -
Can anyone confirm default notice compliance please
Hi all,
Hope you all had a great Christmas and a happy new year to everyone.
I am pleased to say that all of my challenged accounts are now SB and have begun dropping off my credit reference records.
There are few that are still sitting there for a few... -
Advice on Enforceability and Statute Barred please
Here goes everyone...
In 2010, I entered into a DMP with ten creditors but for various reasons it failed 9 months later and I have paid nothing since. Most of these debts have changed hands several times since then and I haven't heard from some of the creditors for years. I have checked... -
A broker who can help with a CIFAS marker - mortgage required
Hi,
I'm new to forums but was looking for some help and advice.
I applied for a mortgage about 12 months ago, as part of the application I falsified my documents to inflate my income. To cut a long story short I now have a CIFAS marker against my name for application fraud... -
Sports Direct to review worker rights
Sports Direct to review worker rights
This is a duplicate of the Blog Entry made on: 18th December 2015 17:45
Sports Direct is to review all agency worker terms and conditions after the firm was criticised for its employment practices....
The review will be overseen by -
Strippers told to reveal all about tax to HMRC
Strippers told to reveal all about tax to HMRC
This is a duplicate of the Blog Entry made on: 8th December 2015 08:10
Strippers, online escort agencies and adult club owners have been told to reveal all when it comes to their tax affairs....
The industry is being targeted -
DCAs and CRAs
Hi all
Just thinking and don't know the answer so......have a couple of things that are definitely SB and have fallen off the credit report. From time to time one of the DCAs does a check presumably to find out where i live so they can send me christmas and birthday cards etc
So my...
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Principles for the Reporting of Arrears, Arrangements and Defaults at Credit Reference Agencies
For full details regards the Principles for the Reporting of Arrears, Arrangements andDefaults at Credit Reference Agencies Click here --> http://www.scoronline.co.uk/sites/de...ment_final.pdf
Additional info from the ICO website --> https://ic...