Hi everyone,


I find myself in a similar situation as many others on this forum regarding a cifas marker, and would like to ask for any advice if you have it. A few months ago, a famous uk instagram ‘meme’ page posted on their story if there was anyone 18+ looking for work that...

Good afternoon,

I came across this website and would like some advice/guidance. A summary of my dilemma is as follows;

I applied through a broker for funding on a vehicle in May 2021. The broker asked me my income and on receipt of this said that the Funder would require proof...

Hi guys I applied for a bank account with HSBC I put that I had owned and lived at my house for 3 years and that I earns 86,000 a year from my job. They still haven’t come back to me and it’s been 4 days when reviewing my mortgage paperwork in fact I’ve only been here for 2 yrs 6 months and when...

First of I would love to say after 7 days of pure hell it’s so refreshing to see sanctuary’s like this and see a real community spirit of people advising and helping each bravo!!!

so the story is Iam a business owner and we took a cash advance loan through our credit card terminal,...

Hello All,

I have a quick enquiry and was wondering if anyone could help me out. Some years ago, a once friend asked if they could transfer some money into my account as they had sold a car. I agreed although I was a bit weary. They had told me it was only going to be £5,000 and they...

I am absolutely delighted that today after months of stress, sleepless nights and uncertainty I have had confirmation that the CIFAS markers placed on my file by Barclays have been successfully challenged and removed. I cannot thank Niddy enough for everything he has done to help me come to this outcome...

Hello all,

I hope I am posting this in the correct section. Please let me know if not.

I have a Cifas marker placed by RBS in 2019 for misuse of facility.

Whilst I was a student, I used to sell items on eBay and use my account to receive payments so I think...

Please don't be too harsh as I had only just turned 17 when this happened and didn't know what to do or what was even happening.

I have tried to keep straight to the point and so hopefully its easy to understand.

Thank you amazing people.

In 2018, I was buying...

Hello everyone,
I'm a new member here and decided to open an account after seeing all of the helpful advice and support that you have been able to give to people with issues that I believe to be similar to myself. I'm in my 20s and have never encountered anything of this nature before, so I am...

Guys & lasses I just need your help and advise so don't be judgmental I know I ****ed up and I know it's my fault.

A month ago this dude from my area persisted me to use his card for money muling which at the time I was unaware of due to him telling me its safe and legal, its just...

Guys & lasses I just need your help and advise so don't be judgmental I know I ****ed up and I know it's my fault.

A month ago this dude from my area persisted me to use his card for money muling which at the time I was unaware of due to him telling me its safe and legal, its just...

Hi, I am new to the forum, so I hope this is in the right place and hopefully somebody will be able to provide some advice.

I'll try to be as concise as possible without rambling, but as a little bit of back story, I am 27 and for the past 5 or so years have been on a downwards spiral struggling...

I was in desperate need of money so I came across some guy on Facebook who convinced me that he will make me money and give me 50% of whatever was made. I met up with him and gave him my NatWest bank card and details. He made 2 transactions of £500 to my account so £1000 in total and withdrew the...

Apologies for the big post in advance. I am new to this site and to blogs. Never had to read them until following bit me.

I am a 29 year old male been working professionally for about 5 years, who was looking to start up my own business for which obviously I needed investment so I asked...

Before i get into the full story can anybody clear up three points for me please? I have read some conflicting information about how long an NH marker stays active. I thought it was six years but Im sure I read somewhere on here that it was rolling 13 months assuming no other issues were flagged to...