GDPR Cookie Consent by SimpleServe Privacy Script Defaults, New Agreements/Removed Questions - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

Defaults, New Agreements/Removed Questions

Collapse
X
Collapse
 
  • Page of 1
  • Filter
  • Time
  • Show
Clear All
new posts
Previous template Next
  • #1

    Defaults, New Agreements/Removed Questions

    HELLO

    This is the for benefit for ALL, if unsure whilst reading Equifax Credit History reports:

    My Question is:

    As you can see (from Photo) that a DCA CHANGED the Default Status Summary, then followed by 1 a month later, they then changed the CREDIT/AGREEMENT to 'Deleted Credit Agreement'. What does that Mean? As there is NO change on Credit File?
    Click image for larger version Name: Untitled.jpg Views: 1 Size: 76.4 KB ID: 1414982

    This was already Defaulted by the Original Creditor in 2008, these are recent transactions by the DCA (which was Sold) to 1st Credit

    A:?

    Thank you for any advice on this
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
    Tags: 1st, 2012, account, accounts, advice, america, barclay, benefit, bos, cards, con, credit, credit agreement, credit history, creditor, dca, default, defaulted, defaults, e-mail, equifax, free, hbos, lenders, phone, questions, reading, stay
  • #2
    Re: Defaults, New Agreements/Removed Questions

    thats an alert notification, try copying the actual entry in full and sending that to me and I will explain mate....

    But it won't matter if you see satisfied entries, it is only the live entry that lenders will see (ie the defaulted account)
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

    Comment

    • #3
      Re: Defaults, New Agreements/Removed Questions

      Bumping my thread

      just updated my account with Equifax - cancellation of my reports £7 a month.

      An American woman said to me on the phone, that the reports will wipe off and some will still stay!!

      they have given me for the first 6 month FREE WEB DETECT Alerts via e-mail then it'll be £2.99 p/month if i wish to continue.
      I know that you can still view your credit report FREE on this account, but i notice that 2x of my C/Cards Barclay's now says 'SETTLED' ? 2012, even though before they hadn't. am i to say that Barclay's has settled my C/C account and i don't owe. As well as 2x of my other C/C has vanished ie BOS (aka HBOS)

      Anyone with ideas? is this a good sign or? for my UE
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

      Comment

      • #4
        Re: Defaults, New Agreements/Removed Questions

        They've probably been sold 5corps. Sold accounts can show as settled, or disappear altogether for a while.
        Niddy will explain it better

        Comment

        Previous template Next
        Working...
        X