Life Assurance questions

[di30]

Re: Life Assurance questions

On the job front it should only make a difference if he put down he was a office worker, but was actually a deepsea diver( assuming life cover only) and on the family side unless they are really poorly ( all men dying before 50 etc) it shouldn't make any difference.

Thanks for that.

I am aware there are several serious health conditions within their family, brother for one, and was at the time of them taking it out, he is still here thankfully.

[mgfboy]

Re: Life Assurance questions

Thank you, just what I thought as well, but wanted to check.

I don't think there's been any changes, everything the same, and I know her hubby is still in the same employment as he was then as well. I know that much from them lol.

Cheers, will pass the message on.

On the job front it should only make a difference if he put down he was a office worker, but was actually a deepsea diver( assuming life cover only) and on the family side unless they are really poorly ( all men dying before 50 etc) it shouldn't make any difference.

[di30]

Re: Life Assurance questions

Yep all these things would be seen a material non disclosures, which could invalidate the cover.

As you say I would get a copy of the app and see what was missed and then update it with the correct info, remember though it's only what was known at the time and not what has happen since.

Thank you, just what I thought as well, but wanted to check.

I don't think there's been any changes, everything the same, and I know her hubby is still in the same employment as he was then as well. I know that much from them lol.

Cheers, will pass the message on.

[mgfboy]

Re: Life Assurance questions

My mate and hubby is not online at the moment for a little while, which is why they have asked me to check some details out for them.

I have not been given all details as such, but what they want to know is that can the incorrect occupation void a claim? and not full details of family medical history?

They requested some paperwork from their bank from what I know of and said they did not have copies of them when the policy of life assurance was taken out some time ago, and the proposal form they said was not completed by them because it was typed writing/answers etc.

I did advise that they should contact them to make them aware of any mistakes and anything put down incorrectly, and I think they still have it running now "i think"!.

Thank you,and thank you from my friend and her hubby too.

Yep all these things would be seen a material non disclosures, which could invalidate the cover.

As you say I would get a copy of the app and see what was missed and then update it with the correct info, remember though it's only what was known at the time and not what has happen since.

[di30]

My mate and hubby is not online at the moment for a little while, which is why they have asked me to check some details out for them.

I have not been given all details as such, but what they want to know is that can the incorrect occupation void a claim? and not full details of family medical history?

They requested some paperwork from their bank from what I know of and said they did not have copies of them when the policy of life assurance was taken out some time ago, and the proposal form they said was not completed by them because it was typed writing/answers etc.

I did advise that they should contact them to make them aware of any mistakes and anything put down incorrectly, and I think they still have it running now "i think"!.

Thank you,and thank you from my friend and her hubby too.