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  • Drydensfairfax Solicitors Default

    I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.

    The original creditor was mbna.

    The debt has never been on my credit file.

    Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting...
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  • O2 Default - Didn't know I had

    Hi there,

    I reviewed my credit file today and saw that I have a default recorded by O2, which was under my closed accounts, for £20. Of which I paid anyway. Bizarre.

    Apparently the account defaulted in July 2012 and I had no idea this happened. And especially for £20!!
    ...
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  • HOUSING BENIFIT AND CARERS ALLOWANCE/ATTENDANCE ALOWANCE

    Hi i was hoping someone could give me some advice as i am thinking of moving in with the person i care for and was wondering how it would effect the persons housing benefit he gets attendance allowance and i claim carers for him any advice would be most welcome as last time i had a problem with the...
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  • nick0
    started a topic Landlord with a Section 21.

    Landlord with a Section 21.

    Hi All,
    I have been renting a property for 2.5 years and never missed any payments never had any major
    work done and in fact been a great tenant(says me).

    Yesterday I get a solicitors letter saying the owners of my property are using a section 21 form (was enclosed)...
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  • Spector
    started a topic RBS Mint - My signature on SAR

    RBS Mint - My signature on SAR

    Hello

    I hope that I've posted this in the right place.

    I've had financial problems for some 13/14 years and I had an arrangement with Mint (credit card) for most of that time paying back a very nominal amount each month.

    Recently, I submitted a SAR to RBS regarding...
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  • cardiac arrest
    started a topic reclaiming tax

    reclaiming tax

    I'm trying to help out a friend who is in receipt of just a state pension but has several savings accounts.

    As far as I can see her income is below the threshold of 15,600 but has been paying tax on her savings schemes with her bank.

    She states she told the Bank some years...
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  • Prodial - Fined £350k For 46 Million Cold Calls

    Prodial - Fined £350k For 46 Million Cold Calls

    This is a duplicate of the Blog Entry made on: 1st March 2016 14:04
    Prodial made a "staggering" number of spam calls, leaving thousands of people feeling "helpless" after they could not opt out.

    The
    ...
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  • JLC
    started a topic Interest free Credit card to pay off a loan

    Interest free Credit card to pay off a loan

    Hi

    IF my son was to get an interest free credit and ring up and pay off a loan (so he can save on the interest and reduce his monthly payment) would it be classed as a purchase or balance transfer and would a loan company accept a credit card as payment?

    he only took the loan...
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  • cardiac arrest
    started a topic halifax CC- No fees...

    halifax CC- No fees...

    returning gradually to a normal life now ...thanks to AAD...I'm going on my hols to France/Spain again next summer , camping and walking, and wanted a credit card which didn't charge any fees for cash withdrawals or purchases in foreign money. HSBC charged 2.99% for their debit card.cash withdrawals...
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    Last edited by cardiac arrest; 28 December 2015, 09:21.

  • brummie
    started a topic CABOT...LOL

    CABOT...LOL

    Hi all

    Cabot wrote last year about my partner's Argos card that had been about for years, going to Eurodebt etc. They were given the option to supply CCA, SAR and deed of assignment on the full account, but wrote back to admit it was not possible and they would not be following the debt...
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  • panther12
    started a topic Handy tip for selling or taxing new car

    Handy tip for selling or taxing new car

    This might be a handy tip for anyone buying a new/2nd hand car and wants to tax it online using the new keeper V5C/2 part of the log book. I recently aquired a car from a family member and trying to do the tax online it asks for the 12 digit ref number from the V5C/2 slip. My ref number is only 11...
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  • stuffthebanks
    started a topic Statement of terms and conditions

    Statement of terms and conditions

    Hi all,
    A question you may or may not be able to help with..
    I work for the local authority and have a statement of terms and conditions of employment, they are the original ones i have had since starting the job back in 2007.
    I have never agreed as far as i am aware to any changes...
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  • Lloyds in sights of Serious Fraud Office over alleged 'collusion'

    Lloyds in sights of Serious Fraud Office over alleged 'collusion'

    This is a duplicate of the Blog Entry made on 19th September 2015 09:47.

    Lloyds could face a Serious Fraud Office probe into accusations that it pushed companies into administration for its own gain. The SFO...
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  • AAD News Feed
    started a topic ICO “monitoring” MoJ

    ICO “monitoring” MoJ

    ICO “monitoring” MoJ

    This is a duplicate of the Blog Entry made on 14th September 2015 15:39.

    The Information Commissioner’s Office (ICO) is monitoring the Ministry of Justice, due to concerns over how fast the department responds to freedom...

    Click to...
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  • Travelling to work 'is work', European court rules

    Travelling to work 'is work', European court rules

    This is a duplicate of the Blog Entry made on 11th September 2015 17:26.

    Time spent travelling to and from first and last appointments by workers without a fixed office should be regarded as working time, the European......
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