Im Looking for a way to get Barclays to accept my claims for unfair charges on a sold on account.
Basically from 2006 to 2009 there were charges totalling £2600.
Account went overdrawn because of this to the tune of £1200 and sold on to a DCA (Cabot) who have had it a year and not been able to produce any paperwork but they are seriously screwing my credit file by updating it every month.I intend to send these lot a letter asking for the balance to be zero because of the above but thats another line I have to go down.
Anyway sent loads of letters to Barclays who rejected my claims and said that was the end of it this was back in Feb 2011 so left it a while and went to FOS but they could not help as six months had elapsed.
So I want to take Barclays to small claims court for breaking the banking code as I sure they may crack at this but would like to get it through FOS first so am wondering another way to raise this with Barclays rather than going through the customer services who just send out standard reply that the matter was ended in Feb 2011.
Perhaps thinking of sending direct to the top ie director level and wonder if anybody else has taken this route and been successfull ?
Basically from 2006 to 2009 there were charges totalling £2600.
Account went overdrawn because of this to the tune of £1200 and sold on to a DCA (Cabot) who have had it a year and not been able to produce any paperwork but they are seriously screwing my credit file by updating it every month.I intend to send these lot a letter asking for the balance to be zero because of the above but thats another line I have to go down.
Anyway sent loads of letters to Barclays who rejected my claims and said that was the end of it this was back in Feb 2011 so left it a while and went to FOS but they could not help as six months had elapsed.
So I want to take Barclays to small claims court for breaking the banking code as I sure they may crack at this but would like to get it through FOS first so am wondering another way to raise this with Barclays rather than going through the customer services who just send out standard reply that the matter was ended in Feb 2011.
Perhaps thinking of sending direct to the top ie director level and wonder if anybody else has taken this route and been successfull ?
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