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  • O2 Default - Didn't know I had

    Hi there,

    I reviewed my credit file today and saw that I have a default recorded by O2, which was under my closed accounts, for £20. Of which I paid anyway. Bizarre.

    Apparently the account defaulted in July 2012 and I had no idea this happened. And especially for £20!!
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  • marypoppins
    started a topic Mint - Wescot

    Mint - Wescot

    Hi everyone,

    I'm looking for anyone's experience with Wescot.

    Long story short - this is my husbands cc and had a balance of approx £9k and because we thought it enforceable (we used a different site at the time so it may be questionable!), he continued to pay an agreed monthly...
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    Last edited by marypoppins; 14 May 2017, 13:24.

  • Getting Accounts moved to a DCA (HFC & HSBC)


    Someone very knowledgeable about the CCA generally and UN in particular I was talking to recently mentioned that ..... "I could do with getting that one (an HSBC account) moved on to a DCA". (Hope I'm not misquoting her!). Since I'd always though it's an OC's decision to...
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  • KKA
    started a topic Sale of Debt - CCJ

    Sale of Debt - CCJ

    Hi Guys
    Wonder if anyone can offer some advice on the following.

    In 2013 i was issued with a County Court Claim from an original debt owed from a defaulted balance - default date 2011.
    At the time i was making agreed monthly payments and my offer was to continue this at the...
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  • pipsaholic
    started a topic Debt Sold/Transferred proof?

    Debt Sold/Transferred proof?


    If for example a bank pass/sell on a debt to a debt collection agency there has to be some sort of paperwork for this to go through? Can we ask for this transfer of ownership of the debt through the courts and if they don't come up with the documentation isn't that illegal?
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  • Des58
    started a topic ESA OVERPAYMENT


    Hi guys,
    I am new to the forum and looking for some advice regarding a letter I got from dwp who say I was overpaid £1500 in esa,and that its in the hands of its
    debt collection agency.I accept I was at fault for not informing dwp of any increases in my pension for...
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  • cardiac arrest
    started a topic Wescot and natwest ?

    Wescot and natwest ?

    Been trying to find out if Wescot are related in any formal way to natwest, or are totally independent..does anyone know ?
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  • marylikes
    started a topic Debt transfer.

    Debt transfer.

    Hi again. I have been paying off a loan to LLoyds by way of a Court agreement. I posted about it roughly two years ago. I've never missed and pay £30PM, balance just over 4K. I've now revieved a letter form them to inform me that my Lloyds bank debt is being transferred to Moorcroft Debt collection...
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  • Strange contract, strange DCA

    OK lets start from the beginning.

    Agreed to rent a machine for my business, minimum rental was 36 months. I didn't think it was a problem as I didn't expect to not need it.

    November 2014 it arrives. I move to different premises and they have several of the machines so don't...
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  • Debt Managers (Services) Ltd

    Looking for some follow up advice after I found some info in the forum archive here regarding Debt Managers (Services) LTD, the wife has just received a fishing letter which has confused us no end. we've checked her file on noddle and apart from a possible £12 showing from 2004 we can't see anything...
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  • Singledad
    started a topic Urgent help panic stations

    Urgent help panic stations

    I have been given your details from a friend of mine who has been helped here

    I was pulled over in Preston on the M6 in 2015 for driving with no insurance on my vehicle. There had been an issue switching the insurance from one car to another as I had scrapped my old car and bought a...
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  • Vaulting0
    started a topic Leisure Medical

    Leisure Medical

    I have recently been contacted by a debt agency 2 years after advising Leisure Medical were informed that the doctor's surgery they stated, don't use the cards.
    Has anybody else had any experiences with them and did it go to court. Keen to hear from anybody. Thank you
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  • lookingforward
    started a topic Contractual Parking Charge Notice

    Contractual Parking Charge Notice

    Hi, hope someone can help.

    Daughter was using my sons car for work and parked in a b&m car park where her boyfriend has parked loads of times for his job as it's free (no parking at their place of work).

    Son gets a letter from G24 Ltd stating the car was parked for 405...
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  • mareen
    started a topic Transferring Debt to liable person

    Transferring Debt to liable person

    Hello All,

    New person here, sorry if i come across as not doing proper search.

    I have two debts in my credit history due to my family members (Mother and Sister) buying a lot of catalogue items (Isme and Very) under my name and paid it with my debit card (I have given my debit...
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  • AAD News Feed
    started a topic BHS pension gap 'wider than thought'

    BHS pension gap 'wider than thought'

    BHS pension gap 'wider than thought'

    This is a duplicate of the Blog Entry made on: 8th March 2016 14:48
    Department store chain BHS's pension scheme liabilities may be bigger than previously thought, court documents have revealed.

    The precarious situation comes as the
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