bobogosing's UE diary

[bobogosing]

Re: bobogosing's UE diary

MINT (Mr bobo's)

Started : 07/04
Balance : £6969
date last paid (full amount):28/08/10
Date last paid (Reduced payment):30/09/10
Status: In arrears

send CCA and Niddy confirmed UE
send letter as Niddy advised, agreement was a re-con
1/2/11 received letter from Triton for payment demand
18/2/11 received letter from Triton "URGENT ACTION REQUIRED"
emailed letter to Niddy
26/2/11 Send letter to Triton as Niddy advised. See post#130
18/3/11 received letter from Green&Co Solicitors, emailed to Niddy
11/4/11 send Lender/D.C.A - To commence ligitgation letters to Mint and Green&Co as Niddy advised on post#189
Received letter from Green&Co dated 12/4/11. Emailing it to Niddy (22/4/11)
Received letter from Mint dated 18/4/11. Emailing it to Niddy (22/4/11)

Mint - Green & Co/Triton

As above, send this to Green & Co with a copy to Triton: ---> Threat by Lender/D.C.A - To commence litigation

Hello Niddy and Everyone!

Received letters from Mint and Green&Co.
Emailing them to you Niddy. Thanks x

[bobogosing]

Re: bobogosing's UE diary

BARCLAYCARD (Mr bobo's

Started : 06/03
Balance : 4406
date last paid (full amount):14/09/10
Status: In arrears
send CCA and Niddy confirmed :UE
Received Final Response letter from Barclay.
13/1/11 Emailed to Niddy. For Niddy's response see post#90
Received letter from Calder Financial dated 14/3/11. Emailing it to Niddy for advise(22/4/11)

Regards to your email, ignore their silly, condescending bollox! If I was able to ring and bollock them for being numpties, trust me I would! I love the part where they say "therefore your comments regards s.127 are irrelevant" - really? last I knew only a judge could make such a call - tsk, amateurs that they are!

I've seen plenty of those letters before, ignore it.

Keep us updated.

Emailing letter from Calder Financial whom is acting for Barclay(Mr bobo's account) to you Niddy. Waits for your advise. thanks x

[Never-In-Doubt]

Re: bobogosing's UE diary

MINT (Mr bobo's)

Hello Niddy and Everyone! Received letters from Mint and Green&Co. Emailing them to you Niddy. Thanks x

Just ignore this - one is saying that it's their final response and the other is saying they will forward your letter on. However it's worth noting the reason to wrote to the solicitor is so that if they try and take action, they'll already know you're going to appeal it.....

Just ignore for now and see what happens yea?

[Never-In-Doubt]

Re: bobogosing's UE diary

BARCLAYCARD (Mr bobo's

Emailing letter from Calder Financial whom is acting for Barclay(Mr bobo's account) to you Niddy. Waits for your advise. thanks x

Ok, regards to this respond with the following (to Calders):---> Debtors Final Response - CCA Received

[bobogosing]

Re: bobogosing's UE diary

Thanks Niddy as always. Really appreciate your time. Will send letter off as advised. x

[bobogosing]

Re: bobogosing's UE diary

Just ignore this - one is saying that it's their final response and the other is saying they will forward your letter on. However it's worth noting the reason to wrote to the solicitor is so that if they try and take action, they'll already know you're going to appeal it.....

Just ignore for now and see what happens yea?

Hello Niddy!

I've uploaded the letter we received from Newman acting for Mint. I've uploaded it in the "Upload your CCA / T&C's" section. Hope that's ok with you.

Also received letter from Sainsbury and its uploaded too. Waits for your advise for both letters. Thanks x

SAINSBURY

Started : 11/03
Balance : 8000
date last paid (full amount):07/07/10
Date last paid (On arrangement with Sainsbury):15/09/10
Status: In arrears
send CCA and Niddy confirmed :UE
21/10/10 Received letter from Sainsbury about my dispute with the CCA
14/1/11 Received doorstep visit card
12/1/11 Send doorstep letter
18/4/11 Send CCA dispute letter to Sainsbury and Albion Collections Ltd whom
is acting for Sainsbury
27/4/11 Received letter from Sainsbury, have uploaded in
"Upload your CCA / T&C's" section (3/5/11)

[Never-In-Doubt]

Re: bobogosing's UE diary

Sainsbury - Ignore this, it's their final response.

Newmans - send this back: ---> Threat by Lender/D.C.A - To commence litigation

[bobogosing]

Re: bobogosing's UE diary

Sainsbury - Ignore this, it's their final response.

Newmans - send this back: ---> Threat by Lender/D.C.A - To commence litigation

Thanks Niddy! I've send the letter off to Newmans as advised. x

[bobogosing]

Re: bobogosing's UE diary

Letter from Moorcroft with balance of £2714 - send this: ---> Threat by Lender/D.C.A - To commence litigation

Since I send out the letter you advised for Moorcroft back in March, I've now received Letter from midascreditservices whom is part of Moorcroft.
Will upload in "Upload your CCA / T&C's" section. Do I send the same letter to midas too? >Threat by Lender/D.C.A - To commence litigation

Thanks bobo x


RBS Natwest Cards (Mrs bobo's)

• Type of account: RBS Natwest Card
• Date commenced: pre 2004, will update
• Approx balance: £2714.03
• Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
• Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
• Status: Default and in arrears
• Account owner: Royal Bank of Scotland PLC-Card Services

10/2/11 send cca request
25/2/11 received letter from Moorcroft, email to Niddy and wait for advice
26/2/11 Niddy said to ignore this letter from Moorcroft too, as they are in default for not sending my CCA request

5/3/11 Received "POSSIBLE LITIGATION" letter from Moorcroft, emailing it to Niddy
5/3/11 Received CCA, waiting for Niddy's advise
10/3/11 Send letter as Niddy adviced - Threat by Lender/D.C.A - To Commence Litigation
5/5/11 Received LITIGATION WARNING letter from midas creditservices whom is part of Moorcroft. Uploading for Niddy to advise.

[bobogosing]

Re: bobogosing's UE diary

This is

Its an application and the terms are not relevant to the card in question; one thing that stands out - the default sums show £12 - in 1999 Amex charged between £25 - £35 NOT £12.

Respond with this: ---> Threat-o-Gram - Letter before Action

I do want to add something in there to RMA about their lies (but cant be bothered), - they are threatening you with BR and/or a Warrant of Execution - idiots - they need to enforce it and obtain permission for such to occur which is very unlikely - they have more chance of you paying in full than obtaining any such order to "come in and remove and sell your goods" - this is a civil matter, NOT something that would involve court appointed bailiffs (ie those with the power to do such things, usually for unpaid fines/taxes/council tax etc)...

Muppets!

Anyway, send this and see what happens: ---> Threat-o-Gram - Letter before Action

Hello Niddy!

Received INTENDED LITIGATION letter from Moorcroft acting for American Express. The last letter I send was the Threat-o-Gram - Letter before Action as you advised back in March.

Will upload in the "Upload your CCA / T&C's" section for you to see. Do I send Threat by Lender/D.C.A - To commence litigation?
Thanks and waits for your advise. x



AMERICAN EXPRESS (Mrs bobo's)

• Type of account: American Express
• Date commenced: 27/7/99
• Approx balance: £3793.42
• Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
• Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
• Status: Default and in arrears
• Account owner: Amercian Express

11/2/11 Send CCA request
3/3/11 Received CCA
7/3/11 Received letter from RMA
10/3/11 Emailing CCA and letter from RMA
send Threat-o-Gram - Letter before Action as Niddy advised.
2/5/11 Received INTENDED LITIGATION letter, uploading for Niddy to see and waits for advise

[Never-In-Doubt]

Re: bobogosing's UE diary

Since I send out the letter you advised for Moorcroft back in March, I've now received Letter from midascreditservices whom is part of Moorcroft.

Yep, send them this: ---> Threat by Lender/D.C.A - To commence litigation

[Never-In-Doubt]

Re: bobogosing's UE diary

Hello Niddy!

Received INTENDED LITIGATION letter from Moorcroft acting for American Express. The last letter I send was the Threat-o-Gram - Letter before Action as you advised back in March.

Send this: ---> Threat by Lender/D.C.A - To commence litigation

[bobogosing]

Re: bobogosing's UE diary

Thanks a million Niddy! Letters sent. x

[Never-In-Doubt]

Re: bobogosing's UE diary

Thanks a million Niddy! Letters sent. x

Best of luck

[bobogosing]

Re: bobogosing's UE diary

UPDATE

Started : 07/04
Balance : £7506.58
date last paid (full amount):28/08/10
Date last paid (Reduced payment):30/09/10
Status: In arrears

send CCA and Niddy confirmed UE
send letter as Niddy advised, agreement was a re-con
1/2/11 received letter from Triton for payment demand
18/2/11 received letter from Triton "URGENT ACTION REQUIRED"
emailed letter to Niddy
26/2/11 Send letter to Triton as Niddy advised. See post#130
18/3/11 received letter from Green&Co Solicitors, emailed to Niddy
11/4/11 send Lender/D.C.A - To commence ligitgation letters to Mint and Green&Co as Niddy advised on post#189
Received letter from Green&Co dated 12/4/11. Emailing it to Niddy (22/4/11)
Received letter from Mint dated 18/4/11. Emailing it to Niddy (22/4/11)
9/5/11 Send Debtors Final Response -CCA Received letter as Niddy advised
10/5/11 Receieved further Action letter from Newman
20/5/11 Sending>>>Threat-o-Gram - Letter before Action as Niddy advised

Ok, regards to this respond with the following (to Calders):---> Debtors Final Response - CCA Received

Hello Niddy and Everyone!

Mr bobo have received "Notice of Further Action" letter from Newman.

One of the actions got us worried," A charging order against your property"
Niddy, Mint's CCA is UE (confirmed by you), will they be able to get the charging order ?

Thanks bobo x