bobogosing's UE diary

[nanna58]

Re: bobogosing's UE diary

hi bo bo
i am on my 3rd dca with b card mercers, resolvecall ,calders now ndr sorry thats 4.
they are soooo thick agree with debt star xxx

[bobogosing]

Re: bobogosing's UE diary

MINT (Mr bobo's)

Started : 07/04
Balance : £6969
date last paid (full amount):28/08/10
Date last paid (Reduced payment):30/09/10
Status: In arrears

send CCA and Niddy confirmed UE
send letter as Niddy advised, agreement was a re-con
1/2/11 received letter from Triton for payment demand
18/2/11 received letter from Triton "URGENT ACTION REQUIRED"
emailed letter to Niddy
26/2/11 Send letter to Triton as Niddy advised. See post#130
18/3/11 received letter from Green&Co Solicitors, emailed to Niddy

[bobogosing]

Re: bobogosing's UE diary

MINT (Mr bobo's)

Started : 07/04
Balance : £6969
date last paid (full amount):28/08/10
Date last paid (Reduced payment):30/09/10
Status: In arrears

send CCA and Niddy confirmed UE
send letter as Niddy advised, agreement was a re-con
1/2/11 received letter from Triton for payment demand
18/2/11 received letter from Triton "URGENT ACTION REQUIRED"
emailed letter to Niddy
26/2/11 Send letter to Triton as Niddy advised. See post#130
18/3/11 received letter from Green &Co Solicitors, emailed to Niddy

I am going to send a Niddy special to Green & Co Solicitors http://forums.all-about-debt.co.uk/s...9&postcount=10
Please correct me if I am wrong Niddy.

Thanks bobo x

[Deepie]

Re: bobogosing's UE diary

I am going to send a Niddy special to Green & Co Solicitors http://forums.all-about-debt.co.uk/s...9&postcount=10
Please correct me if I am wrong Niddy.

Thanks bobo x

HI Just hang fire a min that may be a bit to soon to send wait for Niddy to respond.

[bobogosing]

Re: bobogosing's UE diary

HI Just hang fire a min that may be a bit to soon to send wait for Niddy to respond.

Thanks in2deep. Thought I already send one to Triton (under Niddy's advise), I should send one to Green & Co too. Ok, I will wait for Niddy's advise.

[The Debt Star]

Re: bobogosing's UE diary

are barclaycard thick or are they just gits? I think a bit of both.

AFTER the FOS adjudicated in my favour (after) a woman from the directors office at BC, quite high up in complaints la-la land there, starts phoning and corresponding and gets things done - retrospectively!

so, the lesson for me here is that, when dealing with Sharkleys, you don't fan about with ping pong letters (or, in the case of BC, just sending THEM letters which are ignored), yiu go straight to the FOS after making a complaint at the outset. Fire off the FOS form then wait 8 weeks for the bank to ignore the FOS. Then the FOS HAVE to invesitigate it. When you get some sort of adjudication, THEN the bank starts to take notice and do something.
Its an arse over elbows approach by barclays but they don't know any other way. Its just the nature ofn that organisation to be inept and difficult.

I had heard that they are now the UKs #1 most complained about bank. small wonder.

[Never-In-Doubt]

Re: bobogosing's UE diary

Hello Niddy!

I have uploaded Tesco's CCA, can you take a look when you've time please?Thanks in advance.

bobo x

Its an application form =

Send this back: ---> CCA Query - Application Form Received

[Never-In-Doubt]

Re: bobogosing's UE diary

Barclaycard 1 (Mrs bobo's)

• Type of account: Barclaycard
• Date commenced: Before 2004
• Approx balance: £3190
• Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
• Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
• Status: Default and in arrears
• Account owner: Barclaycard

11/2/11 Send CCA
18/2/11 Received Terms and Conditions, gathered that's UE
11/3/11 Received letter from Mercers "Immediate Action Needed"
A local debt collector who may call at your home to obtain full repayment
21/3/11 Send Niddy's special http://forums.all-about-debt.co.uk/s...43&postcount=7
31/3/11 Got my 1st doorstep call, lucky I was not in. http://forums.all-about-debt.co.uk/s...p?t=338&page=9
1/4/11 Send Niddy specials yet againhttp://forums.all-about-debt.co.uk/showpost.php?p=54443&postcount=7

Why have you sent the same letter twice? No need, if they do not respond then nor do you! Why are you now quoting this when nothing has changed since 1st April...?

Please only update and quote when there has been a significant change or event that requires an update.....

Do not respond with any more letters, when they write to you then update this otherwise leave it alone from here on in.

[Never-In-Doubt]

Re: bobogosing's UE diary

Right,

I've now found a couple of emails (dated today though)

Barclays - Mercers/P2C

This is a general letter from Power2Contact saying that you need to arrange payment with Mercers, so send this to Power2Contact, with a copy to Mercers: ---> Threat by Lender/D.C.A - To commence litigation

Mint - Green & Co/Triton

As above, send this to Green & Co with a copy to Triton: ---> Threat by Lender/D.C.A - To commence litigation

[bobogosing]

Re: bobogosing's UE diary

Okies and thanks a million. Will do as you advised for posts#187/#188/#189

[Never-In-Doubt]

Re: bobogosing's UE diary

Best of luck

[bobogosing]

Re: bobogosing's UE diary

TESCO CREDIT CARD (Mrs bobo's)

• Type of account: Tesco Credit Card
• Date commenced: 2003
• Approx balance: £303.93
• Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
• Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
• Status: Default and in arrears
• Account owner: Royal Bank of Scotland PLC-Card Services

25/2/11 Received letter from Moorcroft, will email it to Niddy and wait for advice
26/2/11 Niddy said to ignore letter from Moorcroft. See http://forums.all-about-debt.co.uk/s...&postcount=139
5/3/11 Received "POSSIBLE LITIGATION" letter from Moorcroft, emailing it to Niddy
10/3/11 Send letter as Niddy adviced http://forums.all-about-debt.co.uk/s...&postcount=147
28/3/11 Received CCA from Tesco Credit Card. Uploaded and waiting for Niddy's advise
11/4/11 Send CCA Query letter as advised by Niddy
15/4/11 Received letter from Tesco Credit Card, emailed to Niddy on 17/4/11

Its an application form =

Send this back: ---> CCA Query - Application Form Received

Hello Niddy and All!!

Received reply from Tesco, emailing it to you and waits for next move. Thanks x

[bobogosing]

Re: bobogosing's UE diary

Barclaycard 2 (Mrs bobo's)

• Type of account: Barclaycard
• Date commenced: Before 2004
• Approx balance: £1128
• Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
• Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
• Status: Default and in arrears
• Account owner: Barclaycard

11/2/11 Send CCA
18/2/11 Received Terms and Conditions, gathered that's UE
11/3/11 Received letter from Mercers "Immediate Action Needed"
A local debt collector who may call at your home to obtain full repayment
21/3/11 Send Niddy's special http://forums.all-about-debt.co.uk/s...43&postcount=7
29/3/11 Received letter from power2contact, emailed Niddy and wait for advise
11/4/11 Send Threat by Lender/D.C.A - To commence litigation letter as advised by Niddy
13/4/11 Received letter from power2contact. emailed to Niddy on 17/4/11

Barclays - Mercers/P2C

This is a general letter from Power2Contact saying that you need to arrange payment with Mercers, so send this to Power2Contact, with a copy to Mercers: ---> Threat by Lender/D.C.A - To commence litigation

Emailing letter to you Niddy!! Thanks for your great advise and let's see who's the next monkey to contact me....... x

[bobogosing]

Re: bobogosing's UE diary

RBS Natwest Cards (Mrs bobo's)

• Type of account: RBS Natwest Card
• Date commenced: pre 2004, will update
• Approx balance: £2714.03
• Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
• Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
• Status: Default and in arrears
• Account owner: Royal Bank of Scotland PLC-Card Services

10/2/11 send cca request
25/2/11 received letter from Moorcroft, email to Niddy and wait for advice
26/2/11 Niddy said to ignore this letter from Moorcroft too, as they are in default for not sending my CCA request

5/3/11 Received "POSSIBLE LITIGATION" letter from Moorcroft, emailing it to Niddy
5/3/11 Received CCA, waiting for Niddy's advise
10/3/11 Send letter as Niddy adviced - Threat by Lender/D.C.A - To Commence Litigation
7/4/11 Received letter from RBS, emailed to Niddy on 17/4/11 and waits for advise

Emailing letter from RBS to you Niddy, thanks in advance!! xx

[Never-In-Doubt]

Re: bobogosing's UE diary

Tesco - Ignore it.

Barclays - It's been passed back, so wait and see their next move!

RBS - It's their final response so just wait and see what they come back with!

Basically, no action necessary on any of the above accounts.