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Re: Pixie's UE diary
Will do. Thanks.
Will do. Thanks.
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Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: Pixie's UE diary
Letter today from Link (bought GE Money loan debt - enforceable)
It's headed 'Ignoring this letter will not make this debt go away'. They want me to phone them (no chance to discuss what options are available for me to settle this debt. If I don't make an offer to repay they may review the information held on me by the CRAs 'to ascertain how we can best ensure this debt is repaid.'
I can save them the bother: I'm defaulted on loads of debts, I have a ccj (though it doesn't show on my credit report), I'm unemployed, rent my home and have a 10 year old car - ie I don't have anything to repay them with!
Guess what? I'm going to ignore the letter and file it away.
Unless you recommend a different course of action?Last edited by Pixie; 12 September 2011, 10:56.Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Pixie's UE diary
Letter from Fredricksons - Capital One have complied with cca request. If they don't hear from me within the next 10 days with payment proposals further action will commence.
They've had the 'Threat to commence litigation' template. Wait and see what the further action is?
Strangely, this letter had a first class stamp on it instead of being sent in the usual 'UK Mail' envelope - any significance?Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Pixie's UE diary
We have also noted the mailing changes from some of the wet stone dwellers. Perhaps UK Mail have put up their prices or a bank has called in their overdraft
regards
GarlokComment
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Re: Pixie's UE diary
I got a letter last week from Bryan Carter Solicitors which was franked at 28p but when I went to buy some second class stamps I was charged 36p.Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Niddified and proud!
Fought and won the UE battle, thanks to Niddy and this forum...
SB since 2016. Now have my life back!
(I used to be MustGetStraight but I've lost a "t")Comment
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Re: Pixie's UE diary
You get discounts by franking as well......Originally posted by pixie View Post
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: Pixie's UE diary
Big red 'Notice of Debt Collection' received from Westcott (scary!!
) re Barclaycard (UE).
5th dca for this. Will send Account sold while in DisputeLet your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Pixie's UE diary
Yep send that off.
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: Pixie's UE diary
Done!Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Pixie's UE diary
Seems like Moorcroft don't like me anymore.
First they pass on my Barclaycard account to Westcot and now my LTSB (UE) account to Robbers Way.
Account sold while in dispute on its way to them.Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Pixie's UE diary
Robbers Way!
I would guess you're terrified!
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Re: Pixie's UE diary
Yeah. Shaking in my boots!!Originally posted by BBoo View PostRobbers Way!
I would guess you're terrified!
The good thing about this site is that it takes away the fear and intimidation that dcas try to use.Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Pixie's UE diary
Previous letter from Fredricksons (Capital One) said that if they didn't hear from me within 10 days with my payment proposals, then further action would commence.
Today I found out what the 'further action' entails - a big yellow card saying that I'm a confirmed resident (yep! This is the address from which I've been writing to you) and that I have failed to reply to correspondence or make a payment arrangement. If I don't make a payment my account will be passed to solicitors with authorisation (from whom?) to proceed with immediate litigation proceedings against me.
Not sure whether to
a) ignore
b) send a quick letter detailing the dates of letters sent to them (including from when they had the account earlier in the year with Capquest sandwiched in between)
c) Send a 'Threat to Commence Litigation (again! They've also had 2x 'Threat-O-Gram - letter Before Action, and Bryan Carter have also received this)
d) send Enough is Enough templateLet your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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