Pixie's UE diary

[Pixie]

Re: Pixie's UE diary

Another big yellow 'confirmed resident' card from Fredrickson's.

This is for my Tesco card and is different from the one I received from them in February for my Capital One card. This has the additional wording 'or your account will be passed to solicitors with authorisation to proceed with immediate litigation proceedings against you at the above address.'

I sent Fredrickson's the 'Threat-O-Gram; Letter before action' letter yesterday in response to their last letter so should I ignore or send 'Threat to commence litigation' letter?

[Deepie]

Re: Pixie's UE diary

Another big yellow 'confirmed resident' card from Fredrickson's.

This is for my Tesco card and is different from the one I received from them in February for my Capital One card. This has the additional wording 'or your account will be passed to solicitors with authorisation to proceed with immediate litigation proceedings against you at the above address.'

I sent Fredrickson's the 'Threat-O-Gram; Letter before action' letter yesterday in response to their last letter so should I ignore or send 'Threat to commence litigation' letter?

Just ignore if you only sent Threat O Gram yesterday

[Pixie]

Re: Pixie's UE diary

Nice letter today from Moorcroft re LTSB card (UE)

"As we have not received any communication from you with regards tho your outstanding account, yes they have! we feel that you may not be in a position to meet our requests to clear the amount in full bloody einsteins, aren't they!"

So they're offering me the chance to pay £120 a month to stop them recommending to their clients that solicitors commence legal proceedings. Hey, I'm unemployed!

Going to file it away and ignore it.

[Never-In-Doubt]

Re: Pixie's UE diary

Nice letter today from Moorcroft re LTSB card (UE)

"As we have not received any communication from you with regards tho your outstanding account, yes they have! we feel that you may not be in a position to meet our requests to clear the amount in full bloody einsteins, aren't they!"

So they're offering me the chance to pay £120 a month to stop them recommending to their clients that solicitors commence legal proceedings. Hey, I'm unemployed!

Going to file it away and ignore it.

Yep, just file away - as for other stuff, nothing to do either - just keep us updated.

The letters you emailed don't give anything away, just bog-standard responses.....

Keep us updated

[Pixie]

Re: Pixie's UE diary

Yep, just file away - as for other stuff, nothing to do either - just keep us updated.

The letters you emailed don't give anything away, just bog-standard responses.....

Keep us updated

You asked me to email them! And now I know why

Any advice re LTSB overdraft? (see posts#308 and #311)

Do I write/fill in I&E form saying I'm now unemployed and offering £1 a month or just ignore and see what they come back with?

[Never-In-Doubt]

Re: Pixie's UE diary

You asked me to email them! And now I know why

Any advice re LTSB overdraft? (see posts#308 and #311)

Do I write/fill in I&E form saying I'm now unemployed and offering £1 a month or just ignore and see what they come back with?

Nooo, I wanted to see the letters lol - but yes, you also know the other reason (as I always delete after reading).....

Yes, send off your I&E and make the £1 per month offers, if anything send a copy of the recent order from the court that shows they have accepted this.....

[Pixie]

Re: Pixie's UE diary

Will do. Thanks.

[Quo Vadis]

Re: Pixie's UE diary

Hi Pixie,

SCM and Lloyds Collection dept appear to have very poor communications (despite both (apparently) being in the same building. I have an overdraft with Lloyds and some other products that were all part of a DMP at one time. I also received various threatening letters from SCM despite agreeing payments (and keeping to them) with the Collections team.

My course of action was to continually make use of the Lloyds complaints procedure with multiple complaints and also to use the FOS.

Having said that, dear old Lloyds have recently started applying charges and interest again that is (monthly) 50% larger than the agreed repayments - and they refuse to change despite the fact that it is continually increasing the debt and will, within a few months, cross the overdraft limit and incur more charges. All this for a facility I have not used since early in 2007!

So it is back to the FOS again ...... currently waiting the 8 weeks for Lloyds to reply. Ho Hum

[Pixie]

Re: Pixie's UE diary

Sounds about right QV!

[Pixie]

Re: Pixie's UE diary

Received a letter this morning from Bryan Carter Solicitors about my Capital One card (UE). They're giving me 14 days to pay in full or they will recommend that their client issue proceedings.

Fredricksons had the Threat-O-Gram: Letter before action in June.

I'll send the Threat To Commence Litigation unless you think I should send the Threat-O-Gram: Letter before Action to Bryan Carter (their letter has LBA along with some other letters and numbers at the bottom of the page.)

Moorcroft have written re LTSB card in response to Threat-O-Gram:Letter before action. Account put on hold while they investigate further.

[Deepie]

Re: Pixie's UE diary

Received a letter this morning from Bryan Carter Solicitors about my Capital One card (UE). They're giving me 14 days to pay in full or they will recommend that their client issue proceedings.

Fredricksons had the Threat-O-Gram: Letter before action in June.

I'll send the Threat To Commence Litigation unless you think I should send the Threat-O-Gram: Letter before Action to Bryan Carter (their letter has LBA along with some other letters and numbers at the bottom of the page.)

Moorcroft have written re LTSB card in response to Threat-O-Gram:Letter before action. Account put on hold while they investigate further.

I got the same letter this morning from Fredy too there going to get Threat To Commence Litigation

[5corpio]

Re: Pixie's UE diary

got the same here from Freddy flintstone - contact within 48 hrs (that was a week ago) or that they will get Bryan to issue charge on my property - Hmmmm i Rent i don't own lol

[Never-In-Doubt]

Re: Pixie's UE diary

Right guys, time to mix things up so they don't all get the same letter so can one of you send this Threat by Creditor - Threat-o-Gram Letter Before Action and the others send this: Threat by Creditor - To Commence Litigation

[Pixie]

Re: Pixie's UE diary

Right guys, time to mix things up so they don't all get the same letter so can one of you send this Threat by Creditor - Threat-o-Gram Letter Before Action and the others send this: Threat by Creditor - To Commence Litigation

Will do.

BTW Sorry. I've only just seen your email replies to the LTSB letters I emailed to you last week. I don't use that email account much - obviously!!! I've sent the I&E form now so I'll just wait to see what comes back.

[Never-In-Doubt]

Re: Pixie's UE diary

Told ya I genuinely wanted them lol (shhhhh)