Slickfm UE Diary

[Slickfm]

Re: Slickfm UE Diary

Try this mate.... It's not a threat of violence, it is a threat of action. Yes they may read it as being a threat of violence but of course, the date of this post will confirm that it was not intended for that purpose, however they read it.

Dear Sirs

Account No/Reference No: XXXXXXXX

I write further to your letter dated xx/xx/2012.

It is clear from the content of your letter that you're not that clued up with legal matters so I shall instead refer you to the online dictionary, Oxford Dictionaries Online where you ought to type in 'Trespass' and read the results.

You go on about a licence being revoked as being irrelevant, well let me add, if you or anyone else that is not given express permission enters my property, boundary or any part of my land then I shall use whatever force is necessary to remove the threat. I have given you clear warning not to call and if you chose to ignore that warning then be it on your own head but don't think that will be the end of things, I will take legal action against you because I deny any access to any part of my PRIVATE dwelling to anybody linked with, associated with or indeed from Scotcall or your subsidiaries.

I have a letter from the original creditor telling me they cannot locate the alleged agreement ergo they, nor you or anyone else, can enforce this as the provisions of s.127 protects me in such matters.

I suggest you also familiarise yourself with the Consumer Credit Act at the same time you check out the meaning and definition of 'Trespass'.

Be warned, do not call at my home address or suffer the consequences.

Yours faithfully,


Sign Digitally

Another top letter Niddy, let's see how they like the content of it and indeed their response.

Just to add Niddy Mint/rbs have never admitted they don't have an original thay just sent a recon. This account is now on its 5th DCA
Cheers mate

[Slickfm]

Re: Slickfm UE Diary

Try this mate.... It's not a threat of violence, it is a threat of action. Yes they may read it as being a threat of violence but of course, the date of this post will confirm that it was not intended for that purpose, however they read it.

Dear Sirs

Account No/Reference No: XXXXXXXX

I write further to your letter dated xx/xx/2012.

It is clear from the content of your letter that you're not that clued up with legal matters so I shall instead refer you to the online dictionary, Oxford Dictionaries Online where you ought to type in 'Trespass' and read the results.

You go on about a licence being revoked as being irrelevant, well let me add, if you or anyone else that is not given express permission enters my property, boundary or any part of my land then I shall use whatever force is necessary to remove the threat. I have given you clear warning not to call and if you chose to ignore that warning then be it on your own head but don't think that will be the end of things, I will take legal action against you because I deny any access to any part of my PRIVATE dwelling to anybody linked with, associated with or indeed from Scotcall or your subsidiaries.

I have a letter from the original creditor telling me they cannot locate the alleged agreement ergo they, nor you or anyone else, can enforce this as the provisions of s.127 protects me in such matters.

I suggest you also familiarise yourself with the Consumer Credit Act at the same time you check out the meaning and definition of 'Trespass'.


Be warned, do not call at my home address or suffer the consequences.

Yours faithfully,


Sign Digitally

Hiya all, update on my Mint card.

After sending Niddys letter above, ScotCall have responded by saying that despite numerous opportunities no proposals to repay have been received and unless payment is made they will have no option but to return the account to their client and recommend that they take further action. No mention of Nids letter though but it obviously did the trick

Cheers!!

[Slickfm]

Re: Slickfm UE Diary

As expected, great result!

Obviously the :niddy letter did the trick and sent those little crawlers scurrying back under their old doorstep north of the border!

Cheers FP, I'm sure I'll here from DCA number 6 on this account in due course!

[The Tech Clerk]

Re: Slickfm UE Diary

Cheers FP, I'm sure I'll here from DCA number 6 on this account in due course!

Makes you dizzy does it not???? here we go around the maple lol

[Slickfm]

Re: Slickfm UE Diary

Makes you dizzy does it not???? here we go around the maple lol

Yeah it does GANGSHIELD, gets rather repetitive too. Just glad that they keep giving it up for the time being

[Slickfm]

Re: Slickfm UE Diary

Letter received from Arrow Global re my MBNA account. Firstly they apologise for the delay in replying to my letter(above). Admin oversight they say.

Their letter says account on hold whilst they request the CCA from MBNA, i have already given them a copy of MBNA's letter saying that they don't have a complete copy. Will wait to see what comes next

Toilet roll mate - keep us posted

Well a big hello all

Found my diary sitting quietly on page 5, suppose thats good means im not getting mithered to much these days

Just one update to post on my MBNA card which was sold to Arrow Global. Arrow have obviously been in touch with MBNA and have now sent me a copy of my signed application form and customer declaration conditions. They say this is the agreement and now welcome my proposals for repayment. MBNA sent these to me back in Oct 2010 and Niddy deemed them Unenforcable!! I did send Arrow a copy of MBNA's letter stating that they cannot locate a complete copy of the agreement, and this is how they reply

Should i send them a final response 'bugger off' template or see what they send next?

Cheers

[Never-In-Doubt]

Re: Slickfm UE Diary

Hi matey

try this ---> Our Templates | Unenforceability Templates | Final Response - Unenforceability (General)

[Slickfm]

Re: Slickfm UE Diary

Hi matey

try this ---> Our Templates | Unenforceability Templates | Final Response - Unenforceability (General)

Will do Niddy

Cheers mate!

[Slickfm]

Re: Slickfm UE Diary

Well a big hello all

Found my diary sitting quietly on page 5, suppose thats good means im not getting mithered to much these days

Just one update to post on my MBNA card which was sold to Arrow Global. Arrow have obviously been in touch with MBNA and have now sent me a copy of my signed application form and customer declaration conditions. They say this is the agreement and now welcome my proposals for repayment. MBNA sent these to me back in Oct 2010 and Niddy deemed them Unenforcable!! I did send Arrow a copy of MBNA's letter stating that they cannot locate a complete copy of the agreement, and this is how they reply

Should i send them a final response 'bugger off' template or see what they send next?

Cheers

Hi matey

try this ---> Our Templates | Unenforceability Templates | Final Response - Unenforceability (General)

Morning all,

I have just noticed on the above letter from Arrow that it says the account is being operated on their behalf by TESSERA (anyone dealt with these?) and all further enquiries should be directed to them. I have had no correspondence from Tessera, so should i wait to hear from them or still send the above template to Arrow?

Cheers!

[The Tech Clerk]

Re: Slickfm UE Diary

Morning all,

I have just noticed on the above letter from Arrow that it says the account is being operated on their behalf by TESSERA (anyone dealt with these?) and all further enquiries should be directed to them. I have had no correspondence from Tessera, so should i wait to hear from them or still send the above template to Arrow?

Cheers!

Wait until you hear from them.Tessera Group Plc:-

5th Floor
Maitland House
Warrior Square
Southend-on-Sea
Essex SS1 2JS
United Kingdom

[Slickfm]

Re: Slickfm UE Diary

Egg Loan: Start Date: 10/2003

Status: Defaulted 06/2006, Balance £4700 Niddy said this is enforceable, Repayment plan with Capquest at the moment £52 per month


19.04.10: CCA request sent to Egg

04.05.10: Egg CCA received enforceable says Niddy, sent ppi reclaim letter and recieved £700 refund to account balance now £4700

13.07.10: Sent F & F Offer letter to Egg

30.07.10: letter from Egg refusing F & F offer

Hiya all,

Out of the 5 creditors i still have oustanding this one is the only one i am paying into and still paying £52 a month. I need to get this right down to maybe a £1 per month. Best to just reduce my standing order to £1 and wait for the threats to start flooding in or start blagging it? This Egg loan was deemed by Niddy over 2 years ago now!

Cheers

[Slickfm]

Re: Slickfm UE Diary

Hiya all,

Out of the 5 creditors i still have oustanding this one is the only one i am paying into and still paying £52 a month. I need to get this right down to maybe a £1 per month. Best to just reduce my standing order to £1 and wait for the threats to start flooding in or start blagging it? This Egg loan was deemed by Niddy over 2 years ago now!

Cheers

Anyone any ideas on how to approach this one?

Thanks

[Never-In-Doubt]

Re: Slickfm UE Diary

Just change to SO to £1pm and use our template (general debt section of main site templates) and adapt it to suit the fact you're reducing payments. Or stop and see what they do

[Slickfm]

Re: Slickfm UE Diary

Just change to SO to £1pm and use our template (general debt section of main site templates) and adapt it to suit the fact you're reducing payments. Or stop and see what they do

cheers Niddy

[Slickfm]

Re: Slickfm UE Diary

Hiya all,

Well TSB have wasted no time in appointing DCA number 4. I have received a letter from iQor recovery specialists ltd (anyone had dealings with these)? Basically says I need to contact them or they MAY start legal action, MAY send a debt collector to recover the debt personally!!

Should I send the account sold and doorstep visit template merged together?

Cheers

yes ...I Would send that

TSB Loan update:

All

Well it's only taken iQor 7 months to respond to account sold/doorstep visit letter I sent them. They have sent me a letter basically asking for £1 to complete my request also sent me a txt today asking me to contact them... Errr don't think so

Will just ignore me thinks?