Slickfm UE Diary

[Slickfm]

Re: Slickfm UE Diary

Hiya peeps

Further update on the above new DCA on the case now. Received a letter of notification from Clarity acting on behalf of Arrow also offering me £1800 discount on the outstanding balance if I pay in full....er don't think so. I have fired off a 'letter confirming no CCA' with a copy of the original letter from MBNA.

Hiya all

Well it only took the one letter above for Clarity to drop this like a hot potato. Letter received from them saying 'due to the content of your recent letter we have returned this account to our client and you will no longer hear from us'. Suits me just fine

beer

Nicely does it

Morning All,

Further update on the above:

New DCA on the case, Debt Managers (services) Ltd acting on behalf of Arrow Global - MBNA. Usual stuff, account overdue and must be paid today

They are probably without checking the 7/8th DCA to have this account So will just ignore this letter for now and reply to their next one which i'm sure will arrive soon enough.

Cheers

[nightwatch]

Re: Slickfm UE Diary

Debt managers are idiots,
sent me a letter about a loan with barclays .I had sent Barcs a SAR request over another account and there was no mention of the loan, so sent DM a CCA request and they droped the account, also removed the default off my credit file, saved me the bother of argueing with barcs

[Slickfm]

Re: Slickfm UE Diary

Cheers nightwatch, would be great if they removed my default too eh?

[Never-In-Doubt]

Re: Slickfm UE Diary

I'd send a copy of the last letter the old DCA sent and explain to the new one that nothing has changed and passing an unenforceable account between DCA's achieves nothing.

See what that does

[Slickfm]

Re: Slickfm UE Diary

Hiya Niddy,

I will knock a letter up tonight and fire it off in the morning

Cheers Mate

[Slickfm]

Re: Slickfm UE Diary

I'd send a copy of the last letter the old DCA sent and explain to the new one that nothing has changed and passing an unenforceable account between DCA's achieves nothing.

See what that does

Hiya Niddy,

I will knock a letter up tonight and fire it off in the morning

Cheers Mate

Hi everyone

MBNA/Arrow Global update:

Letter received today from Debt Mangers, which says 'They act in good faith and were not aware of any ongoing dispute with their client, account place on hold whilst they await further instructions' oh and they tell me that the debt still exists btw, clever lot

See what comes next

[Never-In-Doubt]

Re: Slickfm UE Diary

good luck - keep us posted

[sjd67]

Re: Slickfm UE Diary

That great news I am slowly going down the line with Rossendales and MBNA, just waiting for some advice of Niddy on what to send them in response to their latest letter, your thread has given me some hope

[Slickfm]

Re: Slickfm UE Diary

Hi everyone

MBNA/Arrow Global update:

Letter received today from Debt Mangers, which says 'They act in good faith and were not aware of any ongoing dispute with their client, account place on hold whilst they await further instructions' oh and they tell me that the debt still exists btw, clever lot

See what comes next

good luck - keep us posted

Hiya all,

Received another letter from Debt Managers today. Arrow Global have told them to continue collection activities because allegedly they supplied me with all relevant paperwork in August last year (they sent application form and signed customer declaration). Niddy deemed unenforceable back in 2010

Both Arrow and DM have had a copy of MBNA's letter stating that they cannot locate a complete copy of my agreement and would not take to court. I have also informed DM that they are one of numerous DCA's to have been passed this account. They still want me to pay and enclosed a IE sheet for me to complete.

Seem to be going round in circles with this lot, any ideas peeps?

Cheers!

[Deepie]

Re: Slickfm UE Diary

Hiya all,

Received another letter from Debt Managers today. Arrow Global have told them to continue collection activities because allegedly they supplied me with all relevant paperwork in August last year (they sent application form and signed customer declaration). Niddy deemed unenforceable back in 2010

Both Arrow and DM have had a copy of MBNA's letter stating that they cannot locate a complete copy of my agreement and would not take to court. I have also informed DM that they are one of numerous DCA's to have been passed this account. They still want me to pay and enclosed a IE sheet for me to complete.

Seem to be going round in circles with this lot, any ideas peeps?

Cheers!

Leave them to it I'd say....they'll get dizzy eventually.....

[Slickfm]

Re: Slickfm UE Diary

Yeah long before me

Cheers Deepie

[Slickfm]

Re: Slickfm UE Diary

Morning all,

All quite quiet at the mo so no updates where creditors are concerned, there i go again tempting fate. This month brings up 3 years of no payments for me so half way to SB

TSB Loan: Not heard anything for 7 months
Mint card: Even longer than above
Cap One Card: Nothing for over 2 years
MBNA/Arrow: Letter every few months or so

Still following all your diaries with great interest and everything crossed for positive outcomes for you all, so keep at it eh

Big thanks to everyone for your help in getting me this far

[Pixie]

Re: Slickfm UE Diary

I'm halfway this month too Slickfm.

Like you, I rarely hear from creditors/dcas

[IF]

Re: Slickfm UE Diary

Morning all,

All quite quiet at the mo so no updates where creditors are concerned, there i go again tempting fate. This month brings up 3 years of no payments for me so half way to SB

Here's to the next 3 years Slickfm

[Slickfm]

Re: Slickfm UE Diary

Hiya all,

Well after more than two and half years TSB have finally sent me a CCA

Emailed to Niddy

Cheers

After all this time and no payments since July 2010 this TSB loan is sadly Niddy can't find owt wrong with it at all
Probably blag it for a while till legal threats arrive, then maybe a payment plan

Sorry mate, it's just too darned good

Morning all

In a good way it was nice to see my diary way down on page 6 of the thread, as i have received no contact from any creditors for over 5 months (until today that is). Still following all the diaries with great interest though!

Update on the TSB/Lloyds Loan account above. 2 letters arrived in the same envelope 1 from Lloyds and 1 from Marlin Europe II, Lloyds say they have sold the total balance and assigned all of it's respective rights, title and interest to Marlin Europe and future correspondence and payments should be directed to them. Marlins letter is confirmation that they have been assigned the debt and that i need to get in touch with their agent Marlin financial Services to discuss how i am going to repay this account.

After 3.5 years it looks like Lloyds gave up on this one. I'm thinking that i should just sit tight with this one and wait for contact from special agent Marlin financial Services?

Keep up the great work!

Cheers Slick