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  • Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    TSB Card update:

    Hiya Niddy and all,

    After 2 recons being sent to me by TSB and me sending a 2nd copy of the CCA Query - Letter Previously Confirming No CCA template to SCM. SCM have now sent a copy of my signed application form including T & C's on page 2 and new T & C's issued in 2004, also enclosed was a copy of all my statements going back 9 years (it was a big envelope).

    This is the first time over the last 12 months that i have received anything different from the usual recons. Their covering letter reads 'further to our recent letter, please find enclosed all relevant documents. Please ensure that we have your repayment proposals no later than 8th July 2011 to prevent legal action being taken to recover the balance outstanding'.

    Rather worried about this one now Niddy so i have emailed it over to you to take a look please mate and advise on what to send back.
    Hiya,

    Ok, so they have created a recon - that is evident from the paperwork emailed. Basically, look at the main agreement, it's on a blank page with no letterhead or anything so it's evidently a copy. Next, look at page 2 - this links to varying terms that are not present, do you have the rest of the terms or was this all they sent regards the original? Regardless of whether they fulfilled the variable terms (from 2004) - its the initial ones that count, plus remember you do have a dodgy DN from them so don't worry about this.

    Respond to SCM with the following now: CCA Query - Missing Prescribed Terms
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

    Comment


    • Re: Slickfm UE Diary

      Originally posted by Slickfm View Post
      TSB Card update: Not sure now

      Hiya Niddy and all,

      After 2 recons being sent to me by TSB and me sending a 2nd copy of the CCA Query - Letter Previously Confirming No CCA template to SCM. SCM have now sent a copy of my signed application form including T & C's on page 2 and new T & C's issued in 2004, also enclosed was a copy of all my statements going back 9 years (it was a big envelope).

      This is the first time over the last 12 months that i have received anything different from the usual recons. Their covering letter reads 'further to our recent letter, please find enclosed all relevant documents. Please ensure that we have your repayment proposals no later than 8th July 2011 to prevent legal action being taken to recover the balance outstanding'.

      Rather worried about this one now Niddy so i have emailed it over to you to take a look please mate and advise on what to send back.
      Originally posted by Never-In-Doubt View Post
      Hiya,

      Ok, so they have created a recon - that is evident from the paperwork emailed. Basically, look at the main agreement, it's on a blank page with no letterhead or anything so it's evidently a copy. Next, look at page 2 - this links to varying terms that are not present, do you have the rest of the terms or was this all they sent regards the original? Regardless of whether they fulfilled the variable terms (from 2004) - its the initial ones that count, plus remember you do have a dodgy DN from them so don't worry about this.

      Respond to SCM with the following now: CCA Query - Missing Prescribed Terms
      Hi Everyone,

      Firstly many thanks for all your comments and reassurance with this

      Niddy, yes just 2 pages supplied regards the original, plus more terms issued in 2004 and then again in 2008 and the dodgy DN of course

      Will send off template above today and await their response

      Cheers mate and sorry for stressing out
      Last edited by Slickfm; 7 July 2011, 09:02.
      Fight the good fight and we will prevail
      Proud to be a member of the AAD community

      Comment


      • Re: Slickfm UE Diary

        Cheers mate - keep us updated
        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

        Comment


        • Re: Slickfm UE Diary

          MBNA card update:

          Hiya all, after 7 months of silence, 2nd DCA on the case. Received 2 letters today from MBNA and Fredrickson int ltd. Account has been asigned to Fredricksons for collection. Looks like a batch of these have gone out as clueless24 and Helmsman have received the same.
          I also have a letter from MBNA which states the CCA they have supplied is incomplete so they won't go to court whilst this is the case

          I will send Fred's the CCA query (no CCA) and a copy of the MBNA letter confirming this

          Let's see what happens then
          Fight the good fight and we will prevail
          Proud to be a member of the AAD community

          Comment


          • Re: Slickfm UE Diary

            Nice one matey

            Are you talking about this template:---> Unenforceability Templates - Section 2

            That's what you NEED to send
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

            Comment


            • Re: Slickfm UE Diary

              Originally posted by Never-In-Doubt View Post
              Nice one matey

              Are you talking about this template:---> Unenforceability Templates - Section 2

              That's what you NEED to send
              Yep thats the one Niddy

              Cheers fella
              Fight the good fight and we will prevail
              Proud to be a member of the AAD community

              Comment


              • Re: Slickfm UE Diary

                Originally posted by Slickfm View Post
                Yep thats the one Niddy

                Cheers fella
                Nice one matey
                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                Comment


                • Re: Slickfm UE Diary

                  Originally posted by Slickfm View Post
                  TSB Card update: Not sure now

                  Hiya Niddy and all,

                  After 2 recons being sent to me by TSB and me sending a 2nd copy of the CCA Query - Letter Previously Confirming No CCA template to SCM. SCM have now sent a copy of my signed application form including T & C's on page 2 and new T & C's issued in 2004, also enclosed was a copy of all my statements going back 9 years (it was a big envelope).

                  This is the first time over the last 12 months that i have received anything different from the usual recons. Their covering letter reads 'further to our recent letter, please find enclosed all relevant documents. Please ensure that we have your repayment proposals no later than 8th July 2011 to prevent legal action being taken to recover the balance outstanding'.

                  Rather worried about this one now Niddy so i have emailed it over to you to take a look please mate and advise on what to send back.
                  Originally posted by Never-In-Doubt View Post
                  Hiya,

                  Ok, so they have created a recon - that is evident from the paperwork emailed. Basically, look at the main agreement, it's on a blank page with no letterhead or anything so it's evidently a copy. Next, look at page 2 - this links to varying terms that are not present, do you have the rest of the terms or was this all they sent regards the original? Regardless of whether they fulfilled the variable terms (from 2004) - its the initial ones that count, plus remember you do have a dodgy DN from them so don't worry about this.

                  Respond to SCM with the following now: CCA Query - Missing Prescribed Terms
                  Hiya Gang,

                  TSB Card Update:

                  SCM Solicitors have sent a response to the above template today, it basically states that TSB have told them that they have supplied all relevant paperwork for my CCA request, and told SCM to continue action with regards to the account

                  Its like with these muppets now, so will just ignore and see what comes next, unless told otherwise?

                  Cheers all
                  Fight the good fight and we will prevail
                  Proud to be a member of the AAD community

                  Comment


                  • Re: Slickfm UE Diary

                    Originally posted by Slickfm View Post
                    Hiya Gang,

                    TSB Card Update:

                    SCM Solicitors have sent a response to the above template today, it basically states that TSB have told them that they have supplied all relevant paperwork for my CCA request, and told SCM to continue action with regards to the account

                    Its like with these muppets now, so will just ignore and see what comes next, unless told otherwise?

                    Cheers all
                    Send this mate: Threat by Creditor - Enough is Enough Response
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                    Comment


                    • Re: Slickfm UE Diary

                      Originally posted by Never-In-Doubt View Post
                      Will do Niddy, cheers fella
                      Fight the good fight and we will prevail
                      Proud to be a member of the AAD community

                      Comment


                      • Re: Slickfm UE Diary

                        Originally posted by Slickfm View Post
                        MBNA card update:

                        Hiya all, after 7 months of silence, 2nd DCA on the case. Received 2 letters today from MBNA and Fredrickson int ltd. Account has been asigned to Fredricksons for collection. Looks like a batch of these have gone out as clueless24 and Helmsman have received the same.
                        I also have a letter from MBNA which states the CCA they have supplied is incomplete so they won't go to court whilst this is the case

                        I will send Fred's the CCA query (no CCA) and a copy of the MBNA letter confirming this

                        Let's see what happens then
                        Originally posted by Never-In-Doubt View Post
                        Nice one matey

                        Are you talking about this template:---> Unenforceability Templates - Section 2

                        That's what you NEED to send
                        Hiya Gang

                        Letter back from Fredrickson Int today saying that i have failed to respond. I sent the CCA Query (no CCA) to them recorded on the 13th July and according to royal mail it is still waiting to be delivered

                        Anyone had problems getting mail through to Fred's??
                        Fight the good fight and we will prevail
                        Proud to be a member of the AAD community

                        Comment


                        • Re: Slickfm UE Diary

                          Slcikfm,

                          What address did you send it to?

                          Comment


                          • Re: Slickfm UE Diary

                            Originally posted by Slickfm View Post
                            Hiya Gang

                            Letter back from Fredrickson Int today saying that i have failed to respond. I sent the CCA Query (no CCA) to them recorded on the 13th July and according to royal mail it is still waiting to be delivered

                            Anyone had problems getting mail through to Fred's??
                            Hi,
                            Had a recorded delivery from Nat Pest on weds we were out, but the postman delivered it anyway seems they cant be bothered to take it back to the depot.
                            Good Luck

                            Comment


                            • Re: Slickfm UE Diary

                              Originally posted by Slickfm View Post
                              Hiya Gang

                              Letter back from Fredrickson Int today saying that i have failed to respond. I sent the CCA Query (no CCA) to them recorded on the 13th July and according to royal mail it is still waiting to be delivered

                              Anyone had problems getting mail through to Fred's??
                              Hi Slickfm,

                              I've sent 2 letters to Fredrickson both recorded delivered in the last month and they have both been signed for - so no trouble getting through for me.
                              Oct Revolution


                              Any new updates to my diary will be highlighted in RED

                              Comment


                              • Re: Slickfm UE Diary

                                They use more than one address don't they. Hence my question.

                                Comment

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