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  • Re: nanna58 UE Diary

    Originally posted by nanna58 View Post
    hi
    general Final response sent on 15.9.2011

    delivered on 16.9.2011

    received today from robbo

    IMMEDIATE ACTION REQUIRED
    offering 60% discount ring them now

    thanx
    Immediate action required Nana - Ignore this letter for now
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    • Re: nanna58 UE Diary

      I WILL DO THAT IMMEDATLY XX
      if you do it today and you like it you can always do it again tomorrow


      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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      • Re: nanna58 UE Diary

        Barclaycard 2

        from robbos today

        "We refer to your recent query and comment.In veiw of your query we have today removed you account from oyr files and returned your case to our client who will if appropriate deal directly with you in furure. Our cient has been made aware of the reason why your account is being closed and returned to them"

        (medium sized WHOOPIE for now)

        xxx
        if you do it today and you like it you can always do it again tomorrow


        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • Re: nanna58 UE Diary

          hi

          Had a response re Barclaycard 2 today from B card
          " I see from our records that a final response was issued to you on 30 November 2011" (oh)
          As confirmed in our letter we believe your credit agreement to be properly executed and fully compliant with the Act and any allegations that it is not will be opposed. Your References to S 127 (3) are therfore irrelevent.

          They go on to say that with regard to the oft they do not hold the account to be in dispute and although they have complied with my s78 request i appear to under the misconception that they have not dealt with the request in a timely manner .

          then there is a 3 page letter explaining s78 and say they are fully compliant and i should continue to pay the debt on my account.

          I have checked back to the dicument they sent it was 18 November 2010 and Nid demmed ti to be UE as he said it was a signed copy of an application form although they say it is a recon. Included on their covering letter for that date they include a statement of account. As this was on the old site i can resend if that helps

          many thanks xxx
          if you do it today and you like it you can always do it again tomorrow


          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • Re: nanna58 UE Diary

            Originally posted by nanna58 View Post
            hi

            Had a response re Barclaycard 2 today from B card
            " I see from our records that a final response was issued to you on 30 November 2011" (oh)
            As confirmed in our letter we believe your credit agreement to be properly executed and fully compliant with the Act and any allegations that it is not will be opposed. Your References to S 127 (3) are therfore irrelevent.

            They go on to say that with regard to the oft they do not hold the account to be in dispute and although they have complied with my s78 request i appear to under the misconception that they have not dealt with the request in a timely manner .

            then there is a 3 page letter explaining s78 and say they are fully compliant and i should continue to pay the debt on my account.

            I have checked back to the dicument they sent it was 18 November 2010 and Nid demmed ti to be UE as he said it was a signed copy of an application form although they say it is a recon. Included on their covering letter for that date they include a statement of account. As this was on the old site i can resend if that helps

            many thanks xxx
            Just ignore foe now
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • Re: nanna58 UE Diary

              okey dokey i shall ignore dreckly
              if you do it today and you like it you can always do it again tomorrow


              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • Re: nanna58 UE Diary

                great ignoring skills Nanna!

                Comment


                • Re: nanna58 UE Diary

                  Having found myself just a quick update.................. nowt so far shhhhhhh xx
                  if you do it today and you like it you can always do it again tomorrow


                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                  • Re: nanna58 UE Diary

                    shhhhhhh

                    Comment


                    • Re: nanna58 UE Diary

                      Re Barclaycard 1
                      Bal 1,891.54

                      last payment May 2010
                      Had Calders mercers AIC Morecroft
                      Now Wescot

                      Nice shade of red headed paper

                      "Westcot are specialist in collection an i should contact them immediatley to avoid further action"

                      Last contact on this account was in August 2011

                      do i sent sold whilst in dispute? they sent terms originally
                      thank you
                      if you do it today and you like it you can always do it again tomorrow


                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                      • Re: nanna58 UE Diary

                        Originally posted by nanna58 View Post
                        Re Barclaycard 1
                        Bal 1,891.54

                        last payment May 2010
                        Had Calders mercers AIC Morecroft
                        Now Wescot

                        Nice shade of red headed paper

                        "Westcot are specialist in collection an i should contact them immediatley to avoid further action"

                        Last contact on this account was in August 2011

                        do i sent sold whilst in dispute? they sent terms originally
                        thank you
                        just ignore for now ..see what they send next..
                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment


                        • Re: nanna58 UE Diary

                          thank you i2d xx
                          if you do it today and you like it you can always do it again tomorrow


                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment


                          • Re: nanna58 UE Diary

                            Originally posted by in 2 deep View Post
                            just ignore for now ..see what they send next..
                            Hi I2D
                            thnx for the above and have ignored as advised they are ringing now would you send sold in dispute or continue to ignore?
                            many thanx
                            if you do it today and you like it you can always do it again tomorrow


                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment


                            • Re: nanna58 UE Diary

                              Originally posted by nanna58 View Post
                              Hi I2D
                              thnx for the above and have ignored as advised they are ringing now would you send sold in dispute or continue to ignore?
                              many thanx
                              Wait until they write to you
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                              • Re: nanna58 UE Diary

                                I have requested CCa from NDR as they have now taken over my Littlewoods acount

                                Acc opened Nov 2001

                                Balance 505.27

                                Received today CCa from shop direct

                                It is a blank document with no names dates address signature or anything else just the document.

                                Is "blank document recieved " correct to send back?
                                if you do it today and you like it you can always do it again tomorrow


                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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