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  • #271
    Re: nanna58 UE Diary

    Originally posted by nanna58 View Post
    I have requested CCa from NDR as they have now taken over my Littlewoods acount

    Acc opened Nov 2001

    Balance 505.27

    Received today CCa from shop direct

    It is a blank document with no names dates address signature or anything else just the document.

    Is "blank document recieved " correct to send back?
    I Would send this back.....
    CCA Query - Copy Document Received
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • #272
      Re: nanna58 UE Diary

      will do and as always thank you xx
      if you do it today and you like it you can always do it again tomorrow

      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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      • #273
        Re: nanna58 UE Diary

        BARCLAYCARD 1

        CCA requested MAY 2010

        Ts n Cs recieved May 2010

        sent back relevent template for Ts n Cs

        July2010 from them sorry to here you are not satisfied with our response.

        OCTOBER 2010 their Final Response recieved.

        October 2010 Mercers chase

        sent back "in dispute"

        JANUARY 2011 Calders chase

        in dispute template sent

        MARCH 2011 Moorcroft chase

        " in dispute sent"

        Midas Credit chase June 2011

        "dispute sent"

        June 2011 M00rcroft are unable to comply with my request ahve sent back to Barclaycard

        July 2011 AIC chase
        dispute sent then usual back down letter

        Wescot letter 29 12 2011

        ignored as advised

        today Wescot letter FINAL NOTICE they have investigated and confirm i live at this adress if i do not make contact they may take legal action through the courts and i will have to pay fees etc i must contact with in 10 days.Or they will visit me at home

        wot next pray xx
        if you do it today and you like it you can always do it again tomorrow

        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #274
          Re: nanna58 UE Diary

          Send them this ......> Threat by Creditor - Threat-o-Gram Letter Before Action
          Last edited by Deepie; 12 January 2012, 12:33.
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • #275
            Re: nanna58 UE Diary

            bloody hell that was fast cheers xx
            if you do it today and you like it you can always do it again tomorrow

            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • #276
              Re: nanna58 UE Diary

              Absolutely FP, Wescot can do bugger all! They won't own the debt and the clowns Nelson Guest are frightened to death at the threat of a complaint to the SRA and legal ombudsman. They run at the first threat back at them

              Just respectfully remind them of the infamous response in Arkell v Pressdram (1971) (CoA)

              regards
              Garlok

              Comment

              • #277
                Re: nanna58 UE Diary

                SORRY TO BE THICK I2D where itsays "in dispute with DCA "do i include them or just oc as i have not made any communication with wescot to date sorry about this
                if you do it today and you like it you can always do it again tomorrow

                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                • #278
                  Re: nanna58 UE Diary

                  F P and good youg Garlok you crack me up mond you i am fail
                  if you do it today and you like it you can always do it again tomorrow

                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                  • #279
                    Re: nanna58 UE Diary

                    Originally posted by nanna58 View Post
                    SORRY TO BE THICK I2D where itsays "in dispute with DCA "do i include them or just oc as i have not made any communication with wescot to date sorry about this
                    OK sorry if this is first time send this >
                    Account Sold whilst in Dispute
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                    • #280
                      Re: nanna58 UE Diary

                      Hi Nanna

                      You could send instead "Account Sold in Dispute" to Westcot and save "Threat-o-Gram Letter Before Action" for their so called legal advisors at Nelson Guest for when they write.

                      That is what I would do anyway, I know that that In2Deep has recommended the other letter for now so I hope this doesn't confuse you. I don't think there's a right or wrong answer here.

                      MK
                      One day at a time, with £34K of UE debt

                      LloydsTSB - For the (UE) journey NatWest/RBS Mint - (Un)Helpful banking
                      Marbles - they lost 'em - and my CCA, what a shame

                      Comment

                      • #281
                        Re: nanna58 UE Diary

                        Sod it ill send both!!!!!!!!!!
                        if you do it today and you like it you can always do it again tomorrow

                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                        • #282
                          Re: nanna58 UE Diary

                          Originally posted by nanna58 View Post
                          Sod it ill send both!!!!!!!!!!
                          That would really confuse them,

                          I think that "Account Sold in Dispute" as In2Deep confirmed above is the one to send.

                          MK
                          One day at a time, with £34K of UE debt

                          LloydsTSB - For the (UE) journey NatWest/RBS Mint - (Un)Helpful banking
                          Marbles - they lost 'em - and my CCA, what a shame

                          Comment

                          • #283
                            Re: nanna58 UE Diary

                            will do xxx have xxx
                            if you do it today and you like it you can always do it again tomorrow

                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment

                            • #284
                              Re: nanna58 UE Diary

                              Originally posted by nanna58 View Post
                              I have requested CCa from NDR as they have now taken over my Littlewoods acount

                              Acc opened Nov 2001

                              Balance 505.27

                              Received today CCa from shop direct

                              It is a blank document with no names dates address signature or anything else just the document.

                              Is "blank document recieved " correct to send back?
                              Sent back "copy document recieved"
                              Recieved today 4 Default Notices from littlewoods

                              all f them have my account number on but with different ref for them

                              1 says to remedy breach pay £492.28 by 30 jan 2012

                              3 say to remedy breach pay £8,33 by 30 jan 2012.

                              thank you

                              confused .com
                              if you do it today and you like it you can always do it again tomorrow

                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                              Comment

                              • #285
                                Re: nanna58 UE Diary

                                sorry thats £8.33p
                                if you do it today and you like it you can always do it again tomorrow

                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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