The Dopeys' UE Diary

[MrsD]

Re: The Dopey's UE Diary

just the one wee letter to-day from

Capital One Mrs Dopey
sent cca 31/07/10
18/8/2010 received copy of application form
9/09/2010 sent "you've sent an application form"
to-day received a four pager!! basically quoting everyone who's ever been to court about UE. and contradicting themselves
"to clarify, we do not retain the original signed agreement which you would have returned to us, but we scan the signature portion and retain this within our account system" strangely they sent me the whole page of the application form which according to them they don't keep.
they go on to huff and puff for a further three pages, do you need to see this or is it heading for the loo........

[Never-In-Doubt]

Re: The Dopey's UE Diary

just the one wee letter to-day from

Capital One Mrs Dopey
they go on to huff and puff for a further three pages, do you need to see this or is it heading for the loo........

LOL - paper the loo with it - nothing new in all that - just ignore them now!

:UE

[MrsD]

Re: The Dopey's UE Diary

thank you Niddy, what a waste of a load of trees!!!

another one on the loo wall...........

[nanna58]

Re: The Dopey's UE Diary

bet the loo is looking cool ;-)

[MrsD]

Re: The Dopey's UE Diary

hey, its the most interesting wall in the house Nanna!!!

[MrsD]

Re: The Dopey's UE Diary

Back again

nothing looks too scary..........

three letters from assorted BoS accounts for both us saying they have lost our phone number and would we phone......eh NO

Alliance and Leicester Mr Dopey
31/07/10 sent CCA request
two letters since then saying they are looking for it
7/10/10 letter to say they are going to default Mr Dopey for repeatedly breaking terms of agreement.
Muppets, guess I just ignore this one?


Citi Mr Dopey
31/07/10 sent CCA request
throughout Aug 10/Sept 10 received three copies of t&cs
sent "you've only sent T&Cs" twice
finally sent final response
received a letter on 5th Oct 10 saying this is definitely enforceable as they have sent everything they need to under S78 and clarified under the Carey judgement.
received agreement termination on 6th Oct 10
nothing mentions court action just the usual threat stuff about trashing our creditworthiness - muppets???

Lloyds TSB - Mrs Dopey
31/07/10 sent CCA request
nothing received until end Sept when SCM sent nasty threaty letter
sent off "you never sent me anything"
now received letter saying they are passing my complaint to customer relations and it may take a few days - I just ignore this as well??

Capital One Mr Dopey
31/07/10 sent CCA
Sept sent t&cs and bad photocopy of Mr Dopey's signature on a wee bit of paper, but nothing else to prescribed terms or anything
sent "you've only sent t&cs"
28th Sep 2010 received letter "their final response saying it is enforceable and we haven't told them why it isn't!!!
they also go on to more or less say that Carey allows them to do what the hell they like and prescribed terms can be imagined on the back of the application form.

I guess I ignore this or send my final response??? more muppets

M&S Mrs Dopey
a plaintive wee letter asking me to explain why I think the application form is not enforceable, do I ignore or do you want to see this???

not bad for a week away, just a great many trees sacrificed to this load of baloney............

[Never-In-Doubt]

Re: The Dopey's UE Diary

Alliance and Leicester Mr Dopey
31/07/10 sent CCA request
two letters since then saying they are looking for it
7/10/10 letter to say they are going to default Mr Dopey for repeatedly breaking terms of agreement.
Muppets, guess I just ignore this one?

Just ignore this.....

[Never-In-Doubt]

Re: The Dopey's UE Diary

Citi Mr Dopey
31/07/10 sent CCA request
throughout Aug 10/Sept 10 received three copies of t&cs
sent "you've only sent T&Cs" twice
finally sent final response
received a letter on 5th Oct 10 saying this is definitely enforceable as they have sent everything they need to under S78 and clarified under the Carey judgement. Received agreement termination on 6th Oct 10
nothing mentions court action just the usual threat stuff about trashing our creditworthiness - muppets???

Just ignore, nothing changed here...

[Never-In-Doubt]

Re: The Dopey's UE Diary

Lloyds TSB - Mrs Dopey
31/07/10 sent CCA request
nothing received until end Sept when SCM sent nasty threaty letter - sent off "you never sent me anything"
now received letter saying they are passing my complaint to customer relations and it may take a few days - I just ignore this as well??

LOL, just ignore yep! 1

[Never-In-Doubt]

Re: The Dopey's UE Diary

Capital One Mr Dopey
31/07/10 sent CCA
Sept sent t&cs and bad photocopy of Mr Dopey's signature on a wee bit of paper, but nothing else to prescribed terms or anything so I sent "you've only sent t&cs"
28th Sep 2010 received letter "their final response saying it is enforceable and we haven't told them why it isn't!!! they also go on to more or less say that Carey allows them to do what the hell they like and prescribed terms can be imagined on the back of the application form.

I guess I ignore this or send my final response??? more muppets

You ignore it....... it is their final response!

[Never-In-Doubt]

Re: The Dopey's UE Diary

M&S Mrs Dopey
a plaintive wee letter asking me to explain why I think the application form is not enforceable, do I ignore or do you want to see this??? not bad for a week away, just a great many trees sacrificed to this load of baloney............

Just ignore it, it's not for you to do their job for them! God they make me mad!

[MrsD]

Re: The Dopey's UE Diary

thank you Niddy

they're all bampots!!!!

[MrsD]

Re: The Dopey's UE Diary

Alliance and Leicester Mr Dopey
31/07/10 sent CCA request
two letters since then saying they are looking for it
7/10/10 letter to say they are going to default Mr Dopey for repeatedly breaking terms of agreement.
Muppets, guess I just ignore this one?

Just ignore this.....

Lovely honest letter from MBNA to-day re the above

"we have sent a copy of the original agreement, unfortunately the copy of the agreement that we have is incomplete, and at the moment, we are unable to provide a complete copy"
:UE
"While we try to locate this we confirm that we will not issue court proceedings against you to cover the amount but we will blah blah blah, hold the dog hostage, blah blah blah, phone you to extinction"

thank you Niddy, a result I think????
:UE

[Susie]

Re: The Dopey's UE Diary

Great result, all you need to do now is change your phone number and peace shall reign!

[MrsD]

Re: The Dopey's UE Diary

och Susie, they can phone till they are purple, we don't answer, I'm feeling gracious....................