GDPR Cookie Consent by SimpleServe Privacy Script Monument - SRJ - CARS - Circuit - Clarity - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

Monument - SRJ - CARS - Circuit - Clarity

Collapse
X
Collapse
 
  • Page of 1
  • Filter
  • Time
  • Show
Clear All
new posts
Previous template Next
  • #1

    Monument - SRJ - CARS - Circuit - Clarity

    Hi Niddy and all -
    I am asking for a bit of advice on which way to go with a matter between me and the above bunch of scum. In January 2010 I issued a s78 request and received a lot of rubbish back from them, just a signed application card and some pre printed T&C's. Since then this has been passed around various collection scum (Clarity, CARS, Circuit, SRJ, Jefferson Capital) in an attempt to recover a debt that is clearly UE.
    I have just checked my credit file with experian and it shows the current balance marked satisfied. Obviously they have written the debt off, but appear to have sold it onto a DCA who have then sold it on and on etc. The latest being SRJ who are bombarding me with texts phone calls (non of which I answer or respond to) and now today the first letter referral for litigation
    Do I write back to them and point out that it is marked satisfied on my credit report, it is UE and tell them to do one.
    Or just ignore them
    Any advice greatly appreciated.
    Tags: account, act, advice, calls, capital, card, cars, collection, con, credit, dca, debt, experian, fire, harassment, jefferson, letter, letters, litigation, mat, niddy, phone, phone calls, scare, telephone, templates, texts, unenforceability
  • #2
    Re: Monument - SRJ - CARS - Circuit - Clarity

    I wouldn't ignore them.

    Does the letter from SRJ say they may refer for litigation or they will commence litigation? This makes a difference to what you should send back to them.
    Let your smile change the world but don't let the world change your smile

    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

    Comment

    • #3
      Re: Monument - SRJ - CARS - Circuit - Clarity

      Thanks for the reply pixie
      Letter just states in big letters at the top Referral for litigation - then goes on to say the debt has been passed to them for collection please contact us to establish a payment solution.

      Comment

      • #4
        Re: Monument - SRJ - CARS - Circuit - Clarity

        It seems like the big letters may be a scare tactic.

        I would send Our Templates | Unenforceability Templates | Account Sold whilst in Dispute and Our Templates | Harassment & Intimidation Templates | Harassment by Telephone in the same envelope.
        Let your smile change the world but don't let the world change your smile

        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment

        • #5
          Re: Monument - SRJ - CARS - Circuit - Clarity

          Thanks Pixie
          Will fire them off today will keep you posted

          Comment

          Previous template Next
          Working...
          X